TANDHERSTEL
ActiveTANDHERSTEL has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €28k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 33.49 against 19.23 in 2024; short-term debt: 3% and cash: 83.7% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
1 d early
2022
on the day
2021
4 d early
2020
62 d early
2019
122 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€237k▲ 13.6%
2024 · €209k
2019: €140k
2020: €168k
2021: €202k
2022: €230k
2023: €252k
2024: €209k
2019 → 2025
Total assets
€245k▲ 11.0%
2024 · €220k
2019: €150k
2020: €182k
2021: €219k
2022: €243k
2023: €261k
2024: €220k
2019 → 2025
Net result
€28k▼ 1.7%
2024 · €29k
2019: €14k
2020: €28k
2021: €34k
2022: €28k
2023: €22k
2024: €29k
2019 → 2025
Working capital
€237k▲ 13.6%
2024 · €209k
2019: €139k
2020: €167k
2021: €202k
2022: €230k
2023: €252k
2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€230k▲ 13.8%€252k▲ 9.6%€209k▼ 17.2%€237k▲ 13.6%
Operating result€50k-€39k▼ 20.7%€31k▼ 20.4%€41k▲ 29.4%€41k▲ 0.9%
Net result€34k-€28k▼ 17.6%€22k▼ 21.2%€29k▲ 31.3%€28k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €245k
Equity
€237k▲ 13.6%
Debt
€7k▼ 36.3%
The debt ratio falls from 5.2% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
97.0%▲
2024 · 94.8%
Current ratio
33.49▲
2024 · 19.23
Quick ratio
32.65▲
2024 · 18.17
Debt / equity
0.03▼
2024 · 0.05
ROE
12.0%▼
2024 · 13.8%
ROA
11.6%▼
2024 · 13.1%
Debt
€7k▼
2024 · €11k
Debt ≤ 1 year
€7k▼
2024 · €11k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€245k▲
Current assets29/58€220k€245k▲
Stocks and contracts in progress3€12k€6k▼
Stocks30/36€12k€6k▼
Amounts receivable within one year40/41€16k€34k▲
Trade receivables40€15k€34k▲
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€193k€205k▲
Equity and liabilities
Total equity and liabilities10/49€220k€245k▲
Equity10/15€209k€237k▲
Contributions10/11€11k€11k=
Reserves13€198k€226k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€185k€213k▲
Amounts payable17/49€11k€7k▼
Amounts payable within one year42/48€11k€7k▼
Trade debts44€2k€473▼
Suppliers440/4€2k€473▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€42k€42k▲
Operating profit (loss)9901€41k€41k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€231€547▲
Recurring financial charges65€231€547▲
Profit (loss) for the period before taxes9903€40k€40k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Transfer from equity791/2€72k-
Transfer to equity691/2€29k€28k▼
To other reserves6921€29k€28k▼
Profit to be distributed694/7€72k-
Return on contributions (dividend)694€72k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €34k ▲19.9%
Operating result €50k, net result €34k, both a record.
30-06
Financial
Equity above €200kEq €202k ▲20.1%
3 profitable years in a row build equity to €202k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €150kEq €168k ▲20.2%
2 profitable years in a row build equity to €168k.
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Schiervelstraat 353700 Tongeren-BorgloonGround area
89 m²
Building footprint
49 m²
Volume, LiDAR
418 m³
Parcel 73083C1024/00F000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
de Schiervelstraat 35, 3700 Tongeren-Borgloon
since 19842.038.355.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083C1024/00F000 | Flanders | 89 m² | 1 · 49 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DMS METALEN
BE 0649.696.496
Sint-Truiden · Eq €238k
B.A. GEURTS-JANSSEN BELGIE
BE 0655.805.221
Heusden-Zolder · Eq €238k
NIALCO
BE 0438.388.431
Wavre · Eq €239k
METALEN VAN DEN AUDENAERDE
BE 0426.002.917
Antwerpen · Eq €235k
RACK & STAND srl
BE 0730.727.922
Liège · Eq €233k
Of 732 companies in sector 46820 we hold annual accounts for 388. 235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-1983
Fiscal year end30-06
Activities, NACEBEL
33103
46820Wholesale trade
32500Manufacture of medical and dental instruments and supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.