TAPI Avocat
ActiveSummary
The computed 12-month bankruptcy probability of TAPI Avocat is 2.0% (moderate). The 2025 annual accounts show equity of €1,738 and a net result of €4,994. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3330 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▲+2
Solvency25▲+1
Growth34▼-17
Track record84
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.25 against 1.52 in 2024; short-term debt: 22.3% and cash: 0.1% of total assets), and 99.5% of the assets are financed with debt.
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Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3330 sector peers (2025).
NBB · sector comparisonPosition among 3330 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-09-2026, 221 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
221 d late
2024
586 d late
2023
798 d late
2022
1163 d late
2021
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 578 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Late accounts filingStrikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 8 September (4 of the last 5 filed years within 466 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€103,441▼ 34.4%
2024 · €157,740
EBIT margin
24.5%▲ 7.4pp
2024 · 17.1%
Net result
€4,994▼ 57.5%
2024 · €11,738
Working capital
€20,047▼ 33.6%
2024 · €30,206
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€99,536-€158,970▲ 59.7%€179,769▲ 13.1%€157,740▼ 12.3%€103,441▼ 34.4%
Operating result€34,958--€40,836€12,600€26,993▲ 114%€25,377▼ 6.0%
Net result€24,419within the sector's middle half--€46,256below the sector's middle half€4,843below the sector's middle half€11,738below the sector's middle half▲ 142%€4,994below the sector's middle half▼ 57.5%
EBIT margin35.1%--25.7%▼ 60.8pp7.0%▲ 32.7pp17.1%▲ 10.1pp24.5%▲ 7.4pp
Equity€26,419below the sector's middle half--€19,837below the sector's middle half-€14,995below the sector's middle half▲ 24.4%-€3,256below the sector's middle half▲ 78.3%€1,738below the sector's middle half
Total assets€51,425below the sector's middle half-€86,514below the sector's middle half▲ 68.2%€393,445below the sector's middle half▲ 355%€369,533below the sector's middle half▼ 6.1%€362,857below the sector's middle half▼ 1.8%
Debt€25,006-€106,352▲ 325%€408,440▲ 284%€372,789▼ 8.7%€361,119▼ 3.1%
Working capital€5,998within the sector's middle half-€30,977within the sector's middle half▲ 416%€47,626within the sector's middle half▲ 53.7%€30,206within the sector's middle half▼ 36.6%€20,047within the sector's middle half▼ 33.6%
Solvency51.4%within the sector's middle half--22.9%below the sector's middle half▼ 74.3pp-3.8%below the sector's middle half▲ 19.1pp-0.9%below the sector's middle half▲ 2.9pp0.5%below the sector's middle half▲ 1.4pp
Current ratio1.24within the sector's middle half-1.72within the sector's middle half▲ 0.481.78within the sector's middle half▲ 0.061.52within the sector's middle half▼ 0.261.25within the sector's middle half▼ 0.27
Return on assets (ROA)47.5%above the sector's middle half--53.5%below the sector's middle half▼ 101.0pp1.2%below the sector's middle half▲ 54.7pp3.2%below the sector's middle half▲ 1.9pp1.4%below the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362,857
Fixed assets
€261,963 ▼ 6.7%
Current assets
€100,894 ▲ 13.8%
Equity and liabilities €362,857
Equity
€1,738
Debt
€361,119
Debt finances 99.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€44,302▼
2024 · €49,007
Cash flow
€23,919▼
2024 · €33,752
ROE
287.4%
Interest coverage
2.88▲
2024 · 2.25
Debt ≤ 1 year
€80,847▲
2024 · €58,439
Debt > 1 year
€280,272▼
2024 · €314,350
Income taxes
€5,000▲
2024 · -€6,544
A ratio outside any meaningful range has been withheld (balance sheet total €362,857, equity €1,738).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,250 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,250 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €99,536 | €158,970 | €179,769 | €157,740 | €103,441 | ▼ 34.4% |
| Goods, raw materials, services and sundry goods60/61 | €61,125 | €190,625 | €112,300 | €106,748 | €59,115 | ▼ 44.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,142 | €7,854 | €18,033 | €22,014 | €18,925 | ▼ 14.0% |
| Other operating charges640/8 | €311 | €1,327 | €36,836 | €1,986 | €24 | ▼ 98.8% |
| Gross operating margin9900 | €38,411 | -€31,655 | €67,469 | €50,993 | €44,326 | ▼ 13.1% |
| Operating profit (loss)9901 | €34,958 | -€40,836 | €12,600 | €26,993 | €25,377 | ▼ 6.0% |
| Financial income75/76B | - | €74 | €8 | €0 | €4 | ▲ 1,011% |
| Recurring financial income75 | - | €74 | €8 | €0 | €4 | ▲ 1,011% |
| Financial charges65/66B | €539 | €576 | €7,766 | €21,799 | €15,388 | ▼ 29.4% |
