TAT
ActiveThe computed 12-month bankruptcy probability of TAT is 1.6% (moderate). The 2024 annual accounts show equity of €290k and a net result of €39k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 18944 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.23 against 7.26 in 2023; short-term debt: 15.5% and cash: 10.4% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
85 d late
2022
99 d late
2021
79 d late
2020
139 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€290k▲ 15.6%
2023 · €251k
2018: €14k
2019: €27k
2020: €71k
2021: €171k
2022: €215k
2023: €251k
2018 → 2024
Total assets
€379k▲ 31.3%
2023 · €288k
2018: €43k
2019: €84k
2020: €115k
2021: €283k
2022: €318k
2023: €288k
2018 → 2024
Net result
€39k▲ 8.8%
2023 · €36k
2018: €6k
2019: €13k
2020: €44k
2021: €100k
2022: €40k
2023: €36k
2018 → 2024
Working capital
€248k▲ 6.2%
2023 · €233k
2018: €7k
2019: €17k
2020: €45k
2021: €149k
2022: €194k
2023: €233k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€71k-€171k▲ 141%€215k▲ 25.8%€251k▲ 16.7%€290k▲ 15.6%
Operating result€65k-€157k▲ 143%€66k▼ 58.1%€56k▼ 14.9%€71k▲ 25.5%
Net result€44k-€100k▲ 126%€40k▼ 59.9%€36k▼ 10.3%€39k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 25% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €379k
Fixed assets
€73k▲ 301%
Current assets
€306k▲ 13.2%
Equity and liabilities €379k
Equity
€290k▲ 15.6%
Debt
€88k▲ 138%
The debt ratio rises from 12.9% to 23.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2023 · €62k
Cash flow
€50k▲
2023 · €42k
Solvency
76.7%▼
2023 · 87.1%
Current ratio
5.23▼
2023 · 7.26
Quick ratio
5.22▼
2023 · 7.24
Debt / equity
0.30▲
2023 · 0.15
ROE
13.5%▼
2023 · 14.3%
ROA
10.3%▼
2023 · 12.5%
Interest coverage
30.93▼
2023 · 61.78
Debt
€88k▲
2023 · €37k
Debt ≤ 1 year
€58k▲
2023 · €37k
Debt > 1 year
€30k
Income taxes
€28k▲
2023 · €19k
Staff costs
€19k▼
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€288k€379k▲
Fixed assets21/28€18k€73k▲
Tangible fixed assets22/27€18k€72k▲
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€10k€18k▲
Furniture and vehicles24€4k€51k▲
Financial fixed assets28€182€182=
Current assets29/58€270k€306k▲
Stocks and contracts in progress3€967€675▼
Stocks30/36€967€675▼
Amounts receivable within one year40/41€101k€263k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€94k€257k▲
Cash at bank and in hand54/58€165k€39k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€288k€379k▲
Equity10/15€251k€290k▲
Contributions10/11€6k€6k=
Reserves13€243k€282k▲
Distributable reserves133€243k€282k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€37k€88k▲
Amounts payable after more than one year17-€30k
Financial debts170/4-€30k
Amounts payable within one year42/48€37k€58k▲
Current portion of amounts payable after more than one year42-€18k
Financial debts43€10k€19k▲
Other loans439€10k€19k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€11k€9k▼
Other amounts payable47/48€5k-
Income statement
Code20232024
Remuneration, social security and pensions62€21k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€2k€26k▲
Gross operating margin9900€85k€126k▲
Operating profit (loss)9901€56k€71k▲
Financial income75/76B€59€93▲
Recurring financial income75€59€93▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B-€590
Profit (loss) for the period before taxes9903€55k€67k▲
Income taxes67/77€19k€28k▲
Profit (loss) for the period9904€36k€39k▲
Profit (loss) for the period to be appropriated9905€36k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€41k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer to equity691/2€35k€39k▲
To other reserves6921€35k€39k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.26
Current ratio from 2.89 to 7.26; short-term debt falls from €103k to €37k.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
2022
31-12
Financial
Equity above €200kEq €215k ▲25.8%
5 profitable years in a row build equity to €215k.
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
31-12
Financial
Highest result since 2018net €100k ▲126%
Operating result €157k, net result €100k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲141%
4 profitable years in a row build equity to €171k.
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 139 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadsomvaart 143500 HasseltGround area
128 m²
Building footprint
112 m²
Volume, LiDAR
888 m³
Parcel 71328D0182/00L002, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TAT
since 20132.223.503.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0182/00L002 | Flanders | 128 m² | 1 · 112 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.223.503.185
Legal Entity Identifier
984500DC63E141E5AE25
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SPARTANO
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DE HOOGMIS
BE 0839.457.794
Heers · Eq €290k
ZANZI
BE 0502.841.268
Sint-Lambrechts-Woluwe · Eq €291k
ELAN Services
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Brussel · Eq €291k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 5,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.