Financials
- Fiscal year
- 2025
- Turnover
- €26,778
- Profit
- €1,027
- Solvency
- -91.1%
Turnover▲ 19.4%
Net result
20182025
TBM ELECTRO
ActiveSummary
The computed 12-month bankruptcy probability of TBM ELECTRO is 2.7% (moderate). The 2025 annual accounts show negative equity (-€70,114) and a net result of €1,027. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 21069 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410Retail sale of electrical household appliances NACE 47540
2 sites
Size
€26,778turnover 2025
- Equity
- -€70,114
- Profit
- €1,027
Structure
Accounts filed 54 d late0 of 1 deed read
Why 51- Latest accounts 54 days late; 3 of the last 3 late- Liquidity: current ratio 1.72+ Founded in 2001+ Size: turnover €26,778, total assets €76,974Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 33% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -91.1% of total assets
Liquidity
40+22
short-term debt 58.0%
Profitability
41+3
return on assets 1.3%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.1%
12-2024: 4.0%▲ +27.4% vs 11-2024highest value
01-2025: 2.3%▼ -42.1% vs 12-2024
02-2025: 2.3%● 0.0% vs 01-2025
03-2025: 2.3%▼ -2.1% vs 02-2025
04-2025: 2.3%● 0.0% vs 03-2025
05-2025: 2.2%▼ -2.3% vs 04-2025
06-2025: 2.1%▼ -5.3% vs 05-2025lowest value
07-2025: 2.2%▲ +4.6% vs 06-2025
08-2025: 2.7%▲ +22.1% vs 07-2025
09-2025: 3.1%▲ +15.3% vs 08-2025
10-2025: 3.5%▲ +12.9% vs 09-2025
11-2025: 2.9%▼ -16.5% vs 10-2025
12-2025: 2.9%● 0.0% vs 11-2025
01-2026: 2.9%▲ +1.9% vs 12-2025
02-2026: 2.9%● 0.0% vs 01-2026
03-2026: 2.9%● 0.0% vs 02-2026
04-2026: 3.0%▲ +1.2% vs 03-2026
05-2026: 2.9%▼ -1.5% vs 04-2026
06-2026: 2.7%▼ -8.0% vs 05-2026
07-2026: 2.7%▲ +0.1% vs 06-2026
08-2026: 3.4%▲ +27.5% vs 07-2026
09-2026: 3.8%▲ +9.8% vs 08-2026
10-2026: 2.7%▼ -29.4% vs 09-2026
- Founded in 2001 lowers the probability for this profile
- Latest accounts 54 days late; 3 of the last 3 late raises the probability
- Size: turnover €26,778, total assets €76,974 lowers the probability for this profile
- Liquidity: current ratio 1.72 raises the probability
No credit on open account
Liquidity ample (current ratio 1.72 against 1.63 in 2024; short-term debt: 58% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 38%, profitability 30%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 21069 sector peers (2025).
NBB · sector comparisonPosition among 21069 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
84 d late
2023
144 d late
2022
67 d late
2021
50 d late
2020
114 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €42
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 23-09-2026Annual accounts filed
- 23-10-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 2
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Founded
- 18-05-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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