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Tech-no

Active
Private limited companyfounded 20232 yrs activevan den Vondelstraat (Joost) 23, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1000.833.726
Summary

Tech-no has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,851 and a net result of €8,684. Its solvency ranks better than 24% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability90
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.56; short-term debt: 37.1% and cash: 81.9% of total assets), but 78.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31896 sector peers (2025).
NBB · sector comparison
Position among 31896 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-08-2025, 171 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
171 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 October 2023, Tech-no was incorporated as a Private limited company.1 In 2026 the registered office moved to Huldenberg.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 22-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,851
Total assets
€50,269
Net result
€8,684
Working capital
€29,151

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €50,269
Fixed assets €2,491
Current assets €47,778
Equity and liabilities €50,269
Equity €10,851
Debt €39,418
Debt finances 78.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€20,542
Cash flow
€11,887
Current ratio
2.56
Debt to equity
3.63
ROE
80.0%
ROA
17.3%
Interest coverage
6.05
Debt ≤ 1 year
€18,627
Debt > 1 year
€19,244
Income taxes
€5,260

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€50,269
Fixed assets21/28€2,491
Tangible fixed assets22/27€2,491
Plant, machinery and equipment23€2,491
Current assets29/58€47,778
Amounts receivable within one year40/41€5,767
Trade receivables40€5,500
Other amounts receivable41€267
Cash at bank and in hand54/58€41,171
Deferred charges and accrued income490/1€840
Equity and liabilities
Total equity and liabilities10/49€50,269
Equity10/15€10,851
Contributions10/11€3,000
Profit (loss) carried forward14€7,851
Amounts payable17/49€39,418
Amounts payable after more than one year17€19,244
Financial debts170/4€19,244
Amounts payable within one year42/48€18,627
Current portion of amounts payable after more than one year42€7,234
Financial debts43€41
Credit institutions430/8€41
Trade debts44€2,485
Suppliers440/4€2,485
Taxes, remuneration and social security45€5,505
Taxes450/3€5,505
Other amounts payable47/48€3,363
Accrued charges and deferred income492/3€1,547
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,203
Other operating charges640/8€1,588
Non-recurring operating charges66A€2,271
Gross operating margin9900€24,402
Operating profit (loss)9901€17,339
Financial charges65/66B€3,396
Recurring financial charges65€3,396
Profit (loss) for the period before taxes9903€13,943
Income taxes67/77€5,260
Profit (loss) for the period9904€8,684
Profit (loss) for the period to be appropriated9905€8,684
Appropriation of the result
Profit (loss) to be appropriated9906€8,684
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,203
Other operating charges640/8€1,588
Non-recurring operating charges66A€2,271
Gross operating margin9900€24,402
Operating profit (loss)9901€17,339
Financial charges65/66B€3,396
Recurring financial charges65€3,396
Profit (loss) for the period before taxes9903€13,943
Income taxes67/77€5,260
Profit (loss) for the period9904€8,684
Profit (loss) for the period to be appropriated9905€8,684
Line2025
Assets
Total assets20/58€50,269
Fixed assets21/28€2,491
Tangible fixed assets22/27€2,491
Plant, machinery and equipment23€2,491
Current assets29/58€47,778
Amounts receivable within one year40/41€5,767
Trade receivables40€5,500
Other amounts receivable41€267
Cash at bank and in hand54/58€41,171
Deferred charges and accrued income490/1€840
Equity and liabilities
Total equity and liabilities10/49€50,269
Equity10/15€10,851
Contributions10/11€3,000
Profit (loss) carried forward14€7,851
Amounts payable17/49€39,418
Amounts payable after more than one year17€19,244
Financial debts170/4€19,244
Amounts payable within one year42/48€18,627
Current portion of amounts payable after more than one year42€7,234
Financial debts43€41
Credit institutions430/8€41
Trade debts44€2,485
Suppliers440/4€2,485
Taxes, remuneration and social security45€5,505
Taxes450/3€5,505
Other amounts payable47/48€3,363
Accrued charges and deferred income492/3€1,547
Line2025
Profit (loss) for the period9904€8,684
+ Depreciation and write-downs630€3,203
Operating cash flow (approximation)€11,887

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
22-09
State Gazette act Board meeting · Registered-office move
Power of attorney3 facts ▸
  • Board meeting, 11-09-2026
  • Registered-office move, Oude Waversebaan 69, 3040 Huldenberg
  • Power of attorney, BV Belisa
2025
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
220 m²
Building footprint
72 m²
Volume, LiDAR
564 m³
Parcel 23643G0491/00G002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Tech-no
van den Vondelstraat (Joost) 23, 1800 VilvoordeAgents specialised in the wholesale of other particular products
since 20232.350.483.709
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23643G0491/00G002 Flanders 220 m² 1 · 72 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 23,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-10-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
43350Other building finishing work
Contact
E-mail wardfrooninckx@outlook.comVilvoorde
Phone 0470/71.20.51Vilvoorde
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000833726
Also 9925:BE1000833726
Registered 05-08-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.