TANDARTS CÉLESTINE VERHELST
ActiveSummary
TANDARTS CÉLESTINE VERHELST has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €36k. Equity is shrinking by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-45
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
40.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
23 d early
2023
21 d early
2022
11 d early
2021
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 84.9%
2024 · €33k
2021: €59k
2022: €121k
2023: €148k
2024: €33k
2021 → 2025
Total assets
€88k▲ 36.0%
2024 · €65k
2021: €67k
2022: €190k
2023: €183k
2024: €65k
2021 → 2025
Net result
€36k▲ 27.1%
2024 · €28k
2021: €54k
2022: €62k
2023: €27k
2024: €28k
2021 → 2025
Working capital
€-30k
2024 · €20k
2021: €59k
2022: €120k
2023: €131k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€121k▲ 105%€148k▲ 22.3%€33k▼ 77.6%€5k▼ 84.9%
Operating result€68k-€79k▲ 15.6%€36k▼ 54.8%€38k▲ 6.6%€48k▲ 27.5%
Net result€54k-€62k▲ 14.2%€27k▼ 56.4%€28k▲ 4.3%€36k▲ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€43k ▲ 67.1%
Current assets
€45k ▲ 15.2%
Equity and liabilities €88k
Equity
€5k ▼ 84.9%
Debt
€83k ▲ 164%
Debt's share of the balance-sheet total rises from 48.6% to 94.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €47k
Cash flow
€45k▲
2024 · €37k
Current ratio
0.60▼
2024 · 2.13
Debt to equity
16.57▲
2024 · 0.95
ROE
716.7%▲
2024 · 84.9%
ROA
40.8%▼
2024 · 43.7%
Interest coverage
37.51▲
2024 · 25.77
Debt ≤ 1 year
€74k▲
2024 · €18k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€65k€88k▲
Fixed assets21/28€26k€43k▲
Tangible fixed assets22/27€26k€17k▼
Furniture and vehicles24€352€0▼
Leasing and similar rights25€26k€17k▼
Financial fixed assets28-€26k
Current assets29/58€39k€45k▲
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€573€2k▲
Cash at bank and in hand54/58€23k€27k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€65k€88k▲
Equity10/15€33k€5k▼
Contributions10/11€5k€5k=
Reserves13€28k€0▼
Distributable reserves133€28k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€31k€83k▲
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€18k€74k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€77€1k▲
Suppliers440/4€77€1k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€10k€65k▲
Accrued charges and deferred income492/3€800€712▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€685€970▲
Gross operating margin9900€47k€58k▲
Operating profit (loss)9901€38k€48k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€36k€47k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€28k€36k▲
Profit (loss) for the period to be appropriated9905€28k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€36k▲
Transfer from equity791/2€143k€28k▼
Transfer to equity691/2€28k€0▼
To other reserves6921€28k€0▼
Profit to be distributed694/7€143k€64k▼
Return on contributions (dividend)694€143k€64k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €27k ▼56.4%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €62k ▲14.2%
Operating result €79k, net result €62k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲105%
2 profitable years in a row build equity to €121k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules De Cocklaan 29050 GentGround area
677 m²
Building footprint
213 m²
Volume, LiDAR
1,327 m³
Parcel 44363B0563/00V002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TANDARTS CÉLESTINE VERHELST
since 20202.310.662.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44363B0563/00V002 | Flanders | 677 m² | 1 · 213 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500EBB94594C80339
Similar companies · same sector, comparable size
Debakker
BE 0552.846.352
Avelgem · Eq €5,000
Julie Ingels
BE 0727.543.550
Gent · Eq €5,000
ERWAN
BE 0729.760.791
Braine-le-Château · Eq €5,000
CaHo Dent
BE 0745.492.411
Kelmis · Eq €5,000
ActieDent
BE 0748.924.924
Oud-Heverlee · Eq €5,000
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:taverhelst@gmail.com
Phone:0495765928