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TANTIE

Active
Private limited companyfounded 20197 yrs activeGrote Baan 55, 2380 Ravels, BelgiumKBO/BCE: BE 0723.597.927
Summary

The computed 12-month bankruptcy probability of TANTIE is 3.6% (moderate). The 2025 annual accounts show equity of €65k and a net result of €-774. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-20
Solvency87▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.61 in 2024; short-term debt: 30% and cash: 39.5% of total assets), and 38.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.9%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
12 d late
2024
12 d late
2023
28 d late
2022
60 d late
2021
71 d late
2020
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€65k▼ 1.2%
2024 · €66k
2020: €35k 2021: €52k 2022: €42k 2023: €49k 2024: €66k
2020 → 2025
Total assets
€106k▼ 9.2%
2024 · €116k
2020: €120k 2021: €124k 2022: €104k 2023: €109k 2024: €116k
2020 → 2025
Net result
€-774
2024 · €17k
2020: €15k 2021: €17k 2022: €-10k 2023: €7k 2024: €17k
2020 → 2025
Working capital
€22k▲ 14.4%
2024 · €19k
2020: €6k 2021: €9k 2022: €-10k 2023: €-1k 2024: €19k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€52k-€42k▼ 19.7%€49k▲ 17.1%€66k▲ 35.9%€65k▼ 1.2%
Operating result€17k-€-10k€7k€22k▲ 210%€-399
Net result€17k-€-10k€7k€17k▲ 147%€-774
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €17k€17kNet result 2021: €17k€17kOperating result 2022: €-10k€-10kNet result 2022: €-10k€-10kOperating result 2023: €7k€7kNet result 2023: €7k€7kOperating result 2024: €22k€22kNet result 2024: €17k€17kOperating result 2025: €-399€-399Net result 2025: €-774€-77420212022202320242025€-10k€0€10k€20kOperating result 2023: €7k€7kNet result 2023: €7k€7.1kOperating result 2024: €22k€22kNet result 2024: €17k€17kOperating result 2025: €-399€-399Net result 2025: €-774€-774202320242025
The operating result turns negative in 2025: a loss of €399 after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets €52k ▼ 20.8%
Current assets €54k ▲ 5.7%
Equity and liabilities €106k
Equity €65k ▼ 1.2%
Debt €40k ▼ 19.7%
Debt's share of the balance-sheet total falls from 43.1% to 38.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14k
2024 · €36k
Cash flow
€13k
2024 · €32k
Current ratio
1.70
2024 · 1.61
Quick ratio
1.32
2024 · 1.23
Debt to equity
0.62
2024 · 0.76
ROE
-1.2%
2024 · 26.4%
ROA
-0.7%
2024 · 15.0%
Interest coverage
83.08
2024 · 128.78
Debt ≤ 1 year
€32k
2024 · €32k
Debt > 1 year
€9k
2024 · €19k
Income taxes
€210
2024 · €4k
Staff costs
€42k
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€116k€106k
Fixed assets21/28€65k€52k
Tangible fixed assets22/27€65k€52k
Plant, machinery and equipment23€59k€47k
Other tangible fixed assets26€7k€5k
Current assets29/58€51k€54k
Stocks and contracts in progress3€12k€12k
Stocks30/36€12k€12k
Cash at bank and in hand54/58€39k€42k
Equity and liabilities
Total equity and liabilities10/49€116k€106k
Equity10/15€66k€65k
Contributions10/11€22k€22k=
Profit (loss) carried forward14€44k€43k
Amounts payable17/49€50k€40k
Amounts payable after more than one year17€19k€9k
Financial debts170/4€19k€9k
Amounts payable within one year42/48€32k€32k
Trade debts44€7k€6k
Suppliers440/4€7k€6k
Advances received on contracts in progress46€10k€6k
Taxes, remuneration and social security45€14k€19k
Taxes450/3€8k€7k
Remuneration and social security454/9€7k€12k
Other amounts payable47/48-€34
Income statement Code20242025
Remuneration, social security and pensions62€23k€42k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k
Other operating charges640/8€577€707
Gross operating margin9900€60k€57k
Operating profit (loss)9901€22k€-399
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€278€165
Recurring financial charges65€278€165
Profit (loss) for the period before taxes9903€21k€-564
Income taxes67/77€4k€210
Profit (loss) for the period9904€17k€-774
Profit (loss) for the period to be appropriated9905€17k€-774
Appropriation of the result
Profit (loss) to be appropriated9906€44k€43k
Profit (loss) brought forward from the previous period14P€27k€44k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial Highest result since 2020net €17k ▲147%
Operating result €22k, net result €17k, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Weakest financial yearnet €-10k ▼160%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
10-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Baan 552380 Ravels
Ground area
761 m²
Building footprint
156 m²
Volume, LiDAR
1,044 m³
Parcel 13035C0070/00D002, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tantie
Grote Baan 55, 2380 RavelsRetail trade
since 20192.287.758.658
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13035C0070/00D002 Flanders 761 m² 1 · 156 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Ravels2.287.758.658
1 permission
Toelating · Eetgelegenheid · since 01-08-2019

Similar companies · same sector, comparable size

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47551Retail sale of household furniture
47553Retail trade
47559Retail sale of other household articles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.