TBN BUSINESS

Active

Private limited companyfounded 2024active for 2 yearsVossenstraat 22, 1000 Brussel, BelgiumKBO/BCE: BE 1011.774.435

Summary

The computed 12-month bankruptcy probability of TBN BUSINESS is 6.4% (elevated). The 2025 annual accounts show equity of €3,512 and a net result of €1,295. Its solvency ranks better than 43% of 16,824 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

TBN BUSINESSActiveChecked score 36/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Limited-service restaurants, excluding mobile food services NACE 56112

1 site

Size

€16,144total assets 2025

Equity: €3,512
Profit: €1,295

Turnover not published (micro format)

Financial health

36 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 6.4%

Structure

BONEVA Tania BorissovaDirector
DITCHEVA Todorka SpassovaDirector

2025 accounts filed 61 days late

Why 36raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Last filed accounts filed 61 days late; 1 of the last 3 lateSize: total assets €16,144Show the evidence

Checked score

Score 2025

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 42% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 47-11

equity 21.8% of total assets

Liquidity 11-51

short-term debt 78.2% · cash 3.1%

Profitability 42+7

return on assets 8.0%

Bankruptcy probability, 12 months

6.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,756 companies, NACE 56, micro)

Last 24 months 08-2025: 4.1% 09-2025: 1.9%▼ -2.2 percentage points vs 08-2025lowest value 10-2025: 1.9%● unchanged vs 09-2025lowest value 11-2025: 2.0%▲ +0.1 percentage points vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.1%▲ +0.1 percentage points vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.1%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.2 percentage points vs 06-2026 08-2026: 3.1%▲ +0.8 percentage points vs 07-2026 09-2026: 3.4%▲ +0.3 percentage points vs 08-2026 10-2026: 6.4%▲ +3.0 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

Liquidity insufficient (current ratio 0.94, compared with 0.57 in 2024, below 1; short-term debt: 78.2% and cash: 3.1% of total assets), and 78.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 43% on solvency, 10% on liquidity, 32% on profitability and 83% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

raises risk

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Food and beverage service activities (NACE 56)

KBO

Last filed accounts filed 61 days late; 1 of the last 3 late

NBB · filings

Size: total assets €16,144

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

61 days late

2024

25 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 43 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · micro…
25-08-2025 Annual accounts filedfinancial year 2024 · micro…
09-08-2024 Resignation: DITCHEVA TODORKA SPASSOVA (director)Appointment: BONEVA TANIA BORISSOVA (director)…

Key points

Caution: Latest accounts filed lateafter the legal deadline 61 days View
Board2 directors in office 2 View
Total assets 20252 financial years filed €16,144 View

By topic

Financials

Financial year: 2025
Total assets: €16,144
Profit: €1,295
Solvency: 21.8%

Total assets▲ 143%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members

BONEVA Tania BorissovaDirector
DITCHEVA Todorka SpassovaDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

23-07-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 19-07-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Annual meeting: Second Monday of June at 18:00
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about TBN BUSINESS

What is the company number of TBN BUSINESS?: 1011.774.435. In Belgium the VAT number is the company number with BE in front: BE 1011.774.435.
Where is TBN BUSINESS based?: The registered office is at Vossenstraat 22, 1000 Brussel.Company details
What does TBN BUSINESS do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of TBN BUSINESS?: Private limited company (BV).
When was TBN BUSINESS founded?: On 19-07-2024.
Is TBN BUSINESS still active?: Yes, TBN BUSINESS is an active enterprise in the KBO register.
What is the turnover of TBN BUSINESS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TBN BUSINESS profitable?: In financial year 2025, TBN BUSINESS made a profit of €1,295.
Where can I find the annual accounts of TBN BUSINESS?: TBN BUSINESS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TBN BUSINESS due?: By 31-07-2027, for financial year 2026.Timeline