TAPPED
ActiveSummary
TAPPED has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €179,368 and a net result of €36,885. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+6
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 4.97 against 4.81 in 2023; short-term debt: 17.9% and cash: 73.4% of total assets), and 17.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
81 d late
2023
160 d late
2022
77 d late
2021
127 d late
2020
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 92 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€179,368▲ 25.9%
2023 · €142,484
Total assets
€218,400▲ 20.4%
2023 · €181,417
Net result
€36,885▲ 70.3%
2023 · €21,656
Working capital
€154,811▲ 25.6%
2023 · €123,252
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€42,828-€65,058▲ 51.9%€47,642▼ 26.8%€35,911▼ 24.6%€55,752▲ 55.3%
Net result€34,190within the sector's middle half-€47,221above the sector's middle half▲ 38.1%€34,416within the sector's middle half▼ 27.1%€21,656within the sector's middle half▼ 37.1%€36,885within the sector's middle half▲ 70.3%
Equity€39,190within the sector's middle half-€86,411within the sector's middle half▲ 120%€120,827within the sector's middle half▲ 39.8%€142,484within the sector's middle half▲ 17.9%€179,368above the sector's middle half▲ 25.9%
Total assets€69,083within the sector's middle half-€140,392within the sector's middle half▲ 103%€185,933within the sector's middle half▲ 32.4%€181,417within the sector's middle half▼ 2.4%€218,400within the sector's middle half▲ 20.4%
Debt€29,893-€53,980▲ 80.6%€65,106▲ 20.6%€38,934▼ 40.2%€39,031▲ 0.3%
Working capital€40,546-€93,869▲ 132%€126,403▲ 34.7%€123,252▼ 2.5%€154,811▲ 25.6%
Solvency56.7%within the sector's middle half-61.6%within the sector's middle half▲ 4.8pp65.0%within the sector's middle half▲ 3.4pp78.5%within the sector's middle half▲ 13.6pp82.1%above the sector's middle half▲ 3.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 55% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €218,400
Fixed assets
€24,557 ▼ 4.9%
Current assets
€193,843 ▲ 24.6%
Equity and liabilities €218,400
Equity
€179,368 ▲ 25.9%
Debt
€39,031 ▲ 0.3%
Debt's share of the balance-sheet total falls from 21.5% to 17.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61,620▲
2023 · €40,834
Cash flow
€42,753▲
2023 · €26,579
Current ratio
4.97▲
2023 · 4.81
Debt to equity
0.22▼
2023 · 0.27
ROE
20.6%▲
2023 · 15.2%
ROA
16.9%▲
2023 · 11.9%
Interest coverage
13.41▲
2023 · 9.19
Debt ≤ 1 year
€39,031▲
2023 · €32,340
Income taxes
€14,472▲
2023 · €9,814
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €987 | €1,523 | €2,238 | €4,923 | €5,868 | ▲ 19.2% |
| Other operating charges640/8 | - | €6,883 | €133 | €579 | €536 | ▼ 7.4% |
| Gross operating margin9900 | €43,928 | €73,464 | €50,012 | €41,413 | €62,156 | ▲ 50.1% |
| Operating profit (loss)9901 | €42,828 | €65,058 | €47,642 | €35,911 | €55,752 | ▲ 55.3% |
| Financial income75/76B | - | €5 | - | €1 | €200 | ▲ 39,900% |
| Recurring financial income75 | - | €5 | - | €1 | €200 | ▲ 39,900% |
| Financial charges65/66B | - | €112 | €283 | €4,441 | €4,595 | ▲ 3.5% |
| Recurring financial charges65 | - | €112 | €283 | €4,441 | €4,595 | ▲ 3.5% |
| Profit (loss) for the period before taxes9903 | €42,828 | €64,951 | €47,359 | €31,470 | €51,357 | ▲ 63.2% |
| Income taxes67/77 | €8,638 | €17,729 | €12,943 | €9,814 | €14,472 | ▲ 47.5% |
| Profit (loss) for the period9904 | €34,190 | €47,221 | €34,416 | €21,656 | €36,885 | ▲ 70.3% |
| Profit (loss) for the period to be appropriated9905 | €34,190 | €47,221 | €34,416 | €21,656 | €36,885 | ▲ 70.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69,083 | €140,392 | €185,933 | €181,417 | €218,400 | ▲ 20.4% |
| Fixed assets21/28 | €3,630 | €3,795 | €5,679 | €25,825 | €24,557 | ▼ 4.9% |
