Tartino
ActiveTartino has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €22k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 56% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+17
Solvency63▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.05 in 2024; short-term debt: 13.1% and cash: 0.2% of total assets), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
6.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
58 d early
2022
46 d early
2021
38 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 21.9%
2024 · €99k
2018: €35k
2019: €33k
2020: €39k
2021: €52k
2022: €61k
2023: €83k
2024: €99k
2018 → 2025
Total assets
€320k▼ 5.8%
2024 · €339k
2018: €329k
2019: €332k
2020: €327k
2021: €377k
2022: €349k
2023: €330k
2024: €339k
2018 → 2025
Net result
€22k▲ 33.7%
2024 · €16k
2018: €-349
2019: €10k
2020: €6k
2021: €12k
2022: €9k
2023: €22k
2024: €16k
2018 → 2025
Working capital
€16k▲ 440%
2024 · €3k
2018: €-7k
2019: €-14k
2020: €-15k
2021: €629
2022: €-12k
2023: €2k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€61k▲ 17.9%€83k▲ 36.0%€99k▲ 19.6%€121k▲ 21.9%
Operating result€32k-€28k▼ 10.6%€47k▲ 64.8%€38k▼ 19.8%€42k▲ 12.2%
Net result€12k-€9k▼ 25.6%€22k▲ 137%€16k▼ 26.0%€22k▲ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€261k▼ 4.4%
Current assets
€58k▼ 11.2%
Equity and liabilities €320k
Equity
€121k▲ 21.9%
Debt
€199k▼ 17.2%
The debt ratio falls from 70.8% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €59k
Cash flow
€43k▲
2024 · €38k
Solvency
37.8%▲
2024 · 29.2%
Current ratio
1.39▲
2024 · 1.05
Quick ratio
1.36▲
2024 · 1.03
Debt / equity
1.65▼
2024 · 2.43
ROE
18.0%▲
2024 · 16.4%
ROA
6.8%▲
2024 · 4.8%
Interest coverage
6.19▲
2024 · 4.29
Debt
€199k▼
2024 · €240k
Debt ≤ 1 year
€42k▼
2024 · €62k
Debt > 1 year
€157k▼
2024 · €178k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€320k▼
Fixed assets21/28€274k€261k▼
Tangible fixed assets22/27€274k€261k▼
Land and buildings22€247k€248k▲
Plant, machinery and equipment23€27k€14k▼
Current assets29/58€65k€58k▼
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€48k€46k▼
Trade receivables40€16k€14k▼
Other amounts receivable41€33k€32k▼
Cash at bank and in hand54/58€5k€490▼
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€339k€320k▼
Equity10/15€99k€121k▲
Contributions10/11€19k€19k=
Reserves13€77k€98k▲
Non-distributable reserves130/1€911€911=
Reserves not available under the articles1311€911€911=
Distributable reserves133€76k€98k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€240k€199k▼
Amounts payable after more than one year17€178k€157k▼
Financial debts170/4€178k€157k▼
Amounts payable within one year42/48€62k€42k▼
Current portion of amounts payable after more than one year42€39k€32k▼
Trade debts44€19k€5k▼
Suppliers440/4€19k€5k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€61k€65k▲
Operating profit (loss)9901€38k€42k▲
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€24k€32k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€16k€22k▲
Profit (loss) for the period to be appropriated9905€16k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€25k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€16k€22k▲
To other reserves6921€16k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €121k ▲21.9%
7 profitable years in a row build equity to €121k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €22k ▲137%
Operating result €47k, net result €22k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2020
Resigned as Manager
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vorstseweg 22430 LaakdalGround area
769 m²
Building footprint
206 m²
Volume, LiDAR
827 m³
Parcel 13007B0059/00D004, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tartino
since 20112.205.169.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13007B0059/00D004 | Flanders | 769 m² | 1 · 206 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteLaakdal2.205.169.492
Similar companies · same sector, comparable size
K.I. Associés
BE 0742.852.328
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LES COCOTTES
BE 0776.963.466
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MONIQUE & CO
BE 0589.951.327
Meerhout · Eq €121k
PICCOLO PIAZZA
BE 0719.248.466
Stavelot · Eq €121k
POYRAZ
BE 0433.063.923
Tielt · Eq €121k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2011
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
28220Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
63920Other information service activities
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.