TE CONSULT & IMMO
ActiveTE CONSULT & IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €39k. Its solvency ranks better than 20% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability86
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.84; short-term debt: 22.6% and cash: 18.3% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
14.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€41k
Total assets
€280k
Net result
€39k
Working capital
€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €280k
Fixed assets
€227k
Current assets
€53k
Equity and liabilities €280k
Equity
€41k
Debt
€239k
Debt finances 85.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€102k
Cash flow
€78k
Solvency
14.5%
Current ratio
0.84
Quick ratio
0.84
Debt / equity
5.88
ROE
96.9%
ROA
14.1%
Interest coverage
12.55
Debt
€239k
Debt ≤ 1 year
€63k
Debt > 1 year
€176k
Income taxes
€15k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€280k
Fixed assets21/28€227k
Tangible fixed assets22/27€227k
Land and buildings22€227k
Current assets29/58€53k
Amounts receivable within one year40/41€1k
Trade receivables40€1k
Other amounts receivable41€0
Cash at bank and in hand54/58€51k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€280k
Equity10/15€41k
Contributions10/11€628
Reserves13€40k
Distributable reserves133€40k
Profit (loss) carried forward14€0
Amounts payable17/49€239k
Amounts payable after more than one year17€176k
Financial debts170/4€176k
Amounts payable within one year42/48€63k
Current portion of amounts payable after more than one year42€27k
Trade debts44€381
Suppliers440/4€381
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Other amounts payable47/48€16k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k
Other operating charges640/8€3k
Gross operating margin9900€105k
Operating profit (loss)9901€63k
Financial income75/76B€89
Recurring financial income75€89
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€55k
Income taxes67/77€15k
Profit (loss) for the period9904€39k
Profit (loss) for the period to be appropriated9905€39k
Appropriation of the result
Profit (loss) to be appropriated9906€39k
Profit (loss) brought forward from the previous period14P€0
Transfer from equity791/2€2k
Transfer to equity691/2€39k
To other reserves6921€39k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basserue,Petit-Thier 866692 VielsalmGround area
1,840 m²
Building footprint
313 m²
Parcel 82025A0160/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TE CONSULT & IMMO
since 20242.367.214.031
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82025A0160/00E000 | Wallonia | 1,839 m² | 1 · 313 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GeMa-con
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BIG SLAM
BE 1023.833.614
Elsene · Eq €41k
TULLIUS
BE 1017.791.108
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Tevest
BE 0719.998.039
Turnhout · Eq €41k
Sertanks Consulting
BE 1014.150.242
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 36,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
43110Demolition
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.