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TandFee

Active
Private limited companyfounded 20251 yr activeEedverbondkaai 190, 9000 Gent, BelgiumKBO/BCE: BE 1023.640.802
Summary

TandFee has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,436 and a net result of €48,436. Its solvency ranks better than 80% of 16666 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 8.17; short-term debt: 12% and cash: 41.2% of total assets), and 12% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88%
Return on assets
82.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 May 2025, TandFee was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€51,436
Total assets
€58,420
Net result
€48,436
Working capital
€50,089

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €58,420
Equity €51,436
Debt €6,983
Debt finances 12.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€65,155
Cash flow
€48,624
Current ratio
8.17
Debt to equity
0.14
ROE
94.2%
ROA
82.9%
Interest coverage
1861.58
Debt ≤ 1 year
€6,983
Income taxes
€16,497
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€58,420
Formation expenses20€1,347
Current assets29/58€57,072
Amounts receivable within one year40/41€20,000
Trade receivables40€20,000
Cash at bank and in hand54/58€24,052
Deferred charges and accrued income490/1€13,020
Equity and liabilities
Total equity and liabilities10/49€58,420
Equity10/15€51,436
Contributions10/11€3,000
Profit (loss) carried forward14€48,436
Amounts payable17/49€6,983
Amounts payable within one year42/48€6,983
Trade debts44€972
Suppliers440/4€972
Taxes, remuneration and social security45€6,011
Taxes450/3€4,497
Remuneration and social security454/9€1,514
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188
Other operating charges640/8€544
Gross operating margin9900€65,699
Operating profit (loss)9901€64,968
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€64,933
Income taxes67/77€16,497
Profit (loss) for the period9904€48,436
Profit (loss) for the period to be appropriated9905€48,436
Appropriation of the result
Profit (loss) to be appropriated9906€48,436

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188
Other operating charges640/8€544
Gross operating margin9900€65,699
Operating profit (loss)9901€64,968
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€64,933
Income taxes67/77€16,497
Profit (loss) for the period9904€48,436
Profit (loss) for the period to be appropriated9905€48,436
Line2025
Assets
Total assets20/58€58,420
Formation expenses20€1,347
Current assets29/58€57,072
Amounts receivable within one year40/41€20,000
Trade receivables40€20,000
Cash at bank and in hand54/58€24,052
Deferred charges and accrued income490/1€13,020
Equity and liabilities
Total equity and liabilities10/49€58,420
Equity10/15€51,436
Contributions10/11€3,000
Profit (loss) carried forward14€48,436
Amounts payable17/49€6,983
Amounts payable within one year42/48€6,983
Trade debts44€972
Suppliers440/4€972
Taxes, remuneration and social security45€6,011
Taxes450/3€4,497
Remuneration and social security454/9€1,514
Line2025
Profit (loss) for the period9904€48,436
+ Depreciation and write-downs630€188
Operating cash flow (approximation)€48,624

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
786 m²
Building footprint
420 m²
Volume, LiDAR
7,132 m³
Parcel 44809I0828/00K000, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
TandFee
Eedverbondkaai 190, 9000 GentDental practice
since 20252.374.322.151
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0828/00K000 Flanders 786 m² 1 · 420 m² 19.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,945 companies in sector 86230 we hold annual accounts for 4,293. 3,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice

Scores and ratios are computed by Checked and are not a credit decision.