TCMI
ActiveTCMI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €40k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.31 against 21.6 in 2024; short-term debt: 13.6% and cash: 22.6% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
17.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
23 d late
2022
23 d late
2021
19 d late
2020
25 d late
2019
116 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▼ 2.0%
2024 · €41k
2018: €71k
2019: €56k
2020: €50k
2021: €50k
2022: €49k
2023: €59k
2024: €41k
2018 → 2025
Working capital
€198k▼ 36.4%
2024 · €311k
2018: €76k
2019: €96k
2020: €146k
2021: €162k
2022: €212k
2023: €268k
2024: €311k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€216k▲ 29.1%€275k▲ 27.1%€315k▲ 14.7%€199k▼ 36.8%
Operating result€70k-€70k▲ 0.4%€83k▲ 19.5%€55k▼ 34.1%€50k▼ 8.9%
Net result€50k-€49k▼ 2.0%€59k▲ 20.4%€41k▼ 30.8%€40k▼ 2.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€1k▼ 64.0%
Current assets
€229k▼ 29.8%
Equity and liabilities €231k
Equity
€199k▼ 36.8%
Debt
€31k▲ 107%
The debt ratio rises from 4.6% to 13.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €58k
Cash flow
€42k▼
2024 · €43k
Solvency
86.4%▼
2024 · 95.4%
Current ratio
7.31▼
2024 · 21.60
Quick ratio
7.31▼
2024 · 21.60
Debt / equity
0.16▲
2024 · 0.05
ROE
19.9%▲
2024 · 12.9%
ROA
17.2%▲
2024 · 12.3%
Interest coverage
8.04▼
2024 · 8.66
Debt
€31k▲
2024 · €15k
Debt ≤ 1 year
€31k▲
2024 · €15k
Income taxes
€17k▼
2024 · €18k
Staff costs
€23k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€330k€231k▼
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€225▼
Other tangible fixed assets26€752-
Current assets29/58€326k€229k▼
Amounts receivable after more than one year29€34k€31k▼
Other amounts receivable291€34k€31k▼
Amounts receivable within one year40/41€240k€145k▼
Trade receivables40€40k€36k▼
Other amounts receivable41€200k€110k▼
Cash at bank and in hand54/58€50k€52k▲
Deferred charges and accrued income490/1€1k€344▼
Equity and liabilities
Total equity and liabilities10/49€330k€231k▼
Equity10/15€315k€199k▼
Contributions10/11€10k€10k=
Reserves13€305k€189k▼
Distributable reserves133€305k€189k▼
Amounts payable17/49€15k€31k▲
Amounts payable within one year42/48€15k€31k▲
Current portion of amounts payable after more than one year42€2k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€27k▲
Taxes450/3€6k€21k▲
Remuneration and social security454/9€4k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€503€125▼
Gross operating margin9900€84k€76k▼
Operating profit (loss)9901€55k€50k▼
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€13k▲
Non-recurring financial income76B-€797
Financial charges65/66B€8k€7k▼
Recurring financial charges65€7k€7k▼
Non-recurring financial charges66B€1k€282▼
Profit (loss) for the period before taxes9903€59k€57k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€41k€40k▼
Profit (loss) for the period to be appropriated9905€41k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€40k▼
Transfer from equity791/2-€156k
Transfer to equity691/2€41k€40k▼
To other reserves6921€41k€40k▼
Profit to be distributed694/7-€156k
Return on contributions (dividend)694-€156k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €40k ▼2%
Net result drops to €40k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 22.20
Current ratio from 8.47 to 22.20; short-term debt falls from €22k to €10k.
31-12
Financial
Equity above €200kEq €216k ▲29.1%
5 profitable years in a row build equity to €216k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.47
Current ratio from 3.09 to 6.47; short-term debt falls from €46k to €27k.
31-12
Financial
Equity above €150kEq €154k ▲48.5%
3 profitable years in a row build equity to €154k.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
31-12
Financial
Equity above €100kEq €104k ▲24.9%
2 profitable years in a row build equity to €104k.
16-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 138 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 148 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Général Bertrand(VIS) 264600 ViséGround area
214 m²
Building footprint
82 m²
Volume, LiDAR
793 m³
Parcel 62108B0089/00S007, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TCMI
since 20112.194.349.341
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0089/00S007 | Wallonia | 214 m² | 1 · 82 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANITECH
BE 0548.879.052
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Corrosion Protection Consultants
BE 0460.339.531
Antwerpen · Eq €199k
THYM
BE 0831.885.856
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Tekenbureel CRIEL
BE 0443.613.464
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Inox ID Studio
BE 0882.262.411
Lasne · Eq €200k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,561. 5,123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.