TB TECHNOLOGY CONSULTING
ActiveTB TECHNOLOGY CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €411k and a net result of €131k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+2
Solvency76▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 6.97 in 2024; short-term debt: 47.8% and cash: 37.8% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
16.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
3 d late
2022
31 d early
2021
30 d early
2020
37 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€411k▼ 36.9%
2024 · €652k
2018: €173k
2019: €265k
2020: €404k
2021: €522k
2022: €639k
2023: €635k
2024: €652k
2018 → 2025
Total assets
€800k▲ 5.6%
2024 · €757k
2018: €269k
2019: €350k
2020: €480k
2021: €543k
2022: €656k
2023: €655k
2024: €757k
2018 → 2025
Net result
€131k▲ 21.5%
2024 · €108k
2018: €84k
2019: €93k
2020: €138k
2021: €118k
2022: €117k
2023: €124k
2024: €108k
2018 → 2025
Working capital
€397k▼ 37.0%
2024 · €629k
2018: €172k
2019: €264k
2020: €404k
2021: €522k
2022: €629k
2023: €607k
2024: €629k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€522k-€639k▲ 22.3%€635k▼ 0.5%€652k▲ 2.6%€411k▼ 36.9%
Operating result€171k-€163k▼ 4.5%€169k▲ 3.9%€150k▼ 11.4%€179k▲ 19.5%
Net result€118k-€117k▼ 1.4%€124k▲ 6.7%€108k▼ 13.0%€131k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €800k
Fixed assets
€20k▼ 8.6%
Current assets
€779k▲ 6.0%
Equity and liabilities €800k
Equity
€411k▼ 36.9%
Debt
€388k▲ 268%
The debt ratio rises from 13.9% to 48.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€189k▲
2024 · €159k
Cash flow
€141k▲
2024 · €117k
Solvency
51.4%▼
2024 · 86.1%
Current ratio
2.04▼
2024 · 6.97
Quick ratio
2.04▼
2024 · 6.97
Debt / equity
0.95▲
2024 · 0.16
ROE
32.0%▲
2024 · 16.6%
ROA
16.4%▲
2024 · 14.3%
Interest coverage
324.30▼
2024 · 358.46
Debt
€388k▲
2024 · €106k
Debt ≤ 1 year
€382k▲
2024 · €106k
Income taxes
€58k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€757k€800k▲
Fixed assets21/28€22k€20k▼
Tangible fixed assets22/27€22k€20k▼
Furniture and vehicles24€16k€16k▲
Other tangible fixed assets26€7k€5k▼
Current assets29/58€735k€779k▲
Amounts receivable after more than one year29€396k€406k▲
Other amounts receivable291€396k€406k▲
Amounts receivable within one year40/41€66k€69k▲
Trade receivables40€53k€29k▼
Other amounts receivable41€13k€40k▲
Cash at bank and in hand54/58€269k€302k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€757k€800k▲
Equity10/15€652k€411k▼
Contributions10/11€6k€6k=
Reserves13€606k€363k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€604k€361k▼
Profit (loss) carried forward14€39k€42k▲
Amounts payable17/49€106k€388k▲
Amounts payable within one year42/48€106k€382k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€92k€372k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€803€1k▲
Gross operating margin9900€160k€190k▲
Operating profit (loss)9901€150k€179k▲
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€443€583▲
Recurring financial charges65€443€583▲
Profit (loss) for the period before taxes9903€158k€189k▲
Income taxes67/77€50k€58k▲
Profit (loss) for the period9904€108k€131k▲
Profit (loss) for the period to be appropriated9905€108k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€147k€171k▲
Profit (loss) brought forward from the previous period14P€39k€39k▲
Transfer from equity791/2€92k€372k▲
Transfer to equity691/2€108k€129k▲
To other reserves6921€108k€129k▲
Profit to be distributed694/7€92k€372k▲
Return on contributions (dividend)694€92k€372k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 26.12
Current ratio from 6.31 to 26.12; short-term debt falls from €76k to €21k.
31-12
Financial
Equity above €500kEq €522k ▲29.3%
4 profitable years in a row build equity to €522k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €138k ▲49.2%
Operating result €198k, net result €138k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €265k ▲53%
2 profitable years in a row build equity to €265k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Renaissancelaan 81000 BrusselGround area
484 m²
Building footprint
353 m²
Volume, LiDAR
7,776 m³
2 parcels, Brussels · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
TB TECHNOLOGY CONSULTING
since 20092.178.751.543
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0348/00V000 | Brussels | 310 m² | 1 · 204 m² | 29.8 m · 9 fl. |
| 21806F0346/00D004 | Brussels | 174 m² | 1 · 150 m² | 26.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,397. 6,140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2009
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.