TAYBA TRADING

Active

Private limited companyfounded 201610 yrs activeBergense Steenweg 125, 1070 Anderlecht, BelgiumKBO/BCE: BE 0649.858.527

The computed 12-month bankruptcy probability of TAYBA TRADING is 3.8% (moderate). The annual accounts of TAYBA TRADING for fiscal year 2024 show a net loss of 60% of the equity at the start of that year. The 2024 annual accounts show equity of €41k and a net result of €-62k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 2090 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

31 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability33▼-38

Solvency36▼-1

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.89 against 1.0 in 2023; short-term debt: 88.6% and cash: 4.9% of total assets), and 88.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 10

Relative position

BE, all sectors

reference

Sector 10

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

11.4%

Return on assets

-17.3%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

25 d late

2023

61 d late

2022

129 d late

2021

271 d late

2020

26 d late

2019

157 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€1.68M

EBIT margin

1.6%

Net result

€-62k

2023 · €13k

2018: €-1k 2019: €16k 2020: €9k 2021: €8k 2022: €43k 2023: €13k

2018 → 2024

Working capital

€-36k▼ 33,137%

2023 · €-109

2018: €-19k 2019: €789 2020: €17k 2021: €-9k 2022: €36k 2023: €-109

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€1.68M

Equity€41k-€48k▲ 18.7%€91k▲ 88.0%€104k▲ 13.9%€41k▼ 60.2%

Operating result€15k-€14k▼ 3.8%€75k▲ 428%€21k▼ 71.4%€27k▲ 26.8%

Net result€9k-€8k▼ 16.6%€43k▲ 457%€13k▼ 70.4%€-62k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 27% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €361k

21.5%

78.5%

Fixed assets €78k▼ 25.3%

Current assets €284k▼ 62.8%

Equity and liabilities €361k

11%

88.6%

Equity €41k▼ 60.2%

Debt €320k▼ 58.0%

The debt ratio rises from 88.0% to 88.6%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€38k▲

2023 · €29k

Cash flow

€-52k▼

2023 · €20k

Solvency

11.4%▼

2023 · 12.0%

Current ratio

0.89▼

2023 · 1.00

Quick ratio

0.50▼

2023 · 0.57

Debt / equity

7.74▲

2023 · 7.35

ROE

-151.1%▼

2023 · 12.2%

ROA

-17.3%▼

2023 · 1.5%

Interest coverage

4.13▼

2023 · 11.29

Debt

€320k▼

2023 · €762k

Debt ≤ 1 year

€320k▼

2023 · €762k

Income taxes

€82k▲

2023 · €7k

Staff costs

€116k▲

2023 · €83k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€866k€361k▼

Fixed assets21/28€104k€78k▼

Tangible fixed assets22/27€54k€28k▼

Furniture and vehicles24€28k€4k▼

Leasing and similar rights25-€2k

Other tangible fixed assets26€26k€22k▼

Financial fixed assets28€49k€49k=

Current assets29/58€762k€284k▼

Stocks and contracts in progress3€328k€125k▼

Stocks30/36€328k€125k▼

Amounts receivable within one year40/41€382k€141k▼

Trade receivables40€382k€118k▼

Other amounts receivable41-€23k

Cash at bank and in hand54/58€12k€18k▲

Deferred charges and accrued income490/1€41k-

Equity and liabilities

Total equity and liabilities10/49€866k€361k▼

Equity10/15€104k€41k▼

Contributions10/11€19k€19k=

Profit (loss) carried forward14€85k€23k▼

Amounts payable17/49€762k€320k▼

Amounts payable within one year42/48€762k€320k▼

Trade debts44€714k€234k▼

Suppliers440/4€714k€234k▼

Taxes, remuneration and social security45€34k€76k▲

Taxes450/3€17k€39k▲

Remuneration and social security454/9€17k€37k▲

Other amounts payable47/48€15k€10k▼

Income statement Code20232024

Turnover70-€1.68M

Non-recurring operating income76A€47k€18k▼

Goods, raw materials, services and sundry goods60/61-€1.43M

Remuneration, social security and pensions62€83k€116k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€20k€191k▲

Other operating charges640/8€21k€28k▲

Non-recurring operating charges66A-€7k

Gross operating margin9900€153k€378k▲

Operating profit (loss)9901€21k€27k▲

Financial income75/76B€1k€1k▲

Recurring financial income75€1k€1k▲

Financial charges65/66B€3k€9k▲

Recurring financial charges65€3k€9k▲

Profit (loss) for the period before taxes9903€20k€19k▼

Income taxes67/77€7k€82k▲

Profit (loss) for the period9904€13k€-62k▼

Profit (loss) for the period to be appropriated9905€13k€-62k▼

Appropriation of the result

Profit (loss) to be appropriated9906€85k€23k▼

Profit (loss) brought forward from the previous period14P€72k€85k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

2025

25-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 25 days late

2024

31-12

Financial Weakest financial yearnet €-62k ▼594%

Net result drops to €-62k, the lowest in the series.

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

31-12

Financial Equity above €100kEq €104k ▲13.9%

5 profitable years in a row build equity to €104k.

07-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 129 days late

28-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 271 days late

2022

31-12

Financial Highest result since 2018net €43k ▲457%

Operating result €75k, net result €43k, both a record.

2021

26-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 26 days late

04-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 157 days late

2019

31-12

Financial Back to profitnet €16k

Net result €16k after one loss-making year.

27-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 27 days late

2018

27-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 3 establishment units since 2017

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergense Steenweg 1251070 Anderlecht

Ground area

461 m²

Building footprint

388 m²

Volume, LiDAR

6,670 m³

3 parcels, Brussels · tallest building 26.1 m, ±7 floors. Linked by address, not a title deed.

3 establishment units

TAYBA TRADING

Bergense Steenweg 125, 1070 AnderlechtRetail sale of fruit and vegetables

since 20172.265.759.553

TAYBA TRADING

Anspachlaan 149, 1000 BrusselRetail sale of fruit and vegetables

since 20232.350.903.183

TAYBA

de Liedekerkestraat 6, 1210 Sint-Joost-ten-NodeNon-specialised retail sale with food, beverages or tobacco predominating

since 20262.389.597.869

3 parcels

Brussels 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21304B0139/00W009	Brussels	233 m²	1 · 188 m²	26.1 m · 6 fl.
21811M1121/00D002	Brussels	121 m²	1 · 121 m²	24.0 m · 7 fl.
21572B0067/00C007	Brussels	107 m²	1 · 79 m²	17.0 m · 5 fl.