TEC+
ActiveSummary
TEC+ has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €451,474 and a net result of €63,854. Equity has been growing by about 29% per year since 2022. Its solvency ranks better than 18% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-04-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.330.533.975 9111 Sint-Niklaas, since 07-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €248,832
- ▲ 3.2%
- Turnover
- ≈ €420,000
- estimated
- Profit
- €63,854
- ▼ 30.1%
- Equity
- €451,474
- ▲ 16.5%
- Total assets
- €3.8m
- ▲ 73.9%
Score breakdownraises riskEquity €451,474 (11.9% of total assets)lowers riskSize: total assets €3.8mSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 07-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 15% of them on solvency, 65% on liquidity, 36% on profitability and 72% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 25 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 07-07-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is 2% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Mortgage mandates | - | - | €1.7m | €3.3m |
| Carrying value of the mortgaged assets | - | - | €1.8m | €3.5m |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €2,470 | - | €1.9m | €1.8m |
| Depreciation and write-downs of the year | €268 | €494 | €82,902 | €86,596 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €268 | €494 | €82,902 | €86,596 | ▲ 4.5% |
| Other operating charges640/8 | €980 | €627 | €2,126 | €3,665 | ▲ 72.4% |
| Gross operating margin9900 | €169,018 | €249,729 | €241,082 | €248,832 | ▲ 3.2% |
| Operating profit (loss)9901 | €167,771 | €248,608 | €156,054 | €158,572 | ▲ 1.6% |
| Financial income75/76B | - | €2,552 | €7,466 | €3,981 | ▼ 46.7% |
| Recurring financial income75 | - | €2,552 | €7,466 | €3,981 | ▼ 46.7% |
| Financial charges65/66B | €768 | €1,517 | €34,615 | €73,996 | ▲ 114% |
| Recurring financial charges65 | €768 | €1,517 | €34,615 | €73,996 | ▲ 114% |
| Profit (loss) for the period before taxes9903 | €167,002 | €249,642 | €128,904 | €88,557 | ▼ 31.3% |
| Income taxes67/77 | €49,204 | €76,136 | €37,590 | €24,703 | ▼ 34.3% |
| Profit (loss) for the period9904 | €117,798 | €173,507 | €91,314 | €63,854 | ▼ 30.1% |
| Profit (loss) for the period to be appropriated9905 | €117,798 | €173,507 | €91,314 | €63,854 | ▼ 30.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €0.2m | €0.5m | €2.2m | €3.8m | ▲ 73.9% |
| Fixed assets21/28 | €0.002m | €0.002m | €1.8m | €3.6m | ▲ 94.1% |
| Tangible fixed assets22/27 | €0.002m | €0.002m | €1.8m | €3.6m | ▲ 94.1% |
| Land and buildings22 | - | - | €1.8m | €3.5m | ▲ 94.4% |
| Plant, machinery and equipment23 | €0.002m | €0.002m | €0.001m | €0.001m | ▼ 40.7% |
| Furniture and vehicles24 | - | - | €0.002m | €0.002m | ▼ 10.9% |
| Current assets29/58 | €0.2m | €0.5m | €0.4m | €0.3m | ▼ 29.8% |
| Amounts receivable within one year40/41 | €0.03m | €0.06m | €0.03m | €0.05m | ▲ 49.4% |
| Trade receivables40 | €0.03m | €0.06m | €0.03m | €0.03m | ▲ 3.0% |
| Other amounts receivable41 | - | - | - | €0.02m | - |
| Current investments50/53 | - | €0.3m | €0.3m | €0.1m | ▼ 57.3% |
| Cash at bank and in hand54/58 | €0.2m | €0.1m | €0.07m | €0.09m | ▲ 35.6% |
| Deferred charges and accrued income490/1 | €0.001m | €0.001m | €0.001m | €0.002m | ▲ 54.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €0.2m | €0.5m | €2.2m | €3.8m | ▲ 73.9% |
| Equity10/15 | €0.1m | €0.3m | €0.4m | €0.5m | ▲ 16.5% |
| Contributions10/11 | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Reserves13 | €0.1m | €0.3m | €0.4m | €0.4m | ▲ 16.7% |
| Distributable reserves133 | €0.1m | €0.3m | €0.4m | €0.4m | ▲ 16.7% |
| Amounts payable17/49 | €0.08m | €0.2m | €1.8m | €3.3m | ▲ 86.2% |
| Amounts payable after more than one year17 | - | - | €1.7m | €3.3m | ▲ 93.0% |
| Financial debts170/4 | - | - | €1.7m | €3.3m | ▲ 93.0% |
| Amounts payable within one year42/48 | €0.08m | €0.2m | €0.09m | €0.06m | ▼ 35.7% |
| Trade debts44 | €0.001m | €268 | €0.005m | €0.004m | ▼ 18.7% |
| Suppliers440/4 | €0.001m | €268 | €0.005m | €0.004m | ▼ 18.7% |
| Taxes, remuneration and social security45 | €0.06m | €0.1m | €0.05m | €0.02m | ▼ 59.8% |
| Taxes450/3 | €0.06m | €0.1m | €0.05m | €0.02m | ▼ 59.8% |
| Other amounts payable47/48 | €0.01m | €0.02m | €0.04m | €0.04m | ▼ 5.1% |
| Accrued charges and deferred income492/3 | - | €0.001m | €0.002m | €0.003m | ▲ 39.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.1m | €0.2m | €0.09m | €0.06m | ▼ 30.1% |
| + Depreciation and write-downs630 | €268 | €494 | €0.08m | €0.09m | ▲ 4.5% |
| Operating cash flow (approximation) | €0.1m | €0.2m | €0.2m | €0.2m | ▼ 13.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1.9m | -€1.8m | ▲ 5.3% |
| Change in cash | - | -€0.03m | -€0.07m | €0.02m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 896 companies had the same profile as TEC+ has now. Two years later, 98.1% were still going and 1.1% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TEC+ itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for TEC+. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- THOMAS Koen Herman Lydie 50 shares (100%) · €5,000 in cash
Capital transactions
- 11-04-2022 Incorporation · €5,000 · 50 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “50, gelijk recht in de winstverdeling en in het vereffeningsaldo per aandeel”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 11-04-2022 (in Dutch)
Network & group
TEC+ shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of TEC+. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
11-04
Gazette deed
IncorporationStarting capital €5,000 · Appointment: THOMAS Koen Herman Lydie (director) · Founder9 points ▸
- Incorporation, “TEC+” (deed in Dutch)
- Founder, THOMAS Koen Herman Lydie
- Founding capital, €5,000
- Bank account, “BE 34 7330 6398 7290, bewijs van deponering” (deed in Dutch)
- Share issue, 50, “vergoeding voor de inbrengen” (deed in Dutch)
- Registered office clause, “9111 Sint-Niklaas (deelgemeente Belsele) Eikenlaan 53” (deed in Dutch)
- Board rule, 1
- Director appointment, THOMAS Koen Herman Lydie (director (not named in the articles))
- Power of attorney, Philippe Verlinden
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46002B1638/00C000 | Flanders | 5,238 m² | 1 · 206 m² | 24.5 m · 7 |