TCHAFOU

Active

Private limited companyfounded 20232 yrs activeChemin des Postes 140A, 1410 Waterloo, BelgiumKBO/BCE: BE 1000.140.076

TCHAFOU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €4k. Its solvency ranks better than 54% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability67▼-33

Solvency86▲+6

Growth52

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 2.55 against 2.68 in 2024; short-term debt: 39.2% and cash: 45.4% of total assets), and 39.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

60.8%

Return on assets

11.8%

Age of the figures

12 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 d early

2024

7 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k▲ 24.1%

2024 · €17k

2024: €17k

2024 → 2025

Total assets

€34k▲ 12.0%

2024 · €30k

2024: €30k

2024 → 2025

Net result

€4k▼ 75.9%

2024 · €17k

2024: €17k

2024 → 2025

Working capital

€21k▲ 8.4%

2024 · €19k

2024: €19k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€17k-€21k▲ 24.1%

Operating result€21k-€6k▼ 73.5%

Net result€17k-€4k▼ 75.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 73% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €34k

60.8%

39.2%

Equity €21k▲ 24.1%

Debt €13k▼ 2.8%

The debt ratio falls from 45.2% to 39.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

60.8%▲

2024 · 54.8%

Current ratio

2.55▼

2024 · 2.68

Quick ratio

2.55▼

2024 · 2.68

Debt / equity

0.65▼

2024 · 0.82

ROE

19.4%▼

2024 · 100.0%

ROA

11.8%▼

2024 · 54.8%

Debt

€13k▼

2024 · €14k

Debt ≤ 1 year

€13k▲

2024 · €11k

Income taxes

€1k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€30k€34k▲

Current assets29/58€30k€34k▲

Amounts receivable within one year40/41€7k€7k▲

Other amounts receivable41€7k€7k▲

Cash at bank and in hand54/58€24k€15k▼

Deferred charges and accrued income490/1-€12k

Equity and liabilities

Total equity and liabilities10/49€30k€34k▲

Equity10/15€17k€21k▲

Profit (loss) carried forward14€17k€21k▲

Amounts payable17/49€14k€13k▼

Amounts payable within one year42/48€11k€13k▲

Trade debts44-€2k

Suppliers440/4-€2k

Taxes, remuneration and social security45€11k€11k▼

Taxes450/3€11k€11k▼

Accrued charges and deferred income492/3€2k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-

Other operating charges640/8€74€426▲

Gross operating margin9900€22k€6k▼

Operating profit (loss)9901€21k€6k▼

Financial income75/76B€59€166▲

Recurring financial income75€59€166▲

Financial charges65/66B€126€452▲

Recurring financial charges65€126€452▲

Profit (loss) for the period before taxes9903€21k€5k▼

Income taxes67/77€4k€1k▼

Profit (loss) for the period9904€17k€4k▼

Profit (loss) for the period to be appropriated9905€17k€4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€17k€21k▲

Profit (loss) brought forward from the previous period14P-€17k

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Timeline · acts, filings and financial milestones

All 4Gazette 2Filings 2

Next filing, fiscal year 2026, expected by 30-04-2027

2026

14-09

State Gazette act General meeting · Merger

General meeting · Merger · Net-asset statement8 facts ▸

General meeting, 2026-08-20
Merger, 2026-08-20
Net-asset statement, 2026-05-31
Net-asset statement, 2026-06-30
Accounting effect, 2026-07-01
Power of attorney, Pierre VEREECKEN
Power of attorney, TCHAFOU
No share attribution, aucune attribution d'actions, toutes les actions de la société absorbée étant détenues par la société absorbante (art. 12:57 CSA)

10-07

State Gazette act Restructuring

Merger-project date · General meeting · Accounting effect7 facts ▸

Merger-project date, 2026-06-23
General meeting, 2026-07-18
Accounting effect, 2026-07-01
Merger, fusion par absorption par réunion de toutes les actions
Corporate purpose, La société a pour objet, tant en Belgique qu'à l'étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci: - Conseil, formation, coachin…
Corporate purpose, La société a pour objet: -l'entreprise de placement de cuisines équipées, de placards, de meubles de bureaux et de rangements, -l'ébénisterie, l'entreprise d'is…
Accounting reference date, 2026-05-31

31-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

23-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

State Gazette actNBB filing