TARTINE & LOCAL
ActiveSummary
The computed 12-month bankruptcy probability of TARTINE & LOCAL is 4.9% (elevated). The 2025 annual accounts show negative equity (-€201,054) and a net result of -€53,019. Equity has been shrinking by about 67% per year since 2019. Its solvency ranks better than 5% of 1,901 sector peers (NACE 10, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 17-04-2019 Normal situation
- Activity
- Manufacture of food products NACE 10711and 2 others
- Establishment unit
- 2.291.548.685 7000 Mons, since 01-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.9%
- Gross margin
- -€14,023
- ▼ 12.5%
- Loss
- €53,019
- ▲ 4.0%
- Equity
- -€201,054
- ▼ 35.8%
- Total assets
- €112,699
- ▼ 13.1%
- Negative equity on 31-12-2025
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Last filed accounts filed 31 days late; 1 of the last 3 accounts lateLoss of €53,019, the second in a row (financial year 2025)lowers riskSize: total assets €112,699Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 6% of them on solvency, 3% on liquidity, 6% on profitability and 15% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€201,054 View
- Risk: 7 loss-making years in a rowloss in financial year 2025 -€53,019 View
- Caution: Lower solvency than 95% of companies in food productssector median 30.9% · 1,901 companies -178.4% View
- Caution: Equity fell in 2025from -€148,035 to -€201,054 ▼ 35.8% View
Recent changes
- · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as TARTINE & LOCAL: manufacture of food products (NACE 10711). They are comparable in size and age: total assets between €30,600 and €228,000, founded between 2015 and 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| TARTINE & LOCAL Mons | €112,699 | -€14,023 |
| L'BOTIKE DEL BOLINDJî Beauvechain | €61,802 | -€887 |
| ZAK GARDEN Brussel | €227,993 | €358 |
| TWENTY COUNT COACHING Dilbeek | €60,084 | -€17,791 |
| L'ARTISAN DES GONESSES Malmedy | €30,565 | -€10,207 |
| NATO BAKERY Tongeren-Borgloon | €103,141 | -€83,168 |
| Norman Willain Consultancy Kuurne | €221,876 | -€13,521 |
Key facts about TARTINE & LOCAL
- What is the company number of TARTINE & LOCAL?
- The company number of TARTINE & LOCAL is 0725.450.825. The VAT number is the same number with BE in front: BE 0725.450.825.
- Where is TARTINE & LOCAL based?
- The registered office is at Avenue du Général de Gaulle 42, 7000 Mons.Company details
- What does TARTINE & LOCAL do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10711).
- What is the legal form of TARTINE & LOCAL?
- The legal form of TARTINE & LOCAL is Private limited company (BV).
- When was TARTINE & LOCAL founded?
- TARTINE & LOCAL was founded on 17-04-2019.
- Is TARTINE & LOCAL still active?
- Yes, TARTINE & LOCAL is an active enterprise in the KBO register.
- What is the turnover of TARTINE & LOCAL?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is TARTINE & LOCAL profitable?
- In financial year 2025, TARTINE & LOCAL made a loss of €53,019.
- Where can I find the annual accounts of TARTINE & LOCAL?
- TARTINE & LOCAL filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TARTINE & LOCAL due?
- TARTINE & LOCAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.