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TEAM4

Active
Private limited company· 2 yrs active
Rue des Viaducs(N) 58 ·7020 Mons, Belgium
KBO/BCE: BE 1002.002.674
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TEAM4 is 3.2% (moderate). The 2024 annual accounts show equity of €76k and a net result of €36k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€36k
Working capital€6k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · volledig
Fiscal year2024
Revenue-
EBITDA€45k
Net profit€36k
Cash flow€40k
Staff costs-
Income taxes-
Dividends-
Total assets€188k
Equity€76k
Debt€113k
of which ≤ 1y€26k
of which > 1y€87k
Working capital€6k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.22
Quick ratio1.22
Working capital ratio3.1%
Solvency40.1%
Debt / equity1.49
Long-term debt ratio1.14
Interest coverage9.30
Gross margin-
Net margin-
ROA19.1%
ROE47.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€188k
Fixed assets 21/28€155k
Formation expenses 20€923
Tangible fixed assets 22/27€155k
Current assets 29/58€32k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€188k
Equity 10/15€76k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€36k
Amounts payable 17/49€113k
Amounts payable after one year 17€87k
Amounts payable within one year 42/48€26k
Income statement
Gross operating margin 9900€47k
Operating result 9901€41k
Financial charges 65€5k
Result before taxes 9903€36k
Net result for the period 9904€36k
Result to be appropriated 9905€36k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
81 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
TEAM4
Rue des Viaducs(N) 58, 7020 MonsVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20232.351.828.148
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area306 m²
Buildings1
Building footprint42 m²
Volume (LiDAR)344 m³
Tallest building10.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53059D0187/00L000 Wallonia 306 m² 1 · 42 m² 10.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency67Growth50Stability67
73 / 100

Strong profile, led by profitability.

Health 81
Profitability 100
Solvency 67
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR TEAM4
Registered office
Rue des Viaducs(N) 58
7020 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.