TB
ActiveThe computed 12-month bankruptcy probability of TB is 1.7% (moderate). The 2025 annual accounts show equity of €22k and a net result of €2k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 13090 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-11
Solvency31=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.88 in 2024; short-term debt: 93.6% and cash: 69% of total assets), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
18 d late
2023
37 d early
2022
29 d late
2021
78 d late
2020
26 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 66.7%
2024 · €5k
2018: €3k
2019: €5k
2020: €-13k
2021: €36k
2022: €29k
2023: €4k
2024: €5k
2018 → 2025
Working capital
€-30k▲ 26.1%
2024 · €-40k
2018: €-73k
2019: €-67k
2020: €-70k
2021: €-34k
2022: €-40k
2023: €-51k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€11k€15k▲ 38.8%€20k▲ 34.8%€22k▲ 8.6%
Operating result€38k-€34k▼ 10.5%€8k▼ 76.9%€10k▲ 20.3%€6k▼ 39.0%
Net result€36k-€29k▼ 19.1%€4k▼ 85.8%€5k▲ 24.6%€2k▼ 66.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€52k▼ 14.6%
Current assets
€287k▼ 0.7%
Equity and liabilities €339k
Equity
€22k▲ 8.6%
Debt
€317k▼ 3.8%
The debt ratio falls from 94.3% to 93.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €26k
Cash flow
€10k▼
2024 · €21k
Solvency
6.4%▲
2024 · 5.7%
Current ratio
0.91▲
2024 · 0.88
Quick ratio
0.82▲
2024 · 0.80
Debt / equity
14.55▼
2024 · 16.43
ROE
7.9%▼
2024 · 25.8%
ROA
0.5%▼
2024 · 1.5%
Interest coverage
4.86▼
2024 · 9.36
Debt
€317k▼
2024 · €329k
Debt ≤ 1 year
€317k▼
2024 · €329k
Income taxes
€1k▼
2024 · €2k
Staff costs
€118k▼
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€339k▼
Fixed assets21/28€60k€52k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€56k€47k▼
Land and buildings22€4k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€31k€25k▼
Other tangible fixed assets26€17k€15k▼
Financial fixed assets28€5k€5k=
Current assets29/58€289k€287k▼
Stocks and contracts in progress3€27k€28k▲
Stocks30/36€27k€28k▲
Amounts receivable within one year40/41€56k€25k▼
Trade receivables40€55k€16k▼
Other amounts receivable41€586€10k▲
Cash at bank and in hand54/58€206k€234k▲
Deferred charges and accrued income490/1€465€512▲
Equity and liabilities
Total equity and liabilities10/49€350k€339k▼
Equity10/15€20k€22k▲
Contributions10/11€15k€15k=
Reserves13€5k€7k▲
Non-distributable reserves130/1€136€136=
Reserves not available under the articles1311€136€136=
Distributable reserves133€5k€6k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€329k€317k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€329k€317k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€134k€100k▼
Suppliers440/4€134k€100k▼
Advances received on contracts in progress46€11k€0▼
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€16k€14k▼
Other amounts payable47/48€160k€195k▲
Income statement
Code20242025
Remuneration, social security and pensions62€129k€118k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€9k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€157k€136k▼
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€40€32▼
Recurring financial income75€40€32▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€7k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€2k▼
Profit (loss) brought forward from the previous period14P€-462€0▲
Transfer to equity691/2€5k€2k▼
To other reserves6921€5k€2k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼345%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 2407700 MouscronGround area
905 m²
Building footprint
47 m²
Volume, LiDAR
527 m³
Parcel 54436A0431/00X003, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TB
since 20142.237.829.788
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0431/00X003 | Wallonia | 905 m² | 1 · 47 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.237.829.788
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SYPHAX
BE 0875.530.314
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A.M.S. BAR
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KAWAclub
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:direction@win-plast.com
Phone:0479346808