Tech Compass
ActiveSummary
Tech Compass has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,430 and a net result of €895. Its solvency ranks better than 14% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-12-2023 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 3 others
- Establishment unit
- 2.353.651.649 2100 Antwerpen, since 28-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €18,146
- ▲ 0.3%
- Turnover
- ≈ €99,000
- estimated
- Profit
- €895
- ▲ 67.0%
- Equity
- €6,430
- ▲ 16.2%
- Total assets
- €66,916
- ▲ 24.1%
Score breakdownraises riskFounded in 2023Equity €6,430 (9.6% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €66,916Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 16% of them on solvency, 5% on liquidity, 29% on profitability and 62% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 35 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 23-06-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 21% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €46,920 | €24,813 |
| Depreciation and write-downs of the year | €11,795 | €13,134 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €4,250 awarded · €4,250 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €2,501 | €2,501 |
| 2024 | 1 | €1,749 | €1,749 |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,795 | €13,134 | ▲ 11.4% |
| Other operating charges640/8 | €277 | €265 | ▼ 4.2% |
| Gross operating margin9900 | €18,086 | €18,146 | ▲ 0.3% |
| Operating profit (loss)9901 | €6,014 | €4,746 | ▼ 21.1% |
| Financial income75/76B | €84 | €378 | ▲ 352% |
| Recurring financial income75 | €84 | €378 | ▲ 352% |
| Financial charges65/66B | €3,658 | €2,946 | ▼ 19.5% |
| Recurring financial charges65 | €3,658 | €2,946 | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €2,440 | €2,179 | ▼ 10.7% |
| Income taxes67/77 | €1,904 | €1,284 | ▼ 32.6% |
| Profit (loss) for the period9904 | €536 | €895 | ▲ 67.0% |
| Profit (loss) for the period to be appropriated9905 | €536 | €895 | ▲ 67.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €53,938 | €66,916 | ▲ 24.1% |
| Formation expenses20 | €1,475 | €25 | ▼ 98.3% |
| Fixed assets21/28 | €36,566 | €49,695 | ▲ 35.9% |
| Tangible fixed assets22/27 | €36,566 | €49,695 | ▲ 35.9% |
| Plant, machinery and equipment23 | €1,816 | €23,945 | ▲ 13× |
| Furniture and vehicles24 | €34,750 | €25,750 | ▼ 25.9% |
| Current assets29/58 | €15,897 | €17,197 | ▲ 8.2% |
| Amounts receivable within one year40/41 | €5,347 | €18 | ▼ 99.7% |
| Trade receivables40 | €5,347 | €18 | ▼ 99.7% |
| Cash at bank and in hand54/58 | €9,213 | €7,080 | ▼ 23.2% |
| Deferred charges and accrued income490/1 | €1,337 | €10,099 | ▲ 655% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €53,938 | €66,916 | ▲ 24.1% |
| Equity10/15 | €5,536 | €6,430 | ▲ 16.2% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €536 | €1,430 | ▲ 167% |
| Amounts payable17/49 | €48,402 | €60,486 | ▲ 25.0% |
| Amounts payable within one year42/48 | €48,402 | €60,486 | ▲ 25.0% |
| Trade debts44 | €123 | €1,329 | ▲ 978% |
| Suppliers440/4 | €123 | €1,329 | ▲ 978% |
| Taxes, remuneration and social security45 | €7,746 | €6,146 | ▼ 20.7% |
| Taxes450/3 | €7,746 | €6,146 | ▼ 20.7% |
| Other amounts payable47/48 | €40,532 | €53,011 | ▲ 30.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €536 | €895 | ▲ 67.0% |
| + Depreciation and write-downs630 | €11,795 | €13,134 | ▲ 11.4% |
| Operating cash flow (approximation) | €12,331 | €14,029 | ▲ 13.8% |
| Investment in fixed assets (approximation) | - | -€26,264 | - |
| Change in cash | - | -€2,134 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,135 companies had the same profile as Tech Compass has now. Two years later, 5.2% had gone bankrupt and 92.1% were still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Tech Compass itself is lower: 0.3% within 12 months. It rests on far more data about Tech Compass than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for Tech Compass. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VERWIMP Tim Erwin 100 shares (100%) · €5,000 in cash
Capital transactions
- 02-01-2024 Incorporation · €5,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Geheel van bevoegdheden aan hem toegekend met mogelijkheid deel te delegeren, iedere bestuurder,alleen optredend,mag alle handelingen…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 02-01-2024 (in Dutch)
Network & group
Tech Compass shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Tech Compass. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-01
Gazette deed
IncorporationStarting capital €5,000 · Appointment: VERWIMP Tim Erwin (director) · Registered office clause · Board rule10 points ▸
- Other provision, 2025, “eerste algemene vergadering” (deed in Dutch)
- Registered office clause, “2100 Deurne, Jaak Embrechtsstraat 46” (deed in Dutch)
- Board rule, 1
- Director appointment, VERWIMP Tim Erwin (director (not named in the articles))
- Pre-incorporation commitments, ratification, “alle verrichtingen sedert 2023-11-11 namens vennootschap gesteld door oprichter” (deed in Dutch)
- Incorporation, “Tech Compass” (deed in Dutch)
- Founder, VERWIMP Tim Erwin
- Founding capital, €5,000
- Bank account, 13-12-2023
- Other provision, “onbeschikbare eigenvermogensrekening, steeds beschikbaar” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
10 activities
- Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen; het management en het bestuur van om het even welke ondernemingen en vennootschappen, het optreden als vereffenaar;
- Het verlenen van technische, administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen; het verlenen van financiële bijstand;
- Zowel in België als in het buitenland, onder eender welke vorm, participaties te verwerven en aan te houden;
- Haar patrimonium, bestaande uit onroerende en roerende goederen of rechten, te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden; het aankopen, verkopen, opschikken, uitrusten, valoriseren, bouwen, verhuren, onderverhuren of in huur nemen van onroerende goederen, al dan niet gemeubeld;
- Computerconsultancy-activiteiten, het verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software);
- Overige diensten op het gebied van informatietechnologie, computers, andere hardware, software en websites;
- De aankoop, verhuur, onderhoud en verkoop van alle roerende goederen - desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden - zoals alle soorten materieel, gereedschappen, machines, installaties en computers, soft- en hardware;
- Het aanvragen, verwerven, verhandelen en exploiteren van licenties, octrooien, merken en dergelijke;
- Het administratief opvolgen en beheer van bestanden en archieven;
- Het begeleiden van kleine, middelgrote en grote ondernemingen in de meest ruime zin.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11346B0462/00H006 | Flanders | 730 m² | 1 · 105 m² | 11.6 m · 4 |