Equity
€237,314 ▲ 69.3%
Equity rose in 2025 from €140,168 to €237,314.
Té Concept
Overview
Lifetime
2 annual accounts with figures on one time axispeak €182,180 (2024)
€131,802▼ 27.7%
peak €137,168 (2024)
€97,146▼ 29.2%
peak €237,314 (2025)
€237,314▲ 69.3%
€37,632▼ 24.3%
Board1 name since 2023
1 directorTÉ Nicolas
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Gross margin from €182,180 to €131,802Result from €137,168 to €97,146Equity from €140,168 to €237,314Debts from €49,712 to €37,632
Key points
from the 2025 annual accountsLiquidity
6.19 was 2.89 in 2024
Short-term debts fell from €49,712 to €37,632.
Position in the sector
€97,146
Higher net result than 84% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
2025 accounts filed 7 days after the deadline
Checked score
98
Excellent
Financially stronger than 87% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%▼ -0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.6 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 6.19, cash €122,191
Equity €237,314 (86.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 92% on liquidity, 84% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Té Concept has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Té Concept itself is lower: < 0.1% within 12 months. It rests on far more data about Té Concept than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Té Concept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.19 (2.89 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 44.4% of total assets. 13.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
7 days late
2024
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 18 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803476140
Incorporation
1,000 shares · Appointment: TÉ Nicolas (director) · Registered office clause: Avenue Jean Van Horenbeeck 155 b007, 1160 Auderghem · published on 05-07-2023 · Gazette deed
First establishment
Jean Van Horenbeecklaan 155, Auderghem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Té Concept Auderghem | €274,946 | €131,802 | 86.3% | - |
| RA Consultancy Ganshoren | €277,498 | €127,810 | 81.3% | - |
| Tholinco Uccle | €263,677 | €137,834 | 78.8% | - |
| TARDIGRADE MANAGEMENT Uccle | €276,263 | €136,409 | 75.9% | - |
| Guy Nyssen Consulting Woluwe-Saint-Pierre | €264,173 | €138,323 | 73.5% | - |
| LANDRON-VICARD Management Uccle | €277,012 | €121,623 | 68.6% | - |
| WorldWay Consulting Ixelles | €255,939 | €120,614 | 75.3% | - |
These companies have the same main activity as Té Concept: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €256,000 and €277,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 03-07-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.347.661.3061160 Auderghem, since 03-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 12-10-2025
Annual accounts 2025
- €131,802▼ 27.7%
- ≈ €220,000estimated
- €97,146▼ 29.2%
- €237,314▲ 69.3%
- €274,946▲ 44.8%
- Filing
- Filed on 07-08-2026
Insights on Té Concept
Té Concept has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,314 and a net result of €97,146.
Its solvency ranks better than 85% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 07-08-2026, 7 days late€131,802
▼ 27.7%
€125,907
▼ 29.9%
€97,146
▼ 29.2%
€195,328
▲ 107%
86.3%
▲ 12.5 percentage points
6.19
▲ 3.30
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €190,000 and €270,000.
Balance sheet
balance sheet total €274,946 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
86.3%
Higher than 85% of 39,368 companies in 2025.
6.19
Higher than 82% of 38,051 companies in 2025.
35.3%
Higher than 76% of 38,523 companies in 2025.
