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TANDI

Active
Private limited companyfounded 2020active for 6 yearsRue du Clair Val(SL) 2, 5020 Namur, BelgiumKBO/BCE: BE 0742.983.772
Summary

The computed 12-month bankruptcy probability of TANDI is 9.0% (elevated). The 2024 annual accounts show equity of €26,875 and a net result of -€7,001. Equity has been shrinking by about 9.7% per year since 2020. Its solvency ranks better than 71% of 18,734 sector peers (NACE 56, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-02-2020 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Establishment unit
2.300.433.786 5100 Namur, since 06-02-2020
Financial year end
31 December
Peppol
Reachable since 02-02-2026

Board and ownership

Board
  • Ivanda KarenDirector · since 06-02-2020
  • Tangkelangi OraDirector · since 06-02-2020

Financial position

33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.0%
Annual accounts 2024
Gross margin
€30,338
▲ 25.8%
Turnover
≈ €160,000
estimated
Loss
€7,001
▲ 238%
Equity
€26,875
▼ 20.7%
Total assets
€49,541
▼ 4.7%
Employees on 31-12-2024
2
=
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 211 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 03-03-2026)Size: total assets €49,541Sector: Food and beverage service activities (NACE 56)Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 40% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2023
Weak
Solvency 79-11
equity 54.2% of total assets
Liquidity 49-23
short-term debt 45.0% · cash 16.7%
Profitability 1-23
return on assets -14.1%
Bankruptcy probability within 12 months
9.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 12-2024: 5.2% 01-2025: 6.4%▲ +1.2 percentage points vs 12-2024 02-2025: 2.7%▼ -3.7 percentage points vs 01-2025 03-2025: 2.7%● unchanged vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.6%▼ -0.1 percentage points vs 04-2025 06-2025: 2.5%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 2.6%▲ +0.1 percentage points vs 06-2025 08-2025: 3.3%▲ +0.7 percentage points vs 07-2025 09-2025: 3.7%▲ +0.4 percentage points vs 08-2025 10-2025: 4.7%▲ +1.0 percentage point vs 09-2025 11-2025: 4.9%▲ +0.2 percentage points vs 10-2025 12-2025: 6.3%▲ +1.4 percentage points vs 11-2025 01-2026: 8.5%▲ +2.2 percentage points vs 12-2025 02-2026: 8.5%● unchanged vs 01-2026 03-2026: 8.7%▲ +0.2 percentage points vs 02-2026 04-2026: 6.7%▼ -2.0 percentage points vs 03-2026 05-2026: 6.0%▼ -0.7 percentage points vs 04-2026 06-2026: 5.7%▼ -0.3 percentage points vs 05-2026 07-2026: 5.7%● unchanged vs 06-2026 08-2026: 6.5%▲ +0.8 percentage points vs 07-2026 09-2026: 7.1%▲ +0.6 percentage points vs 08-2026 10-2026: 9.0%▲ +1.9 percentage points vs 09-2026highest value 11-2026: 9.0%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.14 (2.76 in 2023), above the usual 1.5. Short-term debt is 45% and cash 16.7% of total assets. 45.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 72% of them on solvency, 46% on liquidity, 17% on profitability and 25% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 211 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 03-03-2026)
NBB · annual accounts
raises risk · Size: total assets €49,541
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
2021222324
2020 to 2024 · latest year -€7,001
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 211 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-02-2026, 211 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
211 days late
2023
152 days late
2022
29 days late
2021
12 days early
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 82 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2024 -€7,001 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as TANDI: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €48,900 and €55,600, founded between 2019 and 2020.

CompanyTotal assetsGross margin
TANDI Namur€49,541€30,338
GROUP LET Elsene€51,439€30,639
82 CONCEPT BAR Waremme€53,168€29,851
Broodjeszaak Cactus Lokeren€55,587€31,742
AME DELICE Brussel€51,045€36,133
KARAMAN Gavere€53,968€35,572
M.S.1 Koksijde€48,937€33,246
Full comparison

Key facts about TANDI

What is the company number of TANDI?
The company number of TANDI is 0742.983.772. The VAT number is the same number with BE in front: BE 0742.983.772.
Where is TANDI based?
The registered office is at Rue du Clair Val(SL) 2, 5020 Namur.Company details
What does TANDI do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of TANDI?
The legal form of TANDI is Private limited company (BV).
When was TANDI founded?
TANDI was founded on 06-02-2020.
Is TANDI still active?
Yes, TANDI is an active enterprise in the KBO register.
How many employees does TANDI have?
TANDI had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of TANDI?
The turnover in financial year 2024 is ≈ €160,000. This figure is estimated from the gross margin of €30,338 and 67 comparable companies (NACE 56112). It probably lies between €130,000 and €220,000.
Is TANDI profitable?
In financial year 2024, TANDI made a loss of €7,001.
Where can I find the annual accounts of TANDI?
TANDI filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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