Tech Smolutions
ActiveSummary
Tech Smolutions has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,585 and a net result of €68,442. Equity has been growing by about 30% per year since 2021. Its solvency ranks better than 36% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-11-2020 Normal situation
- Activity
- Computer programming NACE 62100and 5 others
- Establishment unit
- 2.310.143.288 1180 Uccle, since 18-11-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 05-08-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €88,047
- ▲ 56.5%
- Turnover
- ≈ €210,000
- estimated
- Profit
- €68,442
- ▲ 111%
- Equity
- €75,585
- ▲ 0.6%
- Total assets
- €175,448
- ▲ 87.8%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.73, cash €112,189Size: total assets €175,448Equity €75,585 (43.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 38% of them on solvency, 54% on liquidity, 82% on profitability and 44% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 97 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-04-2026 PDF all 5 filings
Every figure per financial year
The operating result for 2025 is 94% higher than in 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 |
|---|---|
| Average over the year, in full-time equivalents | 0.2 |
| Joined | 0 |
| Left | 1 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €1,434 | - | - | €2,807 |
| Depreciation and write-downs of the year | - | €345 | €478 | €478 | €541 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €10,408 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €345 | €478 | €478 | €541 | ▲ 13.2% |
| Other operating charges640/8 | - | €236 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €34,456 | -€13,766 | €39,642 | €56,266 | €88,047 | ▲ 56.5% |
| Operating profit (loss)9901 | €34,456 | -€14,346 | €38,779 | €44,993 | €87,106 | ▲ 93.6% |
| Financial income75/76B | €11 | €18 | - | €14 | - | - |
| Recurring financial income75 | €11 | €18 | - | €14 | - | - |
| Financial charges65/66B | €1,247 | €766 | €219 | €135 | €276 | ▲ 105% |
| Recurring financial charges65 | €1,247 | €766 | €219 | €135 | €143 | ▲ 5.9% |
| Non-recurring financial charges66B | - | - | - | - | €134 | - |
| Profit (loss) for the period before taxes9903 | €33,221 | -€15,094 | €38,560 | €44,872 | €86,830 | ▲ 93.5% |
| Income taxes67/77 | €9,127 | - | €6,875 | €12,413 | €18,388 | ▲ 48.1% |
| Profit (loss) for the period9904 | €24,094 | -€15,094 | €31,685 | €32,459 | €68,442 | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €24,094 | -€15,094 | €31,685 | €32,459 | €68,442 | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,120 | €21,647 | €58,872 | €93,401 | €175,448 | ▲ 87.8% |
| Fixed assets21/28 | - | €1,090 | €612 | €134 | €2,266 | ▲ 17× |
| Tangible fixed assets22/27 | - | €1,090 | €612 | €134 | €2,266 | ▲ 17× |
| Plant, machinery and equipment23 | - | €1,090 | €612 | €134 | €2,266 | ▲ 17× |
| Current assets29/58 | €37,120 | €20,557 | €58,260 | €93,268 | €173,182 | ▲ 85.7% |
| Amounts receivable within one year40/41 | €5,721 | - | €24,880 | €25,561 | €60,993 | ▲ 139% |
| Trade receivables40 | €5,719 | - | €24,880 | €25,561 | €60,993 | ▲ 139% |
| Other amounts receivable41 | €2 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €31,399 | €20,557 | €33,380 | €67,707 | €112,189 | ▲ 65.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,120 | €21,647 | €58,872 | €93,401 | €175,448 | ▲ 87.8% |
| Equity10/15 | €26,094 | €10,999 | €42,685 | €75,143 | €75,585 | ▲ 0.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €23,000 | €23,000 | €40,500 | €72,500 | €72,500 | = |
| Distributable reserves133 | €23,000 | €23,000 | €40,500 | €72,500 | €72,500 | = |
| Profit (loss) carried forward14 | €1,094 | -€14,001 | €185 | €643 | €1,085 | ▲ 68.7% |
| Amounts payable17/49 | €11,026 | €10,648 | €16,187 | €18,258 | €99,863 | ▲ 447% |
| Amounts payable within one year42/48 | €11,026 | €10,648 | €16,187 | €18,258 | €99,863 | ▲ 447% |
| Trade debts44 | €604 | €190 | €129 | - | €202 | - |
| Suppliers440/4 | €604 | €190 | €129 | - | €202 | - |
| Taxes, remuneration and social security45 | €9,604 | €9,457 | €14,943 | €17,233 | €30,252 | ▲ 75.5% |
| Taxes450/3 | €9,604 | €9,457 | €14,943 | €17,233 | €30,252 | ▲ 75.5% |
| Other amounts payable47/48 | €818 | €1,001 | €1,116 | €1,025 | €69,408 | ▲ 68× |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,094 | -€15,094 | €31,685 | €32,459 | €68,442 | ▲ 111% |
| + Depreciation and write-downs630 | - | €345 | €478 | €478 | €541 | ▲ 13.2% |
| Operating cash flow (approximation) | €24,094 | -€14,750 | €32,163 | €32,937 | €68,983 | ▲ 109% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | -€2,674 | - |
| Change in cash | - | -€10,841 | €12,823 | €34,327 | €44,482 | ▲ 29.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as Tech Smolutions has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Tech Smolutions itself is lower: < 0.1% within 12 months. It rests on far more data about Tech Smolutions than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Tech Smolutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-04-2026 | 2026-00070921 | |
| 31-12-2024 | micro format | 28-04-2025 | 2025-00087183 | |
| 31-12-2023 | micro format | 03-04-2024 | 2024-00058795 | |
| 31-12-2022 | micro format | 25-04-2023 | 2023-00073127 | |
| 31-12-2021 | micro format | 08-06-2022 | 2022-20049680 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
Tech Smolutions shares no director with another company.
Companies at the same address
5 other companies- THE VALET Registered office · since 27-06-2025Founded in 2025 1024.826.477
- FORMATO REAL ESTATE Registered office · since 15-11-2004Founded in 2004 · total assets €255,252 (2025) 0865.758.553
- IMMOBILIERE FORMATO Registered office · since 26-05-2004Founded in 2004 · total assets €61,599 (2025) · negative equity 0865.435.384
- Association des Copropriétaires à Uccle Chaussée D'Alsemberg 528 Registered office · since 06-11-2001Founded in 2001 0825.265.706
- Etudes et Bâtiments Registered office · since 01-01-1962Founded in 1962 0400.492.016
Connections & network
1 current directorThe network starts from the directors of Tech Smolutions. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21016B0096/00N000 | Brussels | 115 m² | 1 · 75 m² | 14.9 m · 3 |