TECH SIGN
ActiveSummary
TECH SIGN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €-17k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 39 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-14
Solvency58▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.01 in 2024; short-term debt: 30.8% and cash: 0.2% of total assets), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
-5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
32 d late
2023
61 d late
2022
84 d late
2021
61 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k
2024 · €85
2018: €13k
2019: €-5k
2020: €3k
2021: €15k
2022: €-624
2023: €25k
2024: €85
2018 → 2025
Working capital
€-16k
2024 · €1k
2018: €-37k
2019: €-46k
2020: €-36k
2021: €-22k
2022: €-25k
2023: €-4k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€98k▼ 0.6%€123k▲ 25.8%€122k▼ 0.7%€105k▼ 14.1%
Operating result€7k-€17k▲ 138%€50k▲ 190%€21k▼ 57.4%€-1k
Net result€15k-€-624€25k€85▼ 99.7%€-17k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets
€236k ▼ 9.4%
Current assets
€82k ▼ 19.3%
Equity and liabilities €318k
Equity
€105k ▼ 14.1%
Debt
€213k ▼ 11.2%
Debt's share of the balance-sheet total rises from 66.2% to 67.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €50k
Cash flow
€11k▼
2024 · €28k
Current ratio
0.84▼
2024 · 1.01
Quick ratio
0.79▼
2024 · 0.93
Debt to equity
2.03▲
2024 · 1.96
ROE
-16.4%▼
2024 · 0.1%
ROA
-5.4%▼
2024 · 0.0%
Interest coverage
1.71▼
2024 · 2.50
Debt ≤ 1 year
€98k▼
2024 · €101k
Debt > 1 year
€115k▼
2024 · €139k
Income taxes
€408▼
2024 · €3k
Staff costs
€40k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€362k€318k▼
Fixed assets21/28€260k€236k▼
Tangible fixed assets22/27€242k€217k▼
Land and buildings22€217k€195k▼
Plant, machinery and equipment23€23k€19k▼
Furniture and vehicles24-€1k
Leasing and similar rights25€2k€2k▼
Financial fixed assets28€18k€18k▲
Current assets29/58€102k€82k▼
Stocks and contracts in progress3€8k€4k▼
Stocks30/36€8k€4k▼
Amounts receivable within one year40/41€61k€74k▲
Trade receivables40€58k€58k▼
Other amounts receivable41€3k€16k▲
Cash at bank and in hand54/58€30k€611▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€362k€318k▼
Equity10/15€122k€105k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€102k€85k▼
Amounts payable17/49€240k€213k▼
Amounts payable after more than one year17€139k€115k▼
Financial debts170/4€139k€115k▼
Amounts payable within one year42/48€101k€98k▼
Current portion of amounts payable after more than one year42€23k€22k▼
Financial debts43€10k€10k▲
Credit institutions430/8€10k€10k▲
Trade debts44€31k€36k▲
Suppliers440/4€31k€36k▲
Taxes, remuneration and social security45€29k€22k▼
Taxes450/3€24k€20k▼
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€7k€7k▼
Accrued charges and deferred income492/3€400-
Income statement
Code20242025
Remuneration, social security and pensions62€34k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€9k€9k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€93k€76k▼
Operating profit (loss)9901€21k€-1k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€20k€16k▼
Recurring financial charges65€20k€16k▼
Profit (loss) for the period before taxes9903€3k€-17k▼
Income taxes67/77€3k€408▼
Profit (loss) for the period9904€85€-17k▼
Profit (loss) for the period to be appropriated9905€85€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€85k▼
Profit (loss) brought forward from the previous period14P€103k€102k▼
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
Social balance
Average headcount (FTE)90870.9-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-17k ▼20349%
Net result drops to €-17k, the lowest in the series.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 32 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Equity above €100kEq €123k ▲25.8%
Equity rises from €98k to €123k.
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 84 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Géron 135300 AndenneGround area
1,094 m²
Building footprint
187 m²
Parcel 92411D0079/00F003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Géron 13, 5300 Andenne
since 19932.060.391.252
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411D0079/00F003 | Wallonia | 1,094 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUSSELS KNITTING COMPANY
BE 0414.848.808
Brussel · Eq €105k
FILLES A PAPA
BE 0887.479.328
Herstal · Eq €101k
Corduroy
BE 0795.123.846
Antwerpen · Eq €100k
SABESS
BE 0437.254.917
Sint-Niklaas · Eq €99k
Bivan
BE 0406.589.158
Braine-l'Alleud · Eq €113k
Of 1,093 companies in sector 14210 we hold annual accounts for 213. 148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-1993
Fiscal year end31-12
Activities, NACEBEL 2025
14210Manufacture of outerwear
13300Finishing of textiles
13960Manufacture of textiles
46411Wholesale trade
47511Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:085-826979