TCL CONSTRUCT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €20k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 8002 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
25 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▼ 14.8%
2024 · €200k
2019: €114k
2020: €140k
2021: €163k
2022: €200k
2023: €200k
2024: €200k
2019 → 2025
Total assets
€300k▲ 3.3%
2024 · €291k
2019: €454k
2020: €465k
2021: €449k
2022: €479k
2023: €494k
2024: €291k
2019 → 2025
Net result
€20k▼ 69.8%
2024 · €68k
2019: €30k
2020: €27k
2021: €22k
2022: €37k
2023: €37k
2024: €68k
2019 → 2025
Working capital
€-37k▼ 15,045%
2024 · €-247
2019: €-77k
2020: €3k
2021: €11k
2022: €38k
2023: €82k
2024: €-247
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€200k▲ 22.7%€200k=€200k=€170k▼ 14.8%
Operating result€43k-€60k▲ 41.2%€60k▲ 0.1%€95k▲ 57.4%€34k▼ 64.5%
Net result€22k-€37k▲ 65.6%€37k=€68k▲ 82.8%€20k▼ 69.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€212k▲ 6.2%
Current assets
€88k▼ 3.2%
Equity and liabilities €300k
Equity
€170k▼ 14.8%
Debt
€130k▲ 43.0%
The debt ratio rises from 31.3% to 43.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
56.7%▼
2024 · 68.7%
ROE
12.0%▼
2024 · 33.8%
ROA
6.8%▼
2024 · 23.2%
Debt
€130k▲
2024 · €91k
Debt ≤ 1 year
€125k▲
2024 · €91k
Debt > 1 year
€5k▲
2024 · €0
Income taxes
€12k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€300k▲
Fixed assets21/28€200k€212k▲
Tangible fixed assets22/27-€12k
Plant, machinery and equipment23-€12k
Financial fixed assets28€200k€200k=
Current assets29/58€91k€88k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€81k€67k▼
Trade receivables40€8k€22k▲
Other amounts receivable41€73k€45k▼
Cash at bank and in hand54/58€7k€18k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€291k€300k▲
Equity10/15€200k€170k▼
Contributions10/11€19k€19k=
Reserves13€181k€152k▼
Distributable reserves133€181k€152k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€91k€130k▲
Amounts payable after more than one year17€0€5k▲
Financial debts170/4€0€5k▲
Other amounts payable178/9€0-
Amounts payable within one year42/48€91k€125k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€13k€22k▲
Credit institutions430/8-€22k
Other loans439€13k€0▼
Trade debts44€5k€50k▲
Suppliers440/4€5k€50k▲
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€16k€10k▼
Other amounts payable47/48€57k€43k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€6k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€97k€42k▼
Operating profit (loss)9901€95k€34k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€96k€33k▼
Income taxes67/77€28k€12k▼
Profit (loss) for the period9904€68k€20k▼
Profit (loss) for the period to be appropriated9905€68k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€20k▼
Transfer from equity791/2-€30k
Profit to be distributed694/7€68k€50k▼
Return on contributions (dividend)694€68k€50k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
State Gazette act
General meeting · Statutes amendment
Director reappointment · Director appointment
10-07
State Gazette act
Merger · Accounting effect
Corporate purpose · Capital
10-07
State Gazette act
Merger · Accounting effect
Capital · Corporate purpose
29-06
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €20k ▼69.8%
Net result drops to €20k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €68k ▲82.8%
Operating result €95k, net result €68k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €150kEq €163k ▲15.9%
3 profitable years in a row build equity to €163k.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Liquidity quadruplescurrent ratio 1.06
Current ratio from 0.29 to 1.06; short-term debt falls from €109k to €54k.
2019
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 319 days late
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meldertsesteenweg 1033583 BeringenGround area
372 m²
Building footprint
86 m²
Parcel 71382C0761/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
TLC Construct
since 20132.221.304.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0761/00C002 | Flanders | 372 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTCL CONSTRUCTBE 0537.539.257
controls
Where this company holds controlthis company sits on their board1
2 locations
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2013
Fiscal year end30-06
Activities, NACEBEL
46831Wholesale of construction materials, general range
47529Retail trade
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.