TD SOLUTIONS
ActiveSummary
TD SOLUTIONS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96,974 and a net result of €18,969. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 9527 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability88▼-12
Solvency100▲+25
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 4.07 against 2.0 in 2023; short-term debt: 17.6% and cash: 57.7% of total assets), and 20.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
35 d early
2021
34 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€96,974▲ 24.3%
2023 · €78,005
Total assets
€122,005▼ 21.7%
2023 · €155,808
Net result
€18,969▼ 71.7%
2023 · €67,099
Working capital
€66,040▼ 15.3%
2023 · €78,005
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€50,314▼ 7.5%€86,544▲ 72.0%€74,709▼ 13.7%€83,023▲ 11.1%€22,440▼ 73.0%
Net result€39,898above the sector's middle half▼ 6.2%€73,490above the sector's middle half▲ 84.2%€51,115above the sector's middle half▼ 30.4%€67,099above the sector's middle half▲ 31.3%€18,969within the sector's middle half▼ 71.7%
Equity€49,301within the sector's middle half▲ 11.0%€67,790within the sector's middle half▲ 37.5%€77,906within the sector's middle half▲ 14.9%€78,005within the sector's middle half▲ 0.1%€96,974within the sector's middle half▲ 24.3%
Total assets€98,990within the sector's middle half▲ 13.3%€141,825within the sector's middle half▲ 43.3%€130,839within the sector's middle half▼ 7.7%€155,808within the sector's middle half▲ 19.1%€122,005within the sector's middle half▼ 21.7%
Debt€49,689▲ 15.7%€74,034▲ 49.0%€52,933▼ 28.5%€77,803▲ 47.0%€25,031▼ 67.8%
Working capital€55,440within the sector's middle half▲ 19.4%€76,397within the sector's middle half▲ 37.8%€77,906within the sector's middle half▲ 2.0%€78,005within the sector's middle half▲ 0.1%€66,040within the sector's middle half▼ 15.3%
Solvency49.8%within the sector's middle half▼ 1.0pp47.8%within the sector's middle half▼ 2.0pp59.5%within the sector's middle half▲ 11.7pp50.1%within the sector's middle half▼ 9.5pp79.5%above the sector's middle half▲ 29.4pp
Current ratio2.31within the sector's middle half▲ 0.102.17within the sector's middle half▼ 0.152.47within the sector's middle half▲ 0.302.00within the sector's middle half▼ 0.474.07above the sector's middle half▲ 2.07
Return on assets (ROA)40.3%above the sector's middle half▼ 8.4pp51.8%above the sector's middle half▲ 11.5pp39.1%above the sector's middle half▼ 12.7pp43.1%above the sector's middle half▲ 4.0pp15.5%within the sector's middle half▼ 27.5pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122,005
Fixed assets
€34,461
Current assets
€87,543
Equity and liabilities €122,005
Equity
€96,974 ▲ 24.3%
Debt
€25,031 ▼ 67.8%
Debt's share of the balance-sheet total falls from 49.9% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25,580
Cash flow
€22,109
Debt to equity
0.26▼
2023 · 1.00
ROE
19.6%▼
2023 · 86.0%
Interest coverage
70.68
Debt ≤ 1 year
€21,504▼
2023 · €77,803
Debt > 1 year
€3,527
Income taxes
€18,948▲
2023 · €17,673
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,319 | €1,319 | - | - | €3,140 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €526 | €3,740 | ▲ 611% |
| Other operating charges640/8 | - | €888 | €1,329 | €1,806 | €2,320 | ▲ 28.4% |
| Gross operating margin9900 | €53,704 | €88,751 | €76,038 | €85,355 | €31,640 | ▼ 62.9% |
| Operating profit (loss)9901 | €50,314 | €86,544 | €74,709 | €83,023 | €22,440 | ▼ 73.0% |
| Financial income75/76B | - | €1,547 | €1,941 | €1,949 | €15,839 | ▲ 713% |
| Recurring financial income75 | €0 | €1,547 | €1 | €67 | €1 | ▼ 98.5% |
| Non-recurring financial income76B | - | €1,547 | €1,940 | €1,881 | €15,838 | ▲ 742% |
| Financial charges65/66B | - | €96 | €82 | €199 | €362 | ▲ 82.0% |
| Recurring financial charges65 | €74 | €96 | €82 | €199 | €362 | ▲ 82.0% |
| Profit (loss) for the period before taxes9903 | €57,240 | €87,995 | €76,569 | €84,772 | €37,918 | ▼ 55.3% |
| Income taxes67/77 | €17,341 | €14,506 | €25,453 | €17,673 | €18,948 | ▲ 7.2% |