| Recurring financial charges65 | €539 | €576 | €7,766 | €21,799 | €15,388 | ▼ 29.4% |
| Profit (loss) for the period before taxes9903 | €34,419 | -€41,338 | €4,843 | €5,195 | €9,994 | ▲ 92.4% |
| Income taxes67/77 | €10,000 | €4,918 | - | -€6,544 | €5,000 | ▲ 176% |
| Profit (loss) for the period9904 | €24,419 | -€46,256 | €4,843 | €11,738 | €4,994 | ▼ 57.5% |
| Profit (loss) for the period to be appropriated9905 | €24,419 | -€46,256 | €4,843 | €11,738 | €4,994 | ▼ 57.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €51,425 | €86,514 | €393,445 | €369,533 | €362,857 | ▼ 1.8% |
| Fixed assets21/28 | €20,421 | €12,567 | €284,614 | €280,888 | €261,963 | ▼ 6.7% |
| Tangible fixed assets22/27 | €20,421 | €12,567 | €284,614 | €280,888 | €261,963 | ▼ 6.7% |
| Land and buildings22 | - | - | €279,902 | €264,634 | €249,367 | ▼ 5.8% |
| Plant, machinery and equipment23 | €5,904 | €3,633 | €1,363 | €16,254 | €12,596 | ▼ 22.5% |
| Furniture and vehicles24 | €14,517 | €8,934 | €3,350 | €0 | €0 | = |
| Current assets29/58 | €31,004 | €73,948 | €108,831 | €88,645 | €100,894 | ▲ 13.8% |
| Amounts receivable within one year40/41 | €9,261 | €3,442 | €3,861 | €25,528 | €3,672 | ▼ 85.6% |
| Trade receivables40 | €3,526 | €3,442 | €2,072 | €5,165 | €3,672 | ▼ 28.9% |
| Other amounts receivable41 | €5,735 | - | €1,790 | €20,363 | - | - |
| Cash at bank and in hand54/58 | €19,821 | - | €4,970 | €1,252 | €248 | ▼ 80.2% |
| Deferred charges and accrued income490/1 | €1,922 | €70,506 | €100,000 | €61,865 | €96,974 | ▲ 56.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €51,425 | €86,514 | €393,445 | €369,533 | €362,857 | ▼ 1.8% |
| Equity10/15 | €26,419 | -€19,837 | -€14,995 | -€3,256 | €1,738 | ▲ 153% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €24,419 | -€21,837 | -€16,995 | -€5,256 | -€262 | ▲ 95.0% |
| Amounts payable17/49 | €25,006 | €106,352 | €408,440 | €372,789 | €361,119 | ▼ 3.1% |
| Amounts payable after more than one year17 | - | €63,381 | €347,235 | €314,350 | €280,272 | ▼ 10.8% |
| Financial debts170/4 | - | €63,381 | €347,235 | €314,350 | €280,272 | ▼ 10.8% |
| Amounts payable within one year42/48 | €25,006 | €42,971 | €61,205 | €58,439 | €80,847 | ▲ 38.3% |
| Current portion of amounts payable after more than one year42 | €8,325 | €29,619 | €28,340 | €36,139 | €38,912 | ▲ 7.7% |
| Financial debts43 | - | - | - | €3,382 | €8,027 | ▲ 137% |
| Credit institutions430/8 | - | - | - | €3,382 | €8,027 | ▲ 137% |
| Trade debts44 | €2,701 | - | €3,750 | €445 | €179 | ▼ 59.8% |
| Suppliers440/4 | €2,701 | - | €3,750 | €445 | €179 | ▼ 59.8% |
| Taxes, remuneration and social security45 | €13,980 | €6,852 | €21,462 | €18,473 | €22,050 | ▲ 19.4% |
| Taxes450/3 | €13,980 | €6,852 | €21,462 | €18,473 | €22,050 | ▲ 19.4% |
| Other amounts payable47/48 | - | €6,499 | €7,653 | - | €11,680 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,419 | -€46,256 | €4,843 | €11,738 | €4,994 | ▼ 57.5% |
| + Depreciation and write-downs630 | €3,142 | €7,854 | €18,033 | €22,014 | €18,925 | ▼ 14.0% |
| Operating cash flow (approximation) | €27,561 | -€38,401 | €22,875 | €33,752 | €23,919 | ▼ 29.1% |
| Investment in fixed assets (approximation) | - | -€0 | -€290,080 | -€18,287 | €0 | ▲ 100% |
| Change in cash | - | - | - | -€3,717 | -€1,005 | ▲ 73.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
KBO administration
Strikeout withdrawn
event 09-09-2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 221 days late
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 586 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 798 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1163 days late
03-04
KBO administration
Late accounts filing
2023
30-06
Financial
Back to profitnet €4,843
Net result €4,843 after one loss-making year.
2022
30-06
Financial
Weakest financial yearnet -€46,256
Net result drops to -€46,256, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 120 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2020
Ground area
1,389 m²
Building footprint
794 m²
Volume, LiDAR
11,429 m³
2 parcels, Brussels, Wallonia · tallest building 28.6 m, ±8 floors. Linked by address, not a title deed.
16
companies at this address
See who is registered here
2 establishment units
TAPI Avocats
since 20202.313.850.965
TAPI Avocats
since 20222.383.318.110
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0061/00W002 | Brussels | 784 m² | 1 · 677 m² | 28.6 m · 8 fl. |
| 52043F0403/00P003 | Wallonia | 606 m² | 1 · 116 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 1,310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Not found in the Peppol register
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.