TECH PRODUCTS & SERVICES
ActiveTECH PRODUCTS & SERVICES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €-7k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 43.17 against 44.26 in 2024), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
-0.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
34 d early
2022
12 d early
2021
12 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.27M▼ 0.5%
2024 · €1.28M
2019: €312k
2020: €631k
2021: €1.26M
2022: €1.34M
2023: €1.31M
2024: €1.28M
2019 → 2025
Total assets
€1.34M▼ 1.6%
2024 · €1.36M
2019: €439k
2020: €798k
2021: €1.44M
2022: €1.42M
2023: €1.32M
2024: €1.36M
2019 → 2025
Net result
€-7k▲ 75.6%
2024 · €-28k
2019: €293k
2020: €319k
2021: €630k
2022: €76k
2023: €-31k
2024: €-28k
2019 → 2025
Working capital
€1.22M▼ 2.6%
2024 · €1.25M
2019: €293k
2020: €573k
2021: €1.23M
2022: €1.30M
2023: €1.28M
2024: €1.25M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.26M-€1.34M▲ 6.1%€1.31M▼ 2.3%€1.28M▼ 2.2%€1.27M▼ 0.5%
Operating result€907k-€78k▼ 91.4%€-32k€-48k▼ 50.5%€-28k▲ 41.6%
Net result€630k-€76k▼ 87.9%€-31k€-28k▲ 8.7%€-7k▲ 75.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €48k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€94k▲ 13.0%
Current assets
€1.24M▼ 2.5%
Equity and liabilities €1.34M
Equity
€1.27M▼ 0.5%
Debt
€68k▼ 17.7%
The debt ratio falls from 6.1% to 5.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-7k▲
2024 · €-32k
Cash flow
€14k▲
2024 · €-12k
Solvency
94.9%▲
2024 · 93.9%
Current ratio
43.17▼
2024 · 44.26
Quick ratio
33.28▼
2024 · 35.62
Debt / equity
0.05▼
2024 · 0.06
ROE
-0.5%▲
2024 · -2.2%
ROA
-0.5%▲
2024 · -2.1%
Interest coverage
-0.44▲
2024 · -3.00
Debt
€68k▼
2024 · €83k
Debt ≤ 1 year
€29k▼
2024 · €29k
Debt > 1 year
€39k▼
2024 · €54k
Income taxes
€294▲
2024 · €269
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.34M▼
Fixed assets21/28€83k€94k▲
Tangible fixed assets22/27€80k€87k▲
Land and buildings22€21k€20k▼
Furniture and vehicles24€59k€67k▲
Financial fixed assets28€3k€7k▲
Current assets29/58€1.28M€1.24M▼
Stocks and contracts in progress3€249k€285k▲
Stocks30/36€249k€285k▲
Amounts receivable within one year40/41€37k€10k▼
Trade receivables40€28k€3k▼
Other amounts receivable41€9k€7k▼
Current investments50/53€695k€707k▲
Cash at bank and in hand54/58€296k€241k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.34M▼
Equity10/15€1.28M€1.27M▼
Contributions10/11€19k€19k=
Reserves13€1.24M€1.24M=
Distributable reserves133€1.24M€1.24M=
Profit (loss) carried forward14€17k€10k▼
Amounts payable17/49€83k€68k▼
Amounts payable after more than one year17€54k€39k▼
Financial debts170/4€54k€39k▼
Amounts payable within one year42/48€29k€29k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€4k€704▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€10k€10k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€21k▲
Other operating charges640/8-€3k
Gross operating margin9900€-32k€-4k▲
Operating profit (loss)9901€-48k€-28k▲
Financial income75/76B€31k€37k▲
Recurring financial income75€31k€37k▲
Financial charges65/66B€11k€16k▲
Recurring financial charges65€11k€16k▲
Profit (loss) for the period before taxes9903€-28k€-7k▲
Income taxes67/77€269€294▲
Profit (loss) for the period9904€-28k€-7k▲
Profit (loss) for the period to be appropriated9905€-28k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€10k▼
Profit (loss) brought forward from the previous period14P€45k€17k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-31k ▼141%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 91.36
Current ratio from 17.02 to 91.36; short-term debt falls from €81k to €14k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €630k ▲97.7%
Operating result €907k, net result €630k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.47
Current ratio from 5.05 to 10.47; short-term debt falls from €141k to €130k.
31-12
Financial
Equity above €1MEq €1.26M ▲99.9%
3 profitable years in a row build equity to €1.26M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €631k ▲102%
2 profitable years in a row build equity to €631k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marnixlaan 923090 OverijseGround area
1,698 m²
Building footprint
299 m²
Volume, LiDAR
1,645 m³
2 parcels, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TECH PRODUCTS & SERVICES
since 20192.284.772.246
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0386/00C009 | Flanders | 1,583 m² | 1 · 206 m² | 8.1 m · 1 fl. |
| 24302D0203/00M000 | Flanders | 115 m² | 1 · 93 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994007PCF2FLF3J4G73
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Of 1,163 companies in sector 46499 we hold annual accounts for 737. 470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2019
Fiscal year end31-12
Activities, NACEBEL
46432Wholesale trade
46499Wholesale of other household goods
46474Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
47430Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.