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TBC Telecom

Active
Private limited companyfounded 201412 years activeChaussée Brunehault(CAR) 401, 7141 Morlanwelz, BelgiumKBO/BCE: BE 0547.736.135
Summary

TBC Telecom has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,233 and a net result of €41,796. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
General electrical installation work
NACE 43211
#6 company by total assets in Morlanwelz, Construction sector1 site
Size
€1.6mtotal assets 2025
Equity
€170,233
Profit
€41,796
Financial health
82 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.3%
Structure
Largest shareholder
BEPHONIC · 45.83%
Accounts 49 days early0 of 6 deeds read
Why 82- Sector Specialised construction activities (NACE 43)- Equity €170,233 (10.6% of total assets)+ Size: total assets €1.6m+ Figures for FY 2025 (filed 12-06-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 28% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 36+1
equity 10.6% of total assets
Liquidity 14-1
short-term debt 70.7% · cash 1.9%
Profitability 46-11
return on assets 2.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 0.8%highest value 12-2024: 0.8%● unchanged vs 11-2024highest value 01-2025: 0.8%● unchanged vs 12-2024highest value 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.4 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.49 in 2024; short-term debt: 70.7% and cash: 1.9% of total assets), and 89.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 14% on solvency, 8% on liquidity, 22% on profitability and 66% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Equity €170,233 (10.6% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 12-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9546 sector peers (2025).
NBB · sector comparison
Position among 9546 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
45 days early
2023
49 days early
2022
51 days early
2021
47 days early
2020
46 days early
2019
88 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €150,000Eq €170,233 ▲18.7%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 13% on solvencysector median 44.2% · 9,546 companies 10.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €41,796 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€41,796
Solvency
10.6%
Total assets▲ 16.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2018
  2. 12-06-2024Annual accounts filed
  3. 10-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
07-03-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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