| Profit (loss) for the period9904 | €39,898 | €73,490 | €51,115 | €67,099 | €18,969 | ▼ 71.7% |
| Profit (loss) for the period to be appropriated9905 | €39,898 | €73,490 | €51,115 | €67,099 | €18,969 | ▼ 71.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98,990 | €141,825 | €130,839 | €155,808 | €122,005 | ▼ 21.7% |
| Fixed assets21/28 | €1,319 | - | - | - | €34,461 | - |
| Tangible fixed assets22/27 | €1,319 | - | - | - | €34,461 | - |
| Furniture and vehicles24 | - | - | - | - | €28,261 | - |
| Other tangible fixed assets26 | - | - | - | - | €6,200 | - |
| Current assets29/58 | €97,671 | €141,825 | €130,839 | €155,808 | €87,543 | ▼ 43.8% |
| Amounts receivable within one year40/41 | €39,407 | €25,430 | €26,519 | €46,814 | €16,594 | ▼ 64.6% |
| Trade receivables40 | - | €8,410 | €21,972 | €31,703 | - | - |
| Other amounts receivable41 | - | €17,021 | €4,547 | €15,110 | €16,594 | ▲ 9.8% |
| Cash at bank and in hand54/58 | €58,264 | €116,394 | €104,320 | €108,994 | €70,444 | ▼ 35.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €505 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98,990 | €141,825 | €130,839 | €155,808 | €122,005 | ▼ 21.7% |
| Equity10/15 | €49,301 | €67,790 | €77,906 | €78,005 | €96,974 | ▲ 24.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | €6,200 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | - | - | - |
| Outside capital11 | - | - | - | €6,200 | €6,200 | = |
| Share premium1100/10 | - | - | - | €6,200 | €6,200 | = |
| Reserves13 | €38,202 | €60,101 | €71,590 | €71,706 | €71,805 | ▲ 0.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €58,241 | €69,730 | €71,706 | €71,805 | ▲ 0.1% |
| Profit (loss) carried forward14 | €4,898 | €1,490 | €115 | €99 | €18,969 | ▲ 19,034% |
| Amounts payable17/49 | €49,689 | €74,034 | €52,933 | €77,803 | €25,031 | ▼ 67.8% |
| Amounts payable after more than one year17 | €7,458 | €8,607 | - | - | €3,527 | - |
| Financial debts170/4 | - | - | - | - | €3,527 | - |
| Other amounts payable178/9 | - | €8,607 | - | - | - | - |
| Amounts payable within one year42/48 | €42,231 | €65,427 | €52,933 | €77,803 | €21,504 | ▼ 72.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €8,194 | - |
| Trade debts44 | €2,873 | €1,422 | €3,236 | €1,708 | €11,360 | ▲ 565% |
| Suppliers440/4 | - | €1,422 | €3,236 | €1,708 | €11,360 | ▲ 565% |
| Taxes, remuneration and social security45 | - | €9,006 | €8,697 | €9,095 | €1,949 | ▼ 78.6% |
| Taxes450/3 | - | €9,006 | €698 | €6,529 | €1,949 | ▼ 70.1% |
| Remuneration and social security454/9 | - | - | €7,999 | €2,567 | - | - |
| Other amounts payable47/48 | - | €55,000 | €41,000 | €67,000 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,898 | €73,490 | €51,115 | €67,099 | €18,969 | ▼ 71.7% |
| + Depreciation and write-downs630 | €1,319 | €1,319 | - | - | €3,140 | - |
| Operating cash flow (approximation) | €41,217 | €74,808 | €51,115 | €67,099 | €22,109 | ▼ 67.1% |
| Change in cash | - | €58,130 | -€12,074 | €4,674 | -€38,550 | ▼ 925% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18,969 ▼71.7%
Net result drops to €18,969, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.07
Current ratio from 2.00 to 4.07; short-term debt falls from €77,803 to €21,504.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €73,490 ▲84.2%
Operating result €86,544, net result €73,490, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2009
Ground area
626 m²
Building footprint
120 m²
Parcel 92019B0031/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Haute-Bise, Bos. 25, 5032 Gembloux
since 20092.176.261.217
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92019B0031/00S000 | Wallonia | 626 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 7,207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
58290Other software publishing
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809634749
Also
9925:BE0809634749
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.