Té Concept
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
274,946 | 189,880 | |
21/28 |
41,986 | 45,985 | |
22/27 |
41,986 | 45,985 | |
22 |
32,732 | 33,918 | |
23 |
419 | 568 | |
24 |
8,834 | 11,499 | |
29/58 |
232,960 | 143,895 | |
40/41 |
110,324 | 21,983 | |
40 |
31,960 | 21,983 | |
41 |
78,364 | - | |
54/58 |
122,191 | 121,143 | |
490/1 |
445 | 769 | |
| Balance sheet: equity and liabilities | |||
10/49 |
274,946 | 189,880 | |
10/15 |
237,314 | 140,168 | |
10/11 |
3,000 | 3,000 | |
14 |
234,314 | 137,168 | |
17/49 |
37,632 | 49,712 | |
42/48 |
37,632 | 49,712 | |
44 |
809 | 3,619 | |
440/4 |
809 | 3,619 | |
45 |
36,823 | 45,324 | |
450/3 |
36,823 | 45,324 | |
47/48 |
- | 768 | |
| Income statement | |||
9900 |
131,802 | 182,180 | |
630 |
5,703 | 2,464 | |
640/8 |
192 | - | |
9901 |
125,907 | 179,716 | |
75/76B |
157 | 320 | |
75 |
157 | 320 | |
65/66B |
94 | 941 | |
65 |
94 | 941 | |
9903 |
125,969 | 179,095 | |
67/77 |
28,823 | 41,927 | |
9904 |
97,146 | 137,168 | |
9905 |
97,146 | 137,168 | |
| Appropriation of the result | |||
9906 |
234,314 | 137,168 | |
14P |
137,168 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 07-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 7 days after the deadline. Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00388743.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 131,610 | 182,180 | ||
| 102,849 | 139,632 | ||
| 1,704 | 48,449 | ||
| 1,048 | - | ||
| 195,328 | 94,183 | ||
| 86.3% | 73.8% | ||
| 6.19 | 2.89 | ||
| 0.16 | 0.35 | ||
| 40.9% | 97.9% | ||
| 35.3% | 72.2% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €1,704 | €48,449 |
| €5,703 | €2,464 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Té Concept
The operating result for 2025 is 30% lower than in 2024.
Debt's share of the balance-sheet total falls from 26.2% to 13.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 05-07-2023
term without a fixed end
Mandates through the years
1 name, the dashed line is todayTÉ Nicolas
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- TÉ Nicolas
- Director (not named in the articles), appointed by deed of 05-07-2023, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 1,000
- Contribution per share
- €3
- Equity per share
- €237 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 05-07-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Assemblée générale majorité absolue voix ou actionnaire unique, frais généraux indépendamment frais représentation voyages déplacements”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Network & group
No group
Té Concept has no parent and no holdings in its annual accounts. TÉ Nicolas is the only director. Té Concept shares no director with another company.
At the same address
Jean Van Horenbeecklaan 155, 1160 Auderghem · 2 other companies| Mykhaylichenko, Mykola (sole trader)
establishment since 21-01-2026 |
founded in 2026 1033.339.713 |
| ACP- Résidence Jade 155 ( Bloc G) - Av. Jean Van Horenbeek 155 à 1160 Auderghem
registered office since 01-03-2021 |
founded in 2021 0757.755.189 |
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 7 days late
2025
Liquidity more than doubled current ratio 6.19 The current ratio rises from 2.89 to 6.19. Short-term debt falls from €49,712 to €37,632.
Equity above €200,000 equity €237,314 ▲69.3% With a profit in every financial year since 2024, equity grows to €237,314.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803476140
Annual accounts 2024 filed PDFmicro format · 28 days late
2023
Incorporation1,000 shares · Appointment: TÉ Nicolas (director) · Registered office clause: Avenue Jean Van Horenbeeck 155 b007, 1160 Auderghem · published on 05-07-20234 points ▸
- 1,000 shares
- Registered office clause, Avenue Jean Van Horenbeeck 155 b007, 1160 Auderghem
- Board rule, 1
- Director appointment, TÉ Nicolas (director (not named in the articles))
- The deed holds 4 more points.
First establishment Jean Van Horenbeecklaan 155, Auderghem
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Té Concept was incorporated on 3 July 2023 as a private limited company.1 TÉ Nicolas is director of the company, appointed by deed of 05-07-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0803.476.140
- VAT number
- BE 0803.476.140
- Peppol ID
- 0208:0803476140
- Other Peppol ID
- 9925:BE0803476140
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-07-2023
- Financial year
- ends on 31 December
- Website
- www.teconcept.be
- Peppol
- Reachable since 12-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Té Concept in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-07-2023 (in French)
- Name clauseThe company operates under this name according to its articles.
- Té Conceptdeed of 05-07-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 05-07-2023 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
70210
Activities of head offices; management consultancy activities
82990
Other business support services
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Jean Van Horenbeecklaan 155 registered office 1160 Auderghem | 03-07-2023 | 2.347.661.306 |
Buildings and parcels at the address
- Ground area
- 2,509 m²
- Buildings
- 562 m²
- Volume, LiDAR
- 5,373 m³
- Tallest building
- 13.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21332E0029/00C002 | 2,509 m² | 1 · 562 m² | 13.3 m · 3 |
Contact
E-mail
nicolas.te@icloud.com