TDM Consulting
ActiveSummary
TDM Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €1k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-22
Solvency49▼-15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.12 in 2024; short-term debt: 43.3% and cash: 9.2% of total assets), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
1 d early
2022
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 12.1%
2024 · €12k
2022: €8k
2023: €6k
2024: €12k
2022 → 2025
Total assets
€58k▲ 84.8%
2024 · €31k
2022: €29k
2023: €25k
2024: €31k
2022 → 2025
Net result
€1k▼ 76.2%
2024 · €6k
2022: €5k
2023: €-2k
2024: €6k
2022 → 2025
Working capital
€-855
2024 · €2k
2022: €-13k
2023: €-5k
2024: €2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€6k▼ 21.7%€12k▲ 103%€14k▲ 12.1%
Operating result€7k-€1k▼ 83.7%€9k▲ 670%€4k▼ 57.8%
Net result€5k-€-2k€6k€1k▼ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€34k ▲ 186%
Current assets
€24k ▲ 23.7%
Equity and liabilities €58k
Equity
€14k ▲ 12.1%
Debt
€44k ▲ 132%
Debt's share of the balance-sheet total rises from 60.7% to 76.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €13k
Cash flow
€11k▲
2024 · €11k
Current ratio
0.97▼
2024 · 1.12
Debt to equity
3.20▲
2024 · 1.54
ROE
10.8%▼
2024 · 50.8%
ROA
2.6%▼
2024 · 20.0%
Interest coverage
13.11▼
2024 · 31.84
Debt ≤ 1 year
€25k▲
2024 · €17k
Debt > 1 year
€19k▲
2024 · €1k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€31k€58k▲
Fixed assets21/28€12k€34k▲
Tangible fixed assets22/27€12k€34k▲
Furniture and vehicles24€12k€34k▲
Current assets29/58€20k€24k▲
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€11k€13k▲
Cash at bank and in hand54/58€443€5k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€31k€58k▲
Equity10/15€12k€14k▲
Contributions10/11€3k€3k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14-€1k
Amounts payable17/49€19k€44k▲
Amounts payable after more than one year17€1k€19k▲
Financial debts170/4€1k€19k▲
Amounts payable within one year42/48€17k€25k▲
Current portion of amounts payable after more than one year42€3k€13k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8-€420
Non-recurring operating charges66A-€3k
Gross operating margin9900€13k€17k▲
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€218€452▲
Recurring financial income75€218€452▲
Financial charges65/66B€419€996▲
Recurring financial charges65€419€996▲
Profit (loss) for the period before taxes9903€9k€3k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€6k€1k▼
Profit (loss) for the period to be appropriated9905€6k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€1k▼
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼132%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Champ du Moulin 81430 RebecqGround area
1,761 m²
Building footprint
286 m²
Volume, LiDAR
1,718 m³
2 parcels, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TDM Consulting
since 20222.328.466.588
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090F0161/00R000 | Wallonia | 946 m² | 1 · 121 m² | 9.3 m · 2 fl. |
| 53036B0188/00C000 | Wallonia | 815 m² | 1 · 165 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CSC Consult
BE 0770.873.153
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Brownie
BE 0845.189.110
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Nozo
BE 1024.675.534
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Y.S.S.A. Group
BE 0831.287.228
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 26,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.