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TBJWS

Active
Private limited companyfounded 20251 yr activeRue de la Colline,Ethe 5, 6760 Virton, BelgiumKBO/BCE: BE 1020.491.171
Summary

TBJWS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €536 and a net result of -€2,464. Its solvency ranks better than 12% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-28.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17239 sector peers (2025).
NBB · sector comparison
Position among 17239 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
20 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 February 2025, TBJWS was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€536
Total assets
€8,738
Net result
-€2,464
Working capital
-€247

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €8,738
Equity €536
Debt €8,202
Debt finances 93.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€2,203
Cash flow
-€2,203
Current ratio
0.97
ROA
-28.2%
Interest coverage
73437.00
Debt ≤ 1 year
€8,202
Equity ratios withheld: equity of €536 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 167 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 89% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
6.6% stopped otherwise
89% still going

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet Code2025
Assets
Total assets20/58€8,738
Formation expenses20€783
Current assets29/58€7,955
Amounts receivable within one year40/41€144
Other amounts receivable41€144
Cash at bank and in hand54/58€7,811
Equity and liabilities
Total equity and liabilities10/49€8,738
Equity10/15€536
Contributions10/11€3,000
Profit (loss) carried forward14-€2,464
Amounts payable17/49€8,202
Amounts payable within one year42/48€8,202
Other amounts payable47/48€8,202
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261
Gross operating margin9900-€2,203
Operating profit (loss)9901-€2,464
Financial charges65/66B-€0
Recurring financial charges65-€0
Profit (loss) for the period before taxes9903-€2,464
Profit (loss) for the period9904-€2,464
Profit (loss) for the period to be appropriated9905-€2,464
Appropriation of the result
Profit (loss) to be appropriated9906-€2,464

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261
Gross operating margin9900-€2,203
Operating profit (loss)9901-€2,464
Financial charges65/66B-€0
Recurring financial charges65-€0
Profit (loss) for the period before taxes9903-€2,464
Profit (loss) for the period9904-€2,464
Profit (loss) for the period to be appropriated9905-€2,464
Line2025
Assets
Total assets20/58€8,738
Formation expenses20€783
Current assets29/58€7,955
Amounts receivable within one year40/41€144
Other amounts receivable41€144
Cash at bank and in hand54/58€7,811
Equity and liabilities
Total equity and liabilities10/49€8,738
Equity10/15€536
Contributions10/11€3,000
Profit (loss) carried forward14-€2,464
Amounts payable17/49€8,202
Amounts payable within one year42/48€8,202
Other amounts payable47/48€8,202
Line2025
Profit (loss) for the period9904-€2,464
+ Depreciation and write-downs630€261
Operating cash flow (approximation)-€2,203

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
333 m²
Building footprint
54 m²
Volume, LiDAR
254 m³
Parcel 85010C0067/00G000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TBJWS
Rue de la Colline,Ethe 5, 6760 VirtonComputer programming
since 20252.370.990.596
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85010C0067/00G000 Wallonia 333 m² 1 · 54 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 1,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
Contact
Website www.tbjws.be
E-mail samuel.lambert@tbjws.be
Phone +32474295966
E-mail samuel.lambert.1976@gmail.comVirton
Phone 00352691126720Virton
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020491171
Also 9925:BE1020491171
Registered 28-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.