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TECH BUILD

Active
Private limited companyfounded 2025active for 1 yearPoststraat 30, 1853 Grimbergen, BelgiumKBO/BCE: BE 1021.066.441

Financials · financial year 2025, micro format

2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00504146.

Annual accounts 2025 filed on 30-08-2026 at the NBB

Turnover
≈ €24,000
Estimated: probably between €15,000 and €33,000
Total assets
€16,985
Net result
€1,279
Working capital
€2,279

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €16,985
Equity €2,279
Debt €14,706
Debt's share of the balance-sheet total is 86.6%.
Key figures and ratios
2025 value
Current ratio
1.15
Debt to equity
6.45
ROE
56.1%
ROA
7.5%
Debt ≤ 1 year
€14,706
Staff costs
€340
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€16,985
Current assets29/58€16,985
Amounts receivable within one year40/41€11,958
Trade receivables40€11,442
Other amounts receivable41€516
Cash at bank and in hand54/58€5,027
Equity and liabilities
Total equity and liabilities10/49€16,985
Equity10/15€2,279
Contributions10/11€1,000
Profit (loss) carried forward14€1,279
Amounts payable17/49€14,706
Amounts payable within one year42/48€14,706
Trade debts44€11,728
Suppliers440/4€11,728
Taxes, remuneration and social security45€2,977
Taxes450/3€174
Remuneration and social security454/9€2,803
Other amounts payable47/48€1
Income statement Code2025
Remuneration, social security and pensions62€340
Other operating charges640/8€162
Gross operating margin9900€1,788
Operating profit (loss)9901€1,285
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€1,279
Profit (loss) for the period9904€1,279
Profit (loss) for the period to be appropriated9905€1,279
Appropriation of the result
Profit (loss) to be appropriated9906€1,279

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Line2025
Remuneration, social security and pensions62€340
Other operating charges640/8€162
Gross operating margin9900€1,788
Operating profit (loss)9901€1,285
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€1,279
Profit (loss) for the period9904€1,279
Profit (loss) for the period to be appropriated9905€1,279
Line2025
Assets
Total assets20/58€16,985
Current assets29/58€16,985
Amounts receivable within one year40/41€11,958
Trade receivables40€11,442
Other amounts receivable41€516
Cash at bank and in hand54/58€5,027
Equity and liabilities
Total equity and liabilities10/49€16,985
Equity10/15€2,279
Contributions10/11€1,000
Profit (loss) carried forward14€1,279
Amounts payable17/49€14,706
Amounts payable within one year42/48€14,706
Trade debts44€11,728
Suppliers440/4€11,728
Taxes, remuneration and social security45€2,977
Taxes450/3€174
Remuneration and social security454/9€2,803
Other amounts payable47/48€1
Line2025
Profit (loss) for the period9904€1,279
Operating cash flow (approximation)€1,279

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 2,390 companies had the same profile as TECH BUILD has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
96.7% was still going
2.0% stopped otherwise
1.2% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of TECH BUILD itself is higher: 1.5% within 12 months. It rests on far more data about TECH BUILD than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for TECH BUILD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00504146 PDF

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