TE INVEST
ActiveTE INVEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €154k and a net result of €79k. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 101 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability86▼-4
Solvency52▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 0.51 in 2025; short-term debt: 13.1% and cash: 1.9% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
27.1%
Return on assets
13.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-09-2026, 47 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
47 d early
2025
1 d early
2024
16 d early
2023
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€154k▲ 2.3%
2025 · €151k
2023: €15k
2024: €59k
2025: €151k
2023 → 2026
Total assets
€571k▲ 5.1%
2025 · €543k
2023: €556k
2024: €510k
2025: €543k
2023 → 2026
Net result
€79k▼ 15.0%
2025 · €92k
2023: €10k
2024: €44k
2025: €92k
2023 → 2026
Working capital
€37k
2025 · €-65k
2023: €-210k
2024: €-151k
2025: €-65k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€15k-€59k▲ 301%€151k▲ 158%€154k▲ 2.3%
Operating result€17k-€65k▲ 278%€133k▲ 106%€108k▼ 18.9%
Net result€10k-€44k▲ 358%€92k▲ 110%€79k▼ 15.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 19% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €571k
Fixed assets
€459k▼ 3.4%
Current assets
€112k▲ 64.4%
Equity and liabilities €571k
Equity
€154k▲ 2.3%
Debt
€416k▲ 6.2%
The debt ratio rises from 72.2% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▼
2025 · €153k
Cash flow
€99k▼
2025 · €112k
Solvency
27.1%▼
2025 · 27.8%
Current ratio
1.50▲
2025 · 0.51
Quick ratio
1.50▲
2025 · 0.51
Debt / equity
2.69▲
2025 · 2.60
ROE
50.8%▼
2025 · 61.2%
ROA
13.8%▼
2025 · 17.0%
Interest coverage
14.31▼
2025 · 38.00
Debt
€416k▲
2025 · €392k
Debt ≤ 1 year
€75k▼
2025 · €133k
Debt > 1 year
€332k▲
2025 · €256k
Income taxes
€20k▼
2025 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€543k€571k▲
Fixed assets21/28€475k€459k▼
Tangible fixed assets22/27€475k€459k▼
Land and buildings22€474k€458k▼
Plant, machinery and equipment23€891€278▼
Current assets29/58€68k€112k▲
Amounts receivable within one year40/41€19k€100k▲
Trade receivables40€19k€29k▲
Other amounts receivable41-€71k
Cash at bank and in hand54/58€48k€11k▼
Deferred charges and accrued income490/1€885€917▲
Equity and liabilities
Total equity and liabilities10/49€543k€571k▲
Equity10/15€151k€154k▲
Contributions10/11€5k€5k=
Reserves13€144k€149k▲
Distributable reserves133€144k€149k▲
Profit (loss) carried forward14€2k€87▼
Amounts payable17/49€392k€416k▲
Amounts payable after more than one year17€256k€332k▲
Financial debts170/4€256k€332k▲
Amounts payable within one year42/48€133k€75k▼
Current portion of amounts payable after more than one year42€24k€24k=
Trade debts44€280€3k▲
Suppliers440/4€280€3k▲
Taxes, remuneration and social security45€47k€20k▼
Taxes450/3€47k€20k▼
Other amounts payable47/48€62k€27k▼
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€155k€132k▼
Operating profit (loss)9901€133k€108k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€129k€99k▼
Income taxes67/77€37k€20k▼
Profit (loss) for the period9904€92k€79k▼
Profit (loss) for the period to be appropriated9905€92k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€80k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2-€75k
Transfer to equity691/2€92k€80k▼
To other reserves6921€92k€80k▼
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 1.50
Current ratio from 0.51 to 1.50; short-term debt falls from €133k to €75k.
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2023net €92k ▲110%
Operating result €133k, net result €92k, both a record.
31-03
Financial
Equity above €150kEq €151k ▲158%
3 profitable years in a row build equity to €151k.
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellenstraat 629280 LebbekeGround area
1,198 m²
Building footprint
455 m²
Volume, LiDAR
1,899 m³
Parcel 42005A0746/02H000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TE INVEST
since 20212.321.733.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42005A0746/02H000 | Flanders | 1,197 m² | 1 · 455 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELIPE
BE 0717.658.854
Ukkel · Eq €154k
ECOSYSTEMIX
BE 0795.628.642
Grez-Doiceau · Eq €154k
LUX RED
BE 0689.904.283
Mechelen · Eq €154k
MAXI-FRITES
BE 0460.130.584
Assesse · Eq €154k
MABECA
BE 0843.343.635
Wavre · Eq €154k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2021
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.