TAZEM
ActiveThe computed 12-month bankruptcy probability of TAZEM is 7.2% (elevated). The 2024 annual accounts show negative equity (€-145) and a net result of €-2k. Its solvency ranks better than 23% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▼-39
Solvency24▼-31
Growth32
Track record94
Bankruptcy probability, 12 months
7.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 0.12 in 2023; short-term debt: 101% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-1%
Return on assets
-16.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-145
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2025, 136 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
136 d early
2023
140 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-145
2023 · €2k
2023: €2k
2023 → 2024
Total assets
€14k▲ 95.2%
2023 · €7k
2023: €7k
2023 → 2024
Net result
€-2k
2023 · €1k
2023: €1k
2023 → 2024
Working capital
€-3k▲ 41.9%
2023 · €-4k
2023: €-4k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€2k-€-145
Operating result€2k-€-542
Net result€1k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €542 after €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14k
Fixed assets
€2k▼ 63.3%
Current assets
€11k▲ 1,858%
Key figures and ratios
EBITDA
€4k▼
2023 · €4k
Cash flow
€2k▼
2023 · €3k
Solvency
-1.0%▼
2023 · 30.2%
Current ratio
0.82▲
2023 · 0.12
Quick ratio
0.82▲
2023 · 0.12
ROA
-16.5%▼
2023 · 16.1%
Interest coverage
7.58▼
2023 · 98.57
Debt
€14k▲
2023 · €5k
Debt ≤ 1 year
€14k▲
2023 · €5k
Income taxes
€1k▲
2023 · €751
Equity ratios withheld: equity of €-145 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7k€14k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€583€11k▲
Amounts receivable within one year40/41€200€11k▲
Trade receivables40€200€7k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€7€2▼
Deferred charges and accrued income490/1€376€376▲
Equity and liabilities
Total equity and liabilities10/49€7k€14k▲
Equity10/15€2k€-145▼
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€1k€-1k▼
Amounts payable17/49€5k€14k▲
Amounts payable within one year42/48€5k€14k▲
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€5k€7k▲
Operating profit (loss)9901€2k€-542▼
Financial income75/76B-€134
Recurring financial income75-€134
Financial charges65/66B€37€469▲
Recurring financial charges65€37€469▲
Profit (loss) for the period before taxes9903€2k€-877▼
Income taxes67/77€751€1k▲
Profit (loss) for the period9904€1k€-2k▼
Profit (loss) for the period to be appropriated9905€1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-1k▼
Profit (loss) brought forward from the previous period14P-€1k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sympathiestraat 71070 AnderlechtGround area
215 m²
Building footprint
55 m²
Volume, LiDAR
584 m³
2 parcels, Brussels · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
188
since 20232.346.220.657
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0016/00P006 | Brussels | 126 m² | - | - |
| 21306D0204/00N005 | Brussels | 89 m² | 1 · 55 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,477 companies in sector 47279 we hold annual accounts for 950. 256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
43350Other building finishing work
47120Other non-specialised retail sale
68110Buying and selling of own real estate
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.