TARTINOS
ActiveSummary
The computed 12-month bankruptcy probability of TARTINOS is 1.6% (moderate). The 2025 annual accounts show negative equity (€-16k) and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 13306 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.36 in 2024; short-term debt: 160.9% and cash: 54.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.9%
Return on assets
47.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 13306 sector peers (2025).
NBB · sector comparisonPosition among 13306 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
54 d early
2022
59 d early
2021
59 d early
2020
57 d early
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k▲ 43.6%
2024 · €-28k
2018: €7k
2019: €7k
2020: €-9k
2021: €-24k
2022: €-37k
2023: €-37k
2024: €-28k
2018 → 2025
Total assets
€26k▼ 11.5%
2024 · €29k
2018: €64k
2019: €59k
2020: €68k
2021: €63k
2022: €46k
2023: €30k
2024: €29k
2018 → 2025
Net result
€12k▲ 45.7%
2024 · €8k
2018: €-14k
2019: €-536
2020: €-15k
2021: €-15k
2022: €-12k
2023: €314
2024: €8k
2018 → 2025
Working capital
€-21k▲ 43.1%
2024 · €-37k
2018: €-32k
2019: €-25k
2020: €-45k
2021: €-52k
2022: €-56k
2023: €-49k
2024: €-37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-24k-€-37k▼ 51.1%€-37k▲ 0.8%€-28k▲ 23.0%€-16k▲ 43.6%
Operating result€-15k-€-12k▲ 19.7%€989€9k▲ 838%€13k▲ 38.4%
Net result€-15k-€-12k▲ 19.1%€314€8k▲ 2,590%€12k▲ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€5k ▼ 41.4%
Current assets
€21k ▲ 1.2%
Key figures and ratios
EBITDA
€18k▲
2024 · €15k
Cash flow
€18k▲
2024 · €14k
Solvency
-60.9%▲
2024 · -95.6%
Current ratio
0.50▲
2024 · 0.36
Quick ratio
0.44▲
2024 · 0.31
Debt / equity
-2.64▼
2024 · -2.05
ROA
47.2%▲
2024 · 28.6%
Interest coverage
20.62=
2024 · 20.62
Debt
€42k▼
2024 · €58k
Debt ≤ 1 year
€42k▼
2024 · €58k
Income taxes
€161▲
2024 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€26k▼
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Land and buildings22€70€56▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€5k€347▼
Current assets29/58€21k€21k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€180€438▲
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€800€1k▲
Equity and liabilities
Total equity and liabilities10/49€29k€26k▼
Equity10/15€-28k€-16k▲
Contributions10/11€19k€19k=
Reserves13€34k€34k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-80k€-68k▲
Amounts payable17/49€58k€42k▼
Amounts payable within one year42/48€58k€42k▼
Trade debts44€800€133▼
Suppliers440/4€800€133▼
Taxes, remuneration and social security45€276€315▲
Taxes450/3€276€315▲
Other amounts payable47/48€57k€41k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€16k€22k▲
Operating profit (loss)9901€9k€13k▲
Financial income75/76B€20€491▲
Recurring financial income75€20€491▲
Financial charges65/66B€708€882▲
Recurring financial charges65€708€882▲
Profit (loss) for the period before taxes9903€9k€12k▲
Income taxes67/77€158€161▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-68k▲
Profit (loss) brought forward from the previous period14P€-89k€-80k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €12k ▲45.7%
Operating result €13k, net result €12k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €314
Net result €314 after 5 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Normaalschoolstraat 399000 GentGround area
251 m²
Building footprint
251 m²
Volume, LiDAR
2,321 m³
Parcel 44808H0260/00K003, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TARTINOS
since 20022.115.311.959
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0260/00K003 | Flanders | 251 m² | 1 · 251 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.115.311.959
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 5,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2002
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/228 62 47