@TEC
ActiveSummary
@TEC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €452,867 and a net result of €20,676. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 63% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+1
Solvency91▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 8.71 in 2024; short-term debt: 26.9% and cash: 19.3% of total assets), and 33.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
41 d early
2023
86 d early
2022
21 d late
2021
26 d early
2020
25 d late
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€452,867▼ 37.8%
2024 · €728,043
Total assets
€681,639▼ 13.2%
2024 · €785,620
Net result
€20,676▼ 5.8%
2024 · €21,961
Working capital
€163,942▼ 63.1%
2024 · €443,823
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€152,669€37,610▼ 75.4%-€22,204€29,505€30,266▲ 2.6%
Net result€124,293above the sector's middle half€211,600above the sector's middle half▲ 70.2%-€25,046below the sector's middle half€21,961within the sector's middle half€20,676within the sector's middle half▼ 5.8%
Equity€589,528above the sector's middle half▲ 26.7%€801,129above the sector's middle half▲ 35.9%€706,082above the sector's middle half▼ 11.9%€728,043above the sector's middle half▲ 3.1%€452,867above the sector's middle half▼ 37.8%
Total assets€1.1mabove the sector's middle half▼ 0.1%€1.0mabove the sector's middle half▼ 6.4%€857,801above the sector's middle half▼ 18.3%€785,620above the sector's middle half▼ 8.4%€681,639above the sector's middle half▼ 13.2%
Debt€531,578▼ 19.2%€248,403▼ 53.3%€151,719▼ 38.9%€57,577▼ 62.1%€228,772▲ 297%
Working capital€287,065▲ 68.2%€521,493▲ 81.7%€403,810▼ 22.6%€443,823▲ 9.9%€163,942▼ 63.1%
Solvency52.6%within the sector's middle half▲ 11.1pp76.3%above the sector's middle half▲ 23.7pp82.3%above the sector's middle half▲ 6.0pp92.7%above the sector's middle half▲ 10.4pp66.4%within the sector's middle half▼ 26.2pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681,639
Fixed assets
€334,451 ▲ 17.7%
Current assets
€347,187 ▼ 30.8%
Equity and liabilities €681,639
Equity
€452,867 ▼ 37.8%
Debt
€228,772 ▲ 297%
Debt's share of the balance-sheet total rises from 7.3% to 33.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€56,600▼
2024 · €56,968
Cash flow
€47,011▼
2024 · €49,424
Current ratio
1.89▼
2024 · 8.71
Debt to equity
0.51▲
2024 · 0.08
ROE
4.6%▲
2024 · 3.0%
ROA
3.0%▲
2024 · 2.8%
Interest coverage
25.00▼
2024 · 29.30
Debt ≤ 1 year
€183,245▲
2024 · €57,577
Debt > 1 year
€45,527▲
2024 · €0
Income taxes
€9,498▲
2024 · €5,778
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €140,603 | €44,739 | €0 | €18,396 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,443 | €28,228 | €29,716 | €27,463 | €26,335 | ▼ 4.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €26,537 | - | - | -€26,537 | €18,150 | ▲ 168% |
| Other operating charges640/8 | €6,691 | €6,652 | €4,843 | €7,130 | €4,463 | ▼ 37.4% |
| Non-recurring operating charges66A | - | €19,995 | €18,065 | €15,038 | €44,213 | ▲ 194% |
| Gross operating margin9900 | €218,340 | €92,485 | €30,420 | €52,600 | €123,427 | ▲ 135% |
| Operating profit (loss)9901 | €152,669 | €37,610 | -€22,204 | €29,505 | €30,266 | ▲ 2.6% |
| Financial income75/76B | €5,979 | €202,809 | €0 | €178 | €2,172 | ▲ 1,123% |
| Recurring financial income75 | €5,979 | €202,809 | €0 | €178 | €2,172 | ▲ 1,123% |
| Financial charges65/66B | €22,425 | €22,733 | €2,048 | €1,945 | €2,264 | ▲ 16.4% |
| Recurring financial charges65 | €22,425 | €22,733 | €2,048 | €1,945 | €2,264 | ▲ 16.4% |
| Profit (loss) for the period before taxes9903 | €136,223 | €217,686 | -€24,252 | €27,738 | €30,174 | ▲ 8.8% |
| Income taxes67/77 | €11,930 | €6,085 | €794 | €5,778 | €9,498 | ▲ 64.4% |
| Profit (loss) for the period9904 | €124,293 | €211,600 | -€25,046 | €21,961 | €20,676 | ▼ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €124,293 | €211,600 | -€25,046 | €21,961 | €20,676 | ▼ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €857,801 | €785,620 | €681,639 | ▼ 13.2% |
| Fixed assets21/28 | €370,171 | €317,538 | €308,939 | €284,220 | €334,451 | ▲ 17.7% |
| Tangible fixed assets22/27 | €357,521 | €310,888 | €286,366 | €257,646 | €330,401 | ▲ 28.2% |
| Land and buildings22 | €294,733 | €277,422 | €260,112 | €242,802 | €234,829 | ▼ 3.3% |
| Plant, machinery and equipment23 | €17,754 | €12,400 | €7,047 | €1,693 | €1,204 | ▼ 28.9% |
| Furniture and vehicles24 | €38,470 | €15,297 | €14,234 | €8,974 | €10,919 | ▲ 21.7% |
| Leasing and similar rights25 | - | - | - | - | €55,844 | - |
| Other tangible fixed assets26 | €6,564 | €5,769 | €4,973 | €4,177 | €27,606 | ▲ 561% |
