Tandarts Van Riet Laura
ActiveTandarts Van Riet Laura has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €72k. Equity is growing by ~41.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 46.02 against 20.06 in 2024; short-term debt: 2.1% and cash: 83.8% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
31.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
18 d late
2024
1 d early
2023
5 d early
2022
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 3.0%
2024 · €218k
2022: €46k
2023: €133k
2024: €218k
2022 → 2025
Total assets
€229k▲ 0.1%
2024 · €229k
2022: €64k
2023: €157k
2024: €229k
2022 → 2025
Net result
€72k▼ 16.0%
2024 · €85k
2022: €43k
2023: €87k
2024: €85k
2022 → 2025
Working capital
€218k▲ 3.8%
2024 · €210k
2022: €43k
2023: €127k
2024: €210k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€46k-€133k▲ 189%€218k▲ 64.0%€225k▲ 3.0%
Operating result€59k-€110k▲ 86.0%€106k▼ 3.0%€89k▼ 16.7%
Net result€43k-€87k▲ 103%€85k▼ 2.2%€72k▼ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€6k▼ 20.1%
Current assets
€223k▲ 0.8%
Equity and liabilities €229k
Equity
€225k▲ 3.0%
Debt
€5k▼ 56.0%
The debt ratio falls from 4.8% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▼
2024 · €108k
Cash flow
€73k▼
2024 · €87k
Solvency
97.9%▲
2024 · 95.2%
Current ratio
46.02▲
2024 · 20.06
Quick ratio
46.02▲
2024 · 20.06
Debt / equity
0.02▼
2024 · 0.05
ROE
31.8%▼
2024 · 39.0%
ROA
31.2%▼
2024 · 37.1%
Interest coverage
89.24▼
2024 · 610.26
Debt
€5k▼
2024 · €11k
Debt ≤ 1 year
€5k▼
2024 · €11k
Income taxes
€18k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€229k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€921€650▼
Current assets29/58€221k€223k▲
Amounts receivable within one year40/41€14k€12k▼
Trade receivables40€2k-
Other amounts receivable41€12k€12k▲
Current investments50/53€23k€15k▼
Cash at bank and in hand54/58€177k€192k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€229k€229k▲
Equity10/15€218k€225k▲
Contributions10/11€3k€3k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€172k€179k▲
Amounts payable17/49€11k€5k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€141€775▲
Gross operating margin9900€108k€91k▼
Operating profit (loss)9901€106k€89k▼
Financial income75/76B€754€2k▲
Recurring financial income75€754€2k▲
Financial charges65/66B€177€1k▲
Recurring financial charges65€177€1k▲
Profit (loss) for the period before taxes9903€107k€90k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€85k€72k▼
Profit (loss) for the period to be appropriated9905€85k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€172k€244k▲
Profit (loss) brought forward from the previous period14P€87k€172k▲
Profit to be distributed694/7-€65k
Return on contributions (dividend)694-€65k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 46.02
Current ratio from 20.06 to 46.02; short-term debt falls from €11k to €5k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 20.06
Current ratio from 6.22 to 20.06; short-term debt falls from €24k to €11k.
31-12
Financial
Equity above €200kEq €218k ▲64%
3 profitable years in a row build equity to €218k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €87k ▲103%
Operating result €110k, net result €87k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲189%
2 profitable years in a row build equity to €133k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirbeekstraat 1449308 AalstGround area
1,187 m²
Building footprint
468 m²
Volume, LiDAR
2,424 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tandarts Van Riet Laura
since 20222.338.904.283
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019A0452/00G000 | Flanders | 1,029 m² | 1 · 310 m² | 7.8 m · 2 fl. |
| 41034F0985/00E000 | Flanders | 158 m² | 1 · 158 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TANDARTSENPRAKTIJK SOFIE LEWILLE
BE 0879.564.128
Ichtegem · Eq €225k
SARAH’VIVELESDENTS
BE 1007.279.177
Charleroi · Eq €225k
Philippe Van Elst
BE 0713.643.846
Bonheiden · Eq €224k
TANDARTS F. LABEYE
BE 0829.972.976
Puurs-Sint-Amands · Eq €224k
M&D DENTAL
BE 0802.716.075
Houffalize · Eq €225k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,743 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2022
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.