| Tangible fixed assets22/27 | €3,630 | €3,795 | €5,679 | €25,825 | €24,557 | ▼ 4.9% |
| Land and buildings22 | - | - | - | €16,711 | €14,927 | ▼ 10.7% |
| Plant, machinery and equipment23 | - | €662 | €1,158 | €879 | €600 | ▼ 31.7% |
| Furniture and vehicles24 | - | €3,133 | €4,521 | €8,235 | €9,030 | ▲ 9.6% |
| Current assets29/58 | €65,453 | €136,596 | €180,254 | €155,592 | €193,843 | ▲ 24.6% |
| Amounts receivable within one year40/41 | €14,276 | €17,824 | €19,757 | €34,253 | €29,748 | ▼ 13.2% |
| Trade receivables40 | - | €16,698 | €13,915 | €33,537 | €29,730 | ▼ 11.4% |
| Other amounts receivable41 | - | €1,126 | €5,842 | €716 | €18 | ▼ 97.4% |
| Cash at bank and in hand54/58 | €50,867 | €118,772 | €157,945 | €117,386 | €160,336 | ▲ 36.6% |
| Deferred charges and accrued income490/1 | - | - | €2,553 | €3,953 | €3,759 | ▼ 4.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69,083 | €140,392 | €185,933 | €181,417 | €218,400 | ▲ 20.4% |
| Equity10/15 | €39,190 | €86,411 | €120,827 | €142,484 | €179,368 | ▲ 25.9% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €34,190 | €81,411 | €115,827 | €137,484 | €174,368 | ▲ 26.8% |
| Distributable reserves133 | - | €81,411 | €115,827 | €137,484 | €174,368 | ▲ 26.8% |
| Amounts payable17/49 | €29,893 | €53,980 | €65,106 | €38,934 | €39,031 | ▲ 0.3% |
| Amounts payable within one year42/48 | €24,907 | €42,728 | €53,851 | €32,340 | €39,031 | ▲ 20.7% |
| Trade debts44 | €1,666 | €2,484 | €1,951 | - | €4,644 | - |
| Suppliers440/4 | - | €2,484 | €1,951 | - | €4,644 | - |
| Taxes, remuneration and social security45 | - | €27,280 | €37,790 | €32,340 | €22,260 | ▼ 31.2% |
| Taxes450/3 | - | €27,280 | €37,790 | €32,340 | €22,260 | ▼ 31.2% |
| Other amounts payable47/48 | - | €12,964 | €14,110 | - | €12,127 | - |
| Accrued charges and deferred income492/3 | - | €11,253 | €11,255 | €6,594 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,190 | €47,221 | €34,416 | €21,656 | €36,885 | ▲ 70.3% |
| + Depreciation and write-downs630 | €987 | €1,523 | €2,238 | €4,923 | €5,868 | ▲ 19.2% |
| Operating cash flow (approximation) | €35,177 | €48,744 | €36,654 | €26,579 | €42,753 | ▲ 60.9% |
| Investment in fixed assets (approximation) | - | -€1,688 | -€4,121 | -€25,069 | -€4,600 | ▲ 81.7% |
| Change in cash | - | €67,905 | €39,173 | -€40,559 | €42,950 | ▲ 206% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
07-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 160 days late
2024
31-12
Financial
Equity above €150,000Eq €179,368 ▲25.9%
5 profitable years in a row build equity to €179,368.
2023
31-12
Financial
Weakest financial yearnet €21,656 ▼37.1%
Net result drops to €21,656, the lowest in the series; recovery starts the following year.
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2022
31-12
Financial
Equity above €100,000Eq €120,827 ▲39.8%
3 profitable years in a row build equity to €120,827.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
31-12
Financial
Highest result since 2020net €47,221 ▲38.1%
Operating result €65,058, net result €47,221, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2020
Ground area
1,795 m²
Building footprint
147 m²
Volume, LiDAR
775 m³
Parcel 41024B0037/00G002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Muisstraat(HA) 77, 9450 Haaltert
since 20202.297.705.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B0037/00G002 | Flanders | 1,795 m² | 1 · 147 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 133 EUR awarded · 133 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 133 EUR | 133 EUR |
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,768 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail
tim.rijckaert@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740893819
Also
9925:BE0740893819
Registered
25-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.