Skip to content

TC INFORMATICS

Active
Private limited company (pre-2019)founded 201213 yrs activeWijnzilver 9, 9920 Lievegem, BelgiumKBO/BCE: BE 0849.846.791
Summary

TC INFORMATICS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241,673 and a net result of €39,315. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 21938 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
TC INFORMATICSActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410
1 site
Size
€248,829total assets 2025
Equity
€241,673
Profit
€39,315
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 61 d late0 of 3 deeds read
Why 98- Latest accounts 61 days late; 3 of the last 3 late- Size: total assets €248,829+ Liquidity: current ratio 33.06, cash €199,272+ Equity €241,673 (97.1% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.1% of total assets
Liquidity 100=
short-term debt 2.9% · cash 80.1%
Profitability 88+15
return on assets 15.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 3.8%highest value 12-2024: 3.8%● 0.0% vs 11-2024highest value 01-2025: 0.3%▼ -92.3% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -0.7% vs 02-2025 04-2025: 0.3%▼ -1.4% vs 03-2025 05-2025: 0.3%▼ -8.4% vs 04-2025 06-2025: 0.2%▼ -5.0% vs 05-2025 07-2025: 0.2%▲ +0.4% vs 06-2025 08-2025: 0.3%▲ +36.9% vs 07-2025 09-2025: 0.4%▲ +14.7% vs 08-2025 10-2025: 0.1%▼ -65.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▲ +3.7% vs 11-2025 01-2026: 0.1%▼ -14.4% vs 12-2025 02-2026: 0.1%▼ -1.7% vs 01-2026 03-2026: 0.1%▼ -0.9% vs 02-2026 04-2026: 0.1%▼ -1.7% vs 03-2026 05-2026: 0.1%▲ +2.6% vs 04-2026 06-2026: 0.1%▲ +1.7% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.2%▲ +47.9% vs 07-2026 09-2026: 0.2%▲ +15.9% vs 08-2026 10-2026: 0.1%▼ -47.5% vs 09-2026lowest value
  • Liquidity: current ratio 33.06, cash €199,272 lowers the probability
  • Latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Equity €241,673 (97.1% of total assets) lowers the probability
  • Size: total assets €248,829 raises the probability for this profile
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 33.06 against 15.84 in 2024; short-term debt: 2.9% and cash: 80.1% of total assets), and 2.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 83%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 33.06, cash €199,272
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €241,673 (97.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €248,829
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
60 d late
2023
124 d late
2020
31 d late
2019
on the day
2018
58 d late
2017
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €39,315 ▲399%
  3. Liquidity doublescurrent ratio 33.06

Key points

  • Positive: Among the best 5% on solvencysector median 34.0% · 21,938 companies 97.1% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Positive: 6 profitable years in a rowprofit 2025: €39,315 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€248,829
Profit
€39,315
Solvency
97.1%
Total assets▲ 14.4%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2015
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
23-10-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure