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Tchavo

Active
Private limited companyfounded 2019active for 7 yearsElizabetlaan 96, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0735.695.114
Summary

Tchavo has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €626,802. Equity has been growing by about 51% per year since 2020. Its solvency ranks better than 38% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
TchavoActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 04-10-2019 Normal situation
Activity
Wholesale trade NACE 46713and 2 others
Establishment unit
2.294.940.519 8300 Knokke-Heist, since 04-10-2019
Financial year end
31 December
Peppol
Reachable since 28-11-2025
Company details

Board and ownership

Board
  • Dissenbergen JaminoDirector
Holdings
Shares in 5 companies including Camperplaats Bouillon and Camperplaats Maastricht
Board & ownership

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€937,307
▲ 59.2%
Turnover
≈ €4.8m
estimated
Profit
€626,802
▲ 26.5%
Equity
€2.1m
▲ 42.8%
Total assets
€6.7m
▲ 6.3%
  • 2025 accounts filed 7 days after the deadline
Financials
Score breakdownraises riskLiquidity: current ratio 0.94, cash €111,150Founded in 2019lowers riskSize: total assets €6.7mFigures for financial year 2025 (filed on 08-08-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of small companies in wholesale trade (NACE 46)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 56+8
equity 31.4% of total assets
Liquidity 44-1
short-term debt 22.5% · cash 1.7%
Profitability 81+2
return on assets 9.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,372 companies, NACE 46, small)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 1.0%▲ +0.2 percentage points vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.3 percentage points vs 04-2025 06-2025: 1.8%▲ +0.4 percentage points vs 05-2025 07-2025: 2.0%▲ +0.2 percentage points vs 06-2025 08-2025: 2.0%● unchanged vs 07-2025 09-2025: 1.9%▼ -0.1 percentage points vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.6%▼ -0.3 percentage points vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.8%▲ +0.2 percentage points vs 03-2026 05-2026: 2.1%▲ +0.3 percentage points vs 04-2026 06-2026: 2.2%▲ +0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 3.2%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 0.2%▼ -3.0 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.89 in 2024), below 1. Short-term debt is 22.5% and cash 1.7% of total assets. 68.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 36% of them on solvency, 52% on liquidity, 82% on profitability and 91% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €6.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.94, cash €111,150
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 08-08-2026)
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
7 days late
2024
37 days early
2023
30 days early
2022
17 days late
2021
50 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in wholesale tradesector median €26,857 · 9,824 companies €626,802 View
  • Positive: Equity rose in 2025from €1.5m to €2.1m ▲ 42.8% View
  • Heads a groupcompanies controlled 5 View
  • Positive: 5 profitable years in a rowprofit 2025: €626,802 5 years View

Recent changes

  1. · Gazette deed Registered office moved within Knokke-Heist
  2. · Gazette deed Registered office moved from Beriare to KnokkeResignation: Katia Scheiris (director)
  3. · Gazette deed Incorporation
All 15 events

Companies linked to Tchavo

Comparable companies

These companies have the same main activity as Tchavo: wholesale trade (NACE 46713). They are comparable in size and age: total assets between €2.5m and €5.8m, founded between 2013 and 2020.

CompanyTotal assetsGross margin
Tchavo Knokke-Heist€6.7m€0.9m
Las Rent Ieper€4.1m€1.5m
DEPOLIM Lommel€3.1m€0.8m
Syma Aanhangwagenbouw Lommel€3.3m€1.3m
PEDRAM INTERNATIONAL Evergem€5.8m€1.4m
VDV-G Enghien€2.5m€0.5m
HM SERVICES Lokeren€3.8m€0.6m
Full comparison

Key facts about Tchavo
What is the company number of Tchavo?
The company number of Tchavo is 0735.695.114. The VAT number is the same number with BE in front: BE 0735.695.114.
Where is Tchavo based?
The registered office is at Elizabetlaan 96, 8300 Knokke-Heist.Company details
What does Tchavo do?
According to the KBO register, the main activity is wholesale trade (NACE 46713).
What is the legal form of Tchavo?
The legal form of Tchavo is Private limited company (BV).
When was Tchavo founded?
Tchavo was founded on 04-10-2019.
Is Tchavo still active?
Yes, Tchavo is an active enterprise in the KBO register.
How many employees does Tchavo have?
Tchavo had an average of 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Tchavo?
The turnover in financial year 2025 is ≈ €4.8m. This figure is estimated from the gross margin of €937,307 and 138 comparable companies (NACE 46). It probably lies between €3.0m and €8.1m.
Is Tchavo profitable?
In financial year 2025, Tchavo made a profit of €626,802.
Where can I find the annual accounts of Tchavo?
Tchavo filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tchavo due?
Tchavo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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