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TECH ART Y

Active
Private limited companyfounded 20242 yrs activeRue des Champs(SS) 46, 5002 Namur, BelgiumKBO/BCE: BE 1010.723.667
Summary

TECH ART Y has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,474 and a net result of €32,341. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 7.59; short-term debt: 10.9% and cash: 57.5% of total assets), and 10.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-05-2026, 89 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
89 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TECH ART Y was incorporated on 25 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€35,474
Total assets
€39,807
Net result
€32,341
Working capital
€28,557

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €39,807
Fixed assets €6,917
Current assets €32,890
Equity and liabilities €39,807
Equity €35,474
Debt €4,332
Debt finances 10.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€49,852
Cash flow
€35,353
Current ratio
7.59
Debt to equity
0.12
ROE
91.2%
ROA
81.2%
Interest coverage
32.48
Debt ≤ 1 year
€4,332
Income taxes
€12,964

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€39,807
Fixed assets21/28€6,917
Tangible fixed assets22/27€6,917
Furniture and vehicles24€6,917
Current assets29/58€32,890
Amounts receivable within one year40/41€10,016
Trade receivables40€9,760
Other amounts receivable41€256
Cash at bank and in hand54/58€22,874
Equity and liabilities
Total equity and liabilities10/49€39,807
Equity10/15€35,474
Contributions10/11€3,966
Reserves13€31,508
Non-distributable reserves130/1€31,508
Other1319€31,508
Amounts payable17/49€4,332
Amounts payable within one year42/48€4,332
Trade debts44€1,439
Suppliers440/4€1,439
Taxes, remuneration and social security45€923
Taxes450/3€923
Other amounts payable47/48€1,970
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,012
Other operating charges640/8€253
Gross operating margin9900€50,105
Operating profit (loss)9901€46,840
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,535
Recurring financial charges65€1,535
Profit (loss) for the period before taxes9903€45,305
Income taxes67/77€12,964
Profit (loss) for the period9904€32,341
Profit (loss) for the period to be appropriated9905€32,341
Appropriation of the result
Profit (loss) to be appropriated9906€32,341
Transfer to equity691/2€31,508
To other reserves6921€31,508
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,012
Other operating charges640/8€253
Gross operating margin9900€50,105
Operating profit (loss)9901€46,840
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,535
Recurring financial charges65€1,535
Profit (loss) for the period before taxes9903€45,305
Income taxes67/77€12,964
Profit (loss) for the period9904€32,341
Profit (loss) for the period to be appropriated9905€32,341
Line2025
Assets
Total assets20/58€39,807
Fixed assets21/28€6,917
Tangible fixed assets22/27€6,917
Furniture and vehicles24€6,917
Current assets29/58€32,890
Amounts receivable within one year40/41€10,016
Trade receivables40€9,760
Other amounts receivable41€256
Cash at bank and in hand54/58€22,874
Equity and liabilities
Total equity and liabilities10/49€39,807
Equity10/15€35,474
Contributions10/11€3,966
Reserves13€31,508
Non-distributable reserves130/1€31,508
Other1319€31,508
Amounts payable17/49€4,332
Amounts payable within one year42/48€4,332
Trade debts44€1,439
Suppliers440/4€1,439
Taxes, remuneration and social security45€923
Taxes450/3€923
Other amounts payable47/48€1,970
Line2025
Profit (loss) for the period9904€32,341
+ Depreciation and write-downs630€3,012
Operating cash flow (approximation)€35,353

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
399 m²
Building footprint
78 m²
Volume, LiDAR
575 m³
Parcel 92108A0158/00T006, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECH ART Y
Rue des Champs(SS) 46, 5002 NamurComputer programming, consultancy and related activities
since 20242.361.795.986
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92108A0158/00T006 Wallonia 399 m² 1 · 78 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

The National Bank holds 1 filing for this company, but none with figures Checked can read, so a size comparison is not possible. These companies share only the sector and the region. Of 16,913 companies in this sector we hold annual accounts for 8,787. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-06-2024
Fiscal year end31-12
Abbreviation FR TAY
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010723667
Registered 09-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.