Skip to content

TBDA GROUP

Active
Private limited companyfounded 20233 yrs activeVictoria Heirweghstraat 2, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0798.237.348
Summary

The computed 12-month bankruptcy probability of TBDA GROUP is 7.7% (elevated). The 2024 annual accounts show negative equity (-€14,059) and a net result of -€17,726. Its solvency ranks better than 6% of 6719 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-77
Solvency0▼-40
Growth32
Track record94
Bankruptcy probability, 12 months
7.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.27 in 2023; short-term debt: 169.5% and cash: 8.2% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-69.5%
Return on assets
-87.7%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€14,059
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TBDA GROUP was incorporated on 8 February 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€14,059
2023 · €3,667
Total assets
€20,218▼ 16.3%
2023 · €24,148
Net result
-€17,726
2023 · €1,667
Working capital
-€32,470▼ 118%
2023 · -€14,884
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€3,410--€17,006
Net result€1,667within the sector's middle half--€17,726below the sector's middle half
Equity€3,667below the sector's middle half--€14,059below the sector's middle half
Total assets€24,148below the sector's middle half-€20,218below the sector's middle half▼ 16.3%
Debt€20,482-€34,276▲ 67.4%
Working capital-€14,884--€32,470▼ 118%
Solvency15.2%within the sector's middle half--69.5%below the sector's middle half▼ 84.7pp
Staff (FTE)2-2.3▲ 15.0%
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0Operating result 2023: €3,410€3,410Net result 2023: €1,667€1,667Operating result 2024: -€17,006-€17,006Net result 2024: -€17,726-€17,72620232024-€20,000-€10,000€0Operating result 2023: €3,410€3,410Net result 2023: €1,667€1,670Operating result 2024: -€17,006-€17,000Net result 2024: -€17,726-€17,70020232024
The operating result turns negative in 2024: a loss of €17,006 after €3,410 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20,218
Fixed assets €18,411 ▼ 0.7%
Current assets €1,806 ▼ 67.7%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€13,475▼
2023 · €4,760
Cash flow
-€14,195▼
2023 · €3,016
Current ratio
0.05▼
2023 · 0.27
Debt to equity
-2.44▼
2023 · 5.59
ROA
-87.7%▼
2023 · 6.9%
Interest coverage
-22.78▼
2023 · 28.11
Debt ≤ 1 year
€34,276▲
2023 · €20,482
Income taxes
€128▼
2023 · €1,574
Staff costs
€94,720▲
2023 · €21,878
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 7.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€24,148€20,218▼
Fixed assets21/28€18,551€18,411▼
Tangible fixed assets22/27€9,551€9,411▼
Furniture and vehicles24€9,551€9,411▼
Financial fixed assets28€9,000€9,000=
Current assets29/58€5,598€1,806▼
Amounts receivable within one year40/41€4,658€154▼
Trade receivables40€4,658€154▼
Cash at bank and in hand54/58€940€1,652▲
Equity and liabilities
Total equity and liabilities10/49€24,148€20,218▼
Equity10/15€3,667-€14,059▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€1,667-€16,059▼
Amounts payable17/49€20,482€34,276▲
Amounts payable within one year42/48€20,482€34,276▲
Trade debts44€1,242€5,743▲
Suppliers440/4€1,242€5,743▲
Taxes, remuneration and social security45€11,924€13,102▲
Taxes450/3€9,673€2,959▼
Remuneration and social security454/9€2,250€10,143▲
Other amounts payable47/48€7,316€15,431▲
Income statement Code20232024
Remuneration, social security and pensions62€21,878€94,720▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,349€3,531▲
Other operating charges640/8€2,548€5,160▲
Gross operating margin9900€29,185€86,405▲
Operating profit (loss)9901€3,410-€17,006▼
Financial charges65/66B€169€592▲
Recurring financial charges65€169€592▲
Profit (loss) for the period before taxes9903€3,241-€17,598▼
Income taxes67/77€1,574€128▼
Profit (loss) for the period9904€1,667-€17,726▼
Profit (loss) for the period to be appropriated9905€1,667-€17,726▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,667-€16,059▼
Profit (loss) brought forward from the previous period14P-€1,667

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62€21,878€94,720▲ 333%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,349€3,531▲ 162%
Other operating charges640/8€2,548€5,160▲ 103%
Gross operating margin9900€29,185€86,405▲ 196%
Operating profit (loss)9901€3,410-€17,006▼ 599%
Financial charges65/66B€169€592▲ 249%
Recurring financial charges65€169€592▲ 249%
Profit (loss) for the period before taxes9903€3,241-€17,598▼ 643%
Income taxes67/77€1,574€128▼ 91.9%
Profit (loss) for the period9904€1,667-€17,726▼ 1,164%
Profit (loss) for the period to be appropriated9905€1,667-€17,726▼ 1,164%
Line20232024Change
Assets
Total assets20/58€24,148€20,218▼ 16.3%
Fixed assets21/28€18,551€18,411▼ 0.7%
Tangible fixed assets22/27€9,551€9,411▼ 1.5%
Furniture and vehicles24€9,551€9,411▼ 1.5%
Financial fixed assets28€9,000€9,000=
Current assets29/58€5,598€1,806▼ 67.7%
Amounts receivable within one year40/41€4,658€154▼ 96.7%
Trade receivables40€4,658€154▼ 96.7%
Cash at bank and in hand54/58€940€1,652▲ 75.8%
Equity and liabilities
Total equity and liabilities10/49€24,148€20,218▼ 16.3%
Equity10/15€3,667-€14,059▼ 483%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€1,667-€16,059▼ 1,064%
Amounts payable17/49€20,482€34,276▲ 67.4%
Amounts payable within one year42/48€20,482€34,276▲ 67.4%
Trade debts44€1,242€5,743▲ 363%
Suppliers440/4€1,242€5,743▲ 363%
Taxes, remuneration and social security45€11,924€13,102▲ 9.9%
Taxes450/3€9,673€2,959▼ 69.4%
Remuneration and social security454/9€2,250€10,143▲ 351%
Other amounts payable47/48€7,316€15,431▲ 111%
Line20232024Change
Profit (loss) for the period9904€1,667-€17,726▼ 1,164%
+ Depreciation and write-downs630€1,349€3,531▲ 162%
Operating cash flow (approximation)€3,016-€14,195▼ 571%
Investment in fixed assets (approximation)--€3,392-
Change in cash-€713-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
125 m²
Building footprint
63 m²
Volume, LiDAR
381 m³
Parcel 11056B0675/00R003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TBDA GROUP
Victoria Heirweghstraat 2, 2070 Beveren-Kruibeke-ZwijndrechtRetail sale of cosmetics and toilet articles
since 20232.341.695.707
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11056B0675/00R003 Flanders 125 m² 1 · 62 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,584 companies in sector 49410 we hold annual accounts for 8,203. 2,275 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
47120Other non-specialised retail sale
47750Retail sale of cosmetics and toilet articles
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798237348
Also 9925:BE0798237348
Registered 04-05-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.