TDF CONSULTING
ActiveTDF CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €47k. Equity is growing by ~55.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 4.13 in 2024), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
20 d early
2023
19 d early
2022
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 45.8%
2024 · €102k
2022: €27k
2023: €54k
2024: €102k
2022 → 2025
Total assets
€196k▲ 42.1%
2024 · €138k
2022: €93k
2023: €125k
2024: €138k
2022 → 2025
Net result
€47k▼ 2.1%
2024 · €48k
2022: €25k
2023: €27k
2024: €48k
2022 → 2025
Working capital
€137k▲ 46.1%
2024 · €94k
2022: €47k
2023: €76k
2024: €94k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€27k-€54k▲ 102%€102k▲ 88.0%€149k▲ 45.8%
Operating result€32k-€38k▲ 21.1%€65k▲ 68.4%€63k▼ 3.5%
Net result€25k-€27k▲ 11.9%€48k▲ 74.7%€47k▼ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€14k▼ 0.5%
Current assets
€182k▲ 47.0%
Equity and liabilities €196k
Equity
€149k▲ 45.8%
Debt
€47k▲ 31.5%
The debt ratio falls from 25.8% to 23.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€68k▼
2024 · €69k
Cash flow
€53k▲
2024 · €52k
Solvency
76.2%▲
2024 · 74.2%
Current ratio
4.05▼
2024 · 4.13
Quick ratio
4.05▼
2024 · 4.13
Debt / equity
0.31▼
2024 · 0.35
ROE
31.4%▼
2024 · 46.8%
ROA
23.9%▼
2024 · 34.8%
Interest coverage
23.14▲
2024 · 17.27
Debt
€47k▲
2024 · €36k
Debt ≤ 1 year
€45k▲
2024 · €30k
Income taxes
€13k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€196k▲
Fixed assets21/28€14k€14k▼
Tangible fixed assets22/27€14k€14k▼
Plant, machinery and equipment23€6k€7k▲
Furniture and vehicles24€8k€7k▼
Current assets29/58€124k€182k▲
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€21k€23k▲
Other amounts receivable41€18€933▲
Cash at bank and in hand54/58€99k€154k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€138k€196k▲
Equity10/15€102k€149k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€100k€147k▲
Amounts payable17/49€36k€47k▲
Amounts payable within one year42/48€30k€45k▲
Trade debts44€890€7k▲
Suppliers440/4€890€7k▲
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€14k€20k▲
Other amounts payable47/48€15k€18k▲
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€869€651▼
Gross operating margin9900€70k€69k▼
Operating profit (loss)9901€65k€63k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€61k€60k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€48k€47k▼
Profit (loss) for the period to be appropriated9905€48k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€147k▲
Profit (loss) brought forward from the previous period14P€52k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €48k ▲74.7%
Operating result €65k, net result €48k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲88%
3 profitable years in a row build equity to €102k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abtsbroeksken 11b9220 Hamme (Vl.)Ground area
439 m²
Building footprint
103 m²
Parcel 42014C0627/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
TDF CONSULTING
since 20222.333.611.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014C0627/00F002 | Flanders | 439 m² | 1 · 103 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Z-ENGINEERING
BE 0799.288.710
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EST
BE 0450.459.486
Nieuwpoort · Eq €149k
NORGAARD MANAGEMENT & CONSULTING
BE 0764.301.996
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DELGROUP INVEST
BE 0804.895.508
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STICHTING MIER
BE 0650.628.587
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,692 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.