TBME
ActiveSummary
TBME has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.7m and a net result of €112,709. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-23
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity ample (current ratio 32.46 against 30.14 in 2023; short-term debt: 2.5% and cash: 32.3% of total assets), and 2.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.5%
Return on assets
6.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
35 d early
2022
41 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€1.7m▲ 7.1%
2023 · €1.6m
Total assets
€1.8m▲ 7.0%
2023 · €1.6m
Net result
€112,709▼ 92.3%
2023 · €1.5m
Working capital
€1.4m▲ 13.0%
2023 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€167,925-€131,075▼ 21.9%€110,264▼ 15.9%
Net result€129,587-€1.5m▲ 1,033%€112,709▼ 92.3%
Equity€129,687-€1.6m▲ 1,132%€1.7m▲ 7.1%
Total assets€240,358-€1.6m▲ 583%€1.8m▲ 7.0%
Debt€110,671-€42,301▼ 61.8%€44,277▲ 4.7%
Working capital€76,347-€1.2m▲ 1,515%€1.4m▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 16% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€317,964 ▼ 13.0%
Current assets
€1.4m ▲ 12.7%
Equity and liabilities €1.8m
Equity
€1.7m ▲ 7.1%
Debt
€44,277 ▲ 4.7%
Debt's share of the balance-sheet total falls from 2.6% to 2.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112,284▼
2023 · €132,402
Cash flow
€114,729▼
2023 · €1.5m
Current ratio
32.46▲
2023 · 30.14
Debt to equity
0.03▼
2023 · 0.03
ROE
6.6%▼
2023 · 91.9%
ROA
6.4%▼
2023 · 89.5%
Interest coverage
305.43▼
2023 · 525.09
Debt ≤ 1 year
€44,277▲
2023 · €42,301
Income taxes
€42,772▲
2023 · €36,348
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,327 | €2,020 | ▲ 52.2% |
| Other operating charges640/8 | €2,647 | €343 | €1,344 | ▲ 292% |
| Non-recurring operating charges66A | - | - | €30,580 | - |
| Gross operating margin9900 | €170,572 | €132,745 | €144,208 | ▲ 8.6% |
| Operating profit (loss)9901 | €167,925 | €131,075 | €110,264 | ▼ 15.9% |
| Financial income75/76B | €2,553 | €1.4m | €45,585 | ▼ 96.7% |
| Recurring financial income75 | €2,553 | €1.4m | €45,585 | ▼ 96.7% |
| Financial charges65/66B | €93 | €252 | €368 | ▲ 45.8% |
| Recurring financial charges65 | €93 | €252 | €368 | ▲ 45.8% |
| Profit (loss) for the period before taxes9903 | €170,385 | €1.5m | €155,481 | ▼ 89.7% |
| Income taxes67/77 | €40,798 | €36,348 | €42,772 | ▲ 17.7% |
| Profit (loss) for the period9904 | €129,587 | €1.5m | €112,709 | ▼ 92.3% |
| Profit (loss) for the period to be appropriated9905 | €129,587 | €1.5m | €112,709 | ▼ 92.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €240,358 | €1.6m | €1.8m | ▲ 7.0% |
| Fixed assets21/28 | €53,340 | €365,519 | €317,964 | ▼ 13.0% |
| Tangible fixed assets22/27 | - | €5,519 | €5,964 | ▲ 8.1% |
| Furniture and vehicles24 | - | €5,519 | €5,964 | ▲ 8.1% |
| Financial fixed assets28 | €53,340 | €360,000 | €312,000 | ▼ 13.3% |
| Current assets29/58 | €187,018 | €1.3m | €1.4m | ▲ 12.7% |
| Amounts receivable after more than one year29 | €33,000 | €432,000 | €372,000 | ▼ 13.9% |
| Trade receivables290 | €33,000 | €432,000 | - | - |
| Other amounts receivable291 | - | - | €372,000 | - |
| Amounts receivable within one year40/41 | €14,537 | €19,698 | €16,698 | ▼ 15.2% |
| Trade receivables40 | €14,520 | €16,698 | €16,698 | = |
| Other amounts receivable41 | €17 | €3,000 | €0 | ▼ 100% |
| Current investments50/53 | - | - | €446,699 | - |
| Cash at bank and in hand54/58 | €135,438 | €811,137 | €567,466 | ▼ 30.0% |
| Deferred charges and accrued income490/1 | €4,043 | €12,198 | €34,410 | ▲ 182% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €240,358 | €1.6m | €1.8m | ▲ 7.0% |
| Equity10/15 | €129,687 | €1.6m | €1.7m | ▲ 7.1% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €129,587 | €1.6m | €1.7m | ▲ 7.1% |
| Amounts payable17/49 | €110,671 | €42,301 | €44,277 | ▲ 4.7% |
| Amounts payable within one year42/48 | €110,671 | €42,301 | €44,277 | ▲ 4.7% |
| Trade debts44 | €2,271 | €335 | €260 | ▼ 22.3% |
| Suppliers440/4 | €2,271 | €335 | €260 | ▼ 22.3% |
| Taxes, remuneration and social security45 | €49,932 | €41,966 | €44,016 | ▲ 4.9% |
| Taxes450/3 | €47,935 | €41,966 | €44,016 | ▲ 4.9% |
| Remuneration and social security454/9 | €1,997 | - | - | - |
| Other amounts payable47/48 | €58,467 | - | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €129,587 | €1.5m | €112,709 | ▼ 92.3% |
| + Depreciation and write-downs630 | - | €1,327 | €2,020 | ▲ 52.2% |
| Operating cash flow (approximation) | €129,587 | €1.5m | €114,729 | ▼ 92.2% |
| Investment in fixed assets (approximation) | - | -€313,506 | €45,536 | ▲ 115% |
| Change in cash | - | €675,699 | -€243,671 | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €112,709 ▼92.3%
Net result drops to €112,709, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €1.5m ▲1,033%
Net result €1.5m, the highest in the series.
31-12
Financial
Liquidity times 18current ratio 30.14
Current ratio from 1.69 to 30.14; short-term debt falls from €110,671 to €42,301.
31-12
Financial
Equity above €1mEq €1.6m ▲1,132%
2 profitable years in a row build equity to €1.6m.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Ground area
124 m²
Building footprint
69 m²
Volume, LiDAR
549 m³
Parcel 12403E0241/02C002, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TBME
since 20212.318.312.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0241/02C002 | Flanders | 124 m² | 1 · 69 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMANDI
BE 0819.480.249
Waregem · Eq €1,708,121
SV-WORX
BE 0843.123.010
Moorslede · Eq €1,705,089
PREMIUM INVEST
BE 0808.189.746
Keerbergen · Eq €1,704,138
Power-Line.BE
BE 0872.762.250
Kontich · Eq €1,719,326
HEXAFAR
BE 0810.007.705
Oudenaarde · Eq €1,702,030
Of 5,710 companies in sector 70100 we hold annual accounts for 3,502. 1,684 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.