TANDIG
ActiveSummary
The computed 12-month bankruptcy probability of TANDIG is 2.9% (moderate). The 2025 annual accounts show equity of €159k and a net result of €-23k. Equity is growing by ~30.9% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-99
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 18.02 against 23.61 in 2024; short-term debt: 5.4% and cash: 98% of total assets), and 5.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
-13.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
9 d early
2023
64 d early
2022
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▼ 12.8%
2024 · €182k
Total assets
€168k▼ 11.6%
2024 · €190k
Net result
€-23k
2024 · €61k
Working capital
€155k▼ 12.0%
2024 · €177k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€87k-€69k▼ 20.0%€77k▲ 11.0%€-23k
Net result€63k-€55k▼ 12.1%€61k▲ 10.1%€-23k
Equity€66k-€121k▲ 84.6%€182k▲ 50.5%€159k▼ 12.8%
Total assets€82k-€130k▲ 58.8%€190k▲ 45.7%€168k▼ 11.6%
Debt€17k-€9k▼ 43.4%€8k▼ 16.5%€9k▲ 17.0%
Working capital€62k-€113k▲ 81.8%€177k▲ 55.7%€155k▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €77k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€3k ▼ 38.8%
Current assets
€165k ▼ 10.8%
Equity and liabilities €168k
Equity
€159k ▼ 12.8%
Debt
€9k ▲ 17.0%
Debt's share of the balance-sheet total rises from 4.1% to 5.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-21k▼
2024 · €79k
Cash flow
€-21k▼
2024 · €63k
Current ratio
18.02▼
2024 · 23.61
Debt to equity
0.06▲
2024 · 0.04
ROE
-14.7%▼
2024 · 33.5%
ROA
-13.9%▼
2024 · 32.2%
Interest coverage
-208.68▼
2024 · 531.48
Debt ≤ 1 year
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €839 | €3k | €2k | €2k | = |
| Other operating charges640/8 | €353 | €777 | €832 | €118 | ▼ 85.8% |
| Gross operating margin9900 | €88k | €73k | €80k | €-21k | ▼ 126% |
| Operating profit (loss)9901 | €87k | €69k | €77k | €-23k | ▼ 130% |
| Financial income75/76B | €57 | €34 | €11 | €0 | ▼ 99.5% |
| Recurring financial income75 | €57 | €34 | €11 | €0 | ▼ 99.5% |
| Financial charges65/66B | €51 | €172 | €149 | €101 | ▼ 32.2% |
| Recurring financial charges65 | €51 | €172 | €149 | €101 | ▼ 32.2% |
| Profit (loss) for the period before taxes9903 | €87k | €69k | €77k | €-23k | ▼ 130% |
| Income taxes67/77 | €24k | €14k | €16k | - | - |
| Profit (loss) for the period9904 | €63k | €55k | €61k | €-23k | ▼ 138% |
| Profit (loss) for the period to be appropriated9905 | €63k | €55k | €61k | €-23k | ▼ 138% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €82k | €130k | €190k | €168k | ▼ 11.6% |
| Fixed assets21/28 | €3k | €8k | €6k | €3k | ▼ 38.8% |
| Tangible fixed assets22/27 | €3k | €8k | €6k | €3k | ▼ 38.8% |
| Plant, machinery and equipment23 | €3k | €8k | €6k | €3k | ▼ 38.8% |
| Current assets29/58 | €79k | €123k | €184k | €165k | ▼ 10.8% |
| Amounts receivable within one year40/41 | €12k | €26k | €16k | - | - |
| Trade receivables40 | €12k | €18k | €14k | - | - |
| Other amounts receivable41 | - | €8k | €2k | - | - |
| Cash at bank and in hand54/58 | €52k | €96k | €168k | €165k | ▼ 1.9% |
| Deferred charges and accrued income490/1 | €15k | €943 | €579 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €82k | €130k | €190k | €168k | ▼ 11.6% |
| Equity10/15 | €66k | €121k | €182k | €159k | ▼ 12.8% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Reserves13 | €63k | €119k | €180k | €156k | ▼ 13.0% |
| Distributable reserves133 | €63k | €119k | €180k | €156k | ▼ 13.0% |
| Amounts payable17/49 | €17k | €9k | €8k | €9k | ▲ 17.0% |
| Amounts payable within one year42/48 | €17k | €9k | €8k | €9k | ▲ 17.0% |
| Trade debts44 | €7k | €7k | €6k | - | - |
| Suppliers440/4 | €7k | €7k | €6k | - | - |
| Taxes, remuneration and social security45 | €10k | €3k | - | - | - |
| Taxes450/3 | €7k | - | - | - | - |
| Remuneration and social security454/9 | €3k | €3k | - | - | - |
| Other amounts payable47/48 | €68 | €2 | €1k | €9k | ▲ 566% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €55k | €61k | €-23k | ▼ 138% |
| + Depreciation and write-downs630 | €839 | €3k | €2k | €2k | = |
| Operating cash flow (approximation) | €64k | €58k | €63k | €-21k | ▼ 134% |
| Investment in fixed assets (approximation) | - | €-7k | €0 | €0 | - |
| Change in cash | - | €44k | €72k | €-3k | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150kEq €182k ▲50.5%
3 profitable years in a row build equity to €182k.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 13.13
Current ratio from 4.78 to 13.13; short-term debt falls from €17k to €9k.
30-06
Financial
Equity above €100kEq €121k ▲84.6%
2 profitable years in a row build equity to €121k.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Ground area
5,025 m²
Building footprint
374 m²
Volume, LiDAR
1,885 m³
Parcel 71353E0525/00X005, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Tandig
since 20212.322.399.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0525/00X005 | Flanders | 5,025 m² | 1 · 374 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.