TDAMBERD
ActiveThe computed 12-month bankruptcy probability of TDAMBERD is 1.7% (moderate). The 2025 annual accounts show equity of €117k and a net result of €58k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 13044 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▲+35
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 0.51 in 2024), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
42 d early
2023
35 d early
2022
33 d early
2021
31 d early
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 60.8%
2024 · €73k
2019: €64k
2020: €75k
2021: €66k
2022: €115k
2023: €114k
2024: €73k
2019 → 2025
Total assets
€441k▼ 3.9%
2024 · €458k
2019: €610k
2020: €582k
2021: €494k
2022: €497k
2023: €468k
2024: €458k
2019 → 2025
Net result
€58k▲ 170%
2024 · €22k
2019: €3k
2020: €11k
2021: €-9k
2022: €50k
2023: €27k
2024: €22k
2019 → 2025
Working capital
€25k
2024 · €-75k
2019: €-32k
2020: €-14k
2021: €-27k
2022: €-17k
2023: €-22k
2024: €-75k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€115k▲ 75.8%€114k▼ 1.5%€73k▼ 36.0%€117k▲ 60.8%
Operating result€3k-€62k▲ 2,365%€48k▼ 22.8%€43k▼ 9.2%€98k▲ 126%
Net result€-9k-€50k€27k▼ 45.2%€22k▼ 21.0%€58k▲ 170%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 126% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€285k▼ 24.9%
Current assets
€156k▲ 96.4%
Equity and liabilities €441k
Equity
€117k▲ 60.8%
Provisions
€11k
Debt
€313k▼ 18.9%
The debt ratio falls from 84.1% to 71.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€141k▲
2024 · €87k
Cash flow
€101k▲
2024 · €65k
Solvency
26.6%▲
2024 · 15.9%
Current ratio
1.19▲
2024 · 0.51
Quick ratio
1.19▲
2024 · 0.51
Debt / equity
2.67▼
2024 · 5.30
ROE
49.7%▲
2024 · 29.6%
ROA
13.2%▲
2024 · 4.7%
Interest coverage
9.21▲
2024 · 8.64
Debt
€313k▼
2024 · €386k
Debt ≤ 1 year
€131k▼
2024 · €154k
Debt > 1 year
€180k▼
2024 · €231k
Income taxes
€14k▲
2024 · €12k
Staff costs
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€441k▼
Fixed assets21/28€379k€285k▼
Tangible fixed assets22/27€379k€285k▼
Land and buildings22€335k€251k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€39k€30k▼
Leasing and similar rights25€0-
Current assets29/58€79k€156k▲
Amounts receivable within one year40/41€22k€3k▼
Trade receivables40€22k€3k▼
Other amounts receivable41€4€4▲
Cash at bank and in hand54/58€56k€152k▲
Deferred charges and accrued income490/1€891€0▼
Equity and liabilities
Total equity and liabilities10/49€458k€441k▼
Equity10/15€73k€117k▲
Contributions10/11€19k€19k=
Reserves13€54k€98k▲
Tax-exempt reserves132€19k€51k▲
Distributable reserves133€35k€47k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16-€11k
Deferred taxes168-€11k
Amounts payable17/49€386k€313k▼
Amounts payable after more than one year17€231k€180k▼
Financial debts170/4€231k€180k▼
Amounts payable within one year42/48€154k€131k▼
Current portion of amounts payable after more than one year42€57k€54k▼
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€7k€16k▲
Remuneration and social security454/9€4k€868▼
Other amounts payable47/48€78k€54k▼
Accrued charges and deferred income492/3€480€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€105k€162k▲
Operating profit (loss)9901€43k€98k▲
Financial income75/76B€0€12▲
Recurring financial income75€0€12▲
Financial charges65/66B€10k€15k▲
Recurring financial charges65€10k€15k▲
Profit (loss) for the period before taxes9903€33k€83k▲
Transfer to deferred taxes680-€11k
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€22k€58k▲
Transfer to tax-exempt reserves689-€32k
Profit (loss) for the period to be appropriated9905€22k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€26k▲
Transfer from equity791/2€62k€14k▼
Transfer to equity691/2€22k€26k▲
To other reserves6921€22k€26k▲
Profit to be distributed694/7€62k€14k▼
Return on contributions (dividend)694€62k€14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €58k ▲170%
Operating result €98k, net result €58k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.51 to 1.19; short-term debt falls from €154k to €131k.
31-03
Financial
Equity above €100kEq €117k ▲60.8%
4 profitable years in a row build equity to €117k.
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-03
Financial
Equity above €100kEq €115k ▲75.8%
Equity rises from €66k to €115k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-9k ▼186%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplaats 188810 LichterveldeGround area
426 m²
Parcel 36011F0231/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
TDAMBERD
since 20162.254.702.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011F0231/00H000 | Flanders | 426 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLichtervelde2.254.702.345
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MOGUL
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VANDOU
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LISMAT
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Gent · Eq €117k
Guilty Pleasures
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2016
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.