TARO
ActiveTARO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-33
Solvency35=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.99 in 2024; short-term debt: 51.1% and cash: 3.6% of total assets), and 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
8 d early
2023
37 d early
2022
10 d early
2021
152 d late
2020
591 d late
2019
996 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 14.5%
2024 · €31k
2018: €-6k
2019: €-9k
2020: €-12k
2021: €-697
2022: €11k
2023: €1k
2024: €31k
2018 → 2025
Total assets
€265k▼ 9.2%
2024 · €292k
2018: €412k
2019: €366k
2020: €343k
2021: €280k
2022: €292k
2023: €298k
2024: €292k
2018 → 2025
Net result
€-4k
2024 · €29k
2018: €-5k
2019: €-3k
2020: €11k
2021: €11k
2022: €12k
2023: €-10k
2024: €29k
2018 → 2025
Working capital
€-4k▼ 92.5%
2024 · €-2k
2018: €52k
2019: €22k
2020: €15k
2021: €21k
2022: €9k
2023: €-8k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-697-€11k€1k▼ 87.7%€31k▲ 2,170%€26k▼ 14.5%
Operating result€24k-€25k▲ 1.5%€7k▼ 71.2%€44k▲ 520%€6k▼ 86.0%
Net result€11k-€12k▲ 3.6%€-10k€29k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€133k▼ 10.6%
Current assets
€131k▼ 7.8%
Equity and liabilities €265k
Equity
€26k▼ 14.5%
Debt
€239k▼ 8.6%
The debt ratio rises from 89.5% to 90.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €54k
Cash flow
€13k▼
2024 · €39k
Solvency
9.9%▼
2024 · 10.5%
Current ratio
0.97▼
2024 · 0.99
Quick ratio
0.07▲
2024 · 0.04
Debt / equity
9.14▲
2024 · 8.55
ROE
-17.0%▼
2024 · 95.6%
ROA
-1.7%▼
2024 · 10.0%
Interest coverage
2.12▼
2024 · 4.31
Debt
€239k▼
2024 · €261k
Debt ≤ 1 year
€135k▼
2024 · €144k
Debt > 1 year
€102k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€265k▼
Fixed assets21/28€149k€133k▼
Tangible fixed assets22/27€149k€133k▼
Land and buildings22€127k€121k▼
Furniture and vehicles24€23k€12k▼
Current assets29/58€142k€131k▼
Stocks and contracts in progress3€137k€122k▼
Stocks30/36€137k€122k▼
Cash at bank and in hand54/58€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€292k€265k▼
Equity10/15€31k€26k▼
Contributions10/11€25k€25k=
Reserves13€33k€33k=
Tax-exempt reserves132€33k€33k=
Profit (loss) carried forward14€-27k€-32k▼
Amounts payable17/49€261k€239k▼
Amounts payable after more than one year17€116k€102k▼
Financial debts170/4€84k€57k▼
Other amounts payable178/9€32k€45k▲
Amounts payable within one year42/48€144k€135k▼
Current portion of amounts payable after more than one year42€26k€27k▲
Financial debts43€51k€60k▲
Credit institutions430/8€51k€60k▲
Trade debts44€55k€40k▼
Suppliers440/4€55k€40k▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€12k€9k▼
Accrued charges and deferred income492/3€750€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€58k€26k▼
Operating profit (loss)9901€44k€6k▼
Financial income75/76B€378€310▼
Recurring financial income75€378€310▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€32k€-4k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€29k€-4k▼
Profit (loss) for the period to be appropriated9905€29k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-32k▼
Profit (loss) brought forward from the previous period14P€-56k€-27k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼182%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1363 days late
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1728 days late
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 996 days late
14-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 591 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
2019
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 536 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordstraat 928800 RoeselareGround area
130 m²
Building footprint
130 m²
Volume, LiDAR
1,070 m³
Parcel 36015A0039/00F000, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STRIP
since 19972.080.225.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0039/00F000 | Flanders | 130 m² | 1 · 130 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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YET MODE
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STELLA MAY
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SMETS CONCEPT STORE BRUSSELS
BE 0806.499.372
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Huis Ariane
BE 0808.906.160
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LUXE MODE
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Anderlecht · Eq €26k
Of 2,211 companies in sector 47711 we hold annual accounts for 889. 650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-1996
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.