| Financial fixed assets28 | €12,650 | €6,650 | €22,574 | €26,574 | €4,050 | ▼ 84.8% |
| Current assets29/58 | €750,935 | €731,994 | €548,862 | €501,400 | €347,187 | ▼ 30.8% |
| Stocks and contracts in progress3 | €198,903 | €183,023 | €182,922 | €180,401 | €0 | ▼ 100% |
| Stocks30/36 | €198,903 | €183,023 | €182,922 | €180,401 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €536,025 | €536,486 | €293,038 | €252,879 | €211,861 | ▼ 16.2% |
| Trade receivables40 | €174,118 | €131,968 | €24,776 | €46,669 | €19,142 | ▼ 59.0% |
| Other amounts receivable41 | €361,907 | €404,518 | €268,261 | €206,210 | €192,719 | ▼ 6.5% |
| Cash at bank and in hand54/58 | €16,007 | €4,750 | €66,625 | €65,114 | €131,350 | ▲ 102% |
| Deferred charges and accrued income490/1 | - | €7,735 | €6,276 | €3,007 | €3,976 | ▲ 32.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €857,801 | €785,620 | €681,639 | ▼ 13.2% |
| Equity10/15 | €589,528 | €801,129 | €706,082 | €728,043 | €452,867 | ▼ 37.8% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €577,028 | €577,028 | €507,028 | €528,988 | €253,812 | ▼ 52.0% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | €575,028 | €575,028 | €507,028 | €528,988 | €253,812 | ▼ 52.0% |
| Profit (loss) carried forward14 | - | €211,600 | €186,554 | €186,554 | €186,554 | = |
| Amounts payable17/49 | €531,578 | €248,403 | €151,719 | €57,577 | €228,772 | ▲ 297% |
| Amounts payable after more than one year17 | €67,708 | €36,208 | €6,667 | €0 | €45,527 | - |
| Financial debts170/4 | €67,708 | €36,208 | €6,667 | €0 | €45,527 | - |
| Amounts payable within one year42/48 | €463,870 | €210,501 | €145,052 | €57,577 | €183,245 | ▲ 218% |
| Current portion of amounts payable after more than one year42 | €31,500 | €31,500 | €29,541 | €6,667 | €11,711 | ▲ 75.7% |
| Financial debts43 | - | €53 | €212 | €1,976 | €3,069 | ▲ 55.3% |
| Credit institutions430/8 | - | €53 | €212 | €1,976 | €3,069 | ▲ 55.3% |
| Trade debts44 | €6,048 | €22,597 | €1,644 | €1,945 | €3,576 | ▲ 83.9% |
| Suppliers440/4 | €6,048 | €22,597 | €1,644 | €1,945 | €3,576 | ▲ 83.9% |
| Advances received on contracts in progress46 | €200,000 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €18,925 | €31,845 | €13,186 | €15,273 | €19,046 | ▲ 24.7% |
| Taxes450/3 | €18,925 | €31,845 | €13,186 | €15,273 | €19,046 | ▲ 24.7% |
| Other amounts payable47/48 | €207,397 | €124,505 | €100,468 | €31,716 | €145,844 | ▲ 360% |
| Accrued charges and deferred income492/3 | - | €1,694 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €124,293 | €211,600 | -€25,046 | €21,961 | €20,676 | ▼ 5.8% |
| + Depreciation and write-downs630 | €32,443 | €28,228 | €29,716 | €27,463 | €26,335 | ▼ 4.1% |
| Operating cash flow (approximation) | €156,736 | €239,828 | €4,670 | €49,424 | €47,011 | ▼ 4.9% |
| Investment in fixed assets (approximation) | - | €24,405 | -€21,117 | -€2,744 | -€76,566 | ▼ 2,691% |
| Change in cash | - | -€11,257 | €61,875 | -€1,512 | €66,236 | ▲ 4,482% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €21,961
Net result €21,961 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.71
Current ratio from 3.78 to 8.71; short-term debt falls from €145,052 to €57,577.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.48
Current ratio from 1.62 to 3.48; short-term debt falls from €463,870 to €210,501.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €124,293
Net result €124,293 after 2 loss-making years.
31-12
Financial
Equity above €500,000Eq €589,528 ▲26.7%
Equity rises from €465,235 to €589,528.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet -€66,336
Net result drops to -€66,336, the lowest in the series; recovery starts the following year.
Show earlier events
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
07-07
State Gazette act
General meeting · Director resignation
Permanent representative · Power of attorney
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Ground area
663 m²
Building footprint
597 m²
Volume, LiDAR
6,782 m³
2 parcels, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
@TEC
since 20082.170.269.189
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0650/00H000 | Flanders | 516 m² | 1 · 515 m² | 16.9 m · 4 fl. |
| 44061B0318/00B004 | Flanders | 147 m² | 1 · 81 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 4,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
Contact
Phone
(0498)51 16 86Gent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895090363
Also
9925:BE0895090363
Registered
13-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.