Team4you
ActiveSummary
The computed 12-month bankruptcy probability of Team4you is 1.6% (moderate). The 2025 annual accounts show equity of €74k and a net result of €55k. Its solvency ranks better than 52% of 1208 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.87; short-term debt: 41% and cash: 9.2% of total assets), but 56.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€74k
Total assets
€171k
Net result
€55k
Working capital
€61k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €171k
Fixed assets
€40k
Current assets
€131k
Equity and liabilities €171k
Equity
€74k
Debt
€97k
Debt finances 56.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€73k
Cash flow
€59k
Current ratio
1.87
Debt to equity
1.30
ROE
74.4%
ROA
32.3%
Interest coverage
111.89
Debt ≤ 1 year
€70k
Debt > 1 year
€27k
Income taxes
€14k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet
Code2025
Assets
Total assets20/58€171k
Fixed assets21/28€40k
Tangible fixed assets22/27€40k
Plant, machinery and equipment23€4k
Furniture and vehicles24€36k
Current assets29/58€131k
Amounts receivable after more than one year29€20k
Trade receivables290€20k
Amounts receivable within one year40/41€95k
Trade receivables40€89k
Other amounts receivable41€6k
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€145
Equity and liabilities
Total equity and liabilities10/49€171k
Equity10/15€74k
Contributions10/11€19k
Outside capital11€19k
Share premium1100/10€19k
Profit (loss) carried forward14€55k
Amounts payable17/49€97k
Amounts payable after more than one year17€27k
Financial debts170/4€27k
Amounts payable within one year42/48€70k
Trade debts44€39k
Suppliers440/4€20k
Bills of exchange payable441€19k
Taxes, remuneration and social security45€30k
Taxes450/3€29k
Remuneration and social security454/9€861
Other amounts payable47/48€811
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€503
Gross operating margin9900€76k
Operating profit (loss)9901€69k
Financial income75/76B€988
Recurring financial income75€988
Financial charges65/66B€651
Recurring financial charges65€651
Profit (loss) for the period before taxes9903€70k
Income taxes67/77€14k
Profit (loss) for the period9904€55k
Profit (loss) for the period to be appropriated9905€55k
Appropriation of the result
Profit (loss) to be appropriated9906€55k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €2k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k |
| Other operating charges640/8 | €503 |
| Gross operating margin9900 | €76k |
| Operating profit (loss)9901 | €69k |
| Financial income75/76B | €988 |
| Recurring financial income75 | €988 |
| Financial charges65/66B | €651 |
| Recurring financial charges65 | €651 |
| Profit (loss) for the period before taxes9903 | €70k |
| Income taxes67/77 | €14k |
| Profit (loss) for the period9904 | €55k |
| Profit (loss) for the period to be appropriated9905 | €55k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €171k | |
| Fixed assets21/28 | €40k | |
| Tangible fixed assets22/27 | €40k | |
| Plant, machinery and equipment23 | €4k | |
| Furniture and vehicles24 | €36k | |
| Current assets29/58 | €131k | |
| Amounts receivable after more than one year29 | €20k | |
| Trade receivables290 | €20k | |
| Amounts receivable within one year40/41 | €95k | |
| Trade receivables40 | €89k | |
| Other amounts receivable41 | €6k | |
| Cash at bank and in hand54/58 | €16k | |
| Deferred charges and accrued income490/1 | €145 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €171k | |
| Equity10/15 | €74k | |
| Contributions10/11 | €19k | |
| Outside capital11 | €19k | |
| Share premium1100/10 | €19k | |
| Profit (loss) carried forward14 | €55k | |
| Amounts payable17/49 | €97k | |
| Amounts payable after more than one year17 | €27k | |
| Financial debts170/4 | €27k | |
| Amounts payable within one year42/48 | €70k | |
| Trade debts44 | €39k | |
| Suppliers440/4 | €20k | |
| Bills of exchange payable441 | €19k | |
| Taxes, remuneration and social security45 | €30k | |
| Taxes450/3 | €29k | |
| Remuneration and social security454/9 | €861 | |
| Other amounts payable47/48 | €811 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €55k |
| + Depreciation and write-downs630 | €4k |
| Operating cash flow (approximation) | €59k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Ground area
383 m²
Building footprint
103 m²
Volume, LiDAR
1,647 m³
Parcel 92302D0170/00H000, Wallonia · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Team4you
since 20252.375.467.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302D0170/00H000 | Wallonia | 383 m² | 1 · 103 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Glazenwasserij Otten
BE 0795.327.051
Lochristi · Eq €74,467
HILCO
BE 0439.687.637
Antwerpen · Eq €74,489
CLEAR AND CLEAN
BE 0784.211.841
Koksijde · Eq €74,057
VAN LYSEBETH
BE 0440.924.584
Aalst · Eq €74,021
INTERFACILITIES
BE 0449.974.486
Dilbeek · Eq €74,727
Of 7,006 companies in sector 81220 we hold annual accounts for 2,414. 2,024 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43341Painting of buildings
81210General cleaning of buildings
81230Other cleaning activities
Scores and ratios are computed by Checked and are not a credit decision.