TandART
ActiveTandART has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €519k and a net result of €380k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 2152 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+5
Solvency42▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.21 in 2023; short-term debt: 24.3% and cash: 9.3% of total assets), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2152 sector peers (2024).
NBB · sector comparisonPosition among 2152 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
61 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€519k▲ 18.4%
2023 · €438k
2022: €244k
2023: €438k
2022 → 2024
Total assets
€2.97M▲ 8.7%
2023 · €2.73M
2022: €1.90M
2023: €2.73M
2022 → 2024
Net result
€380k▲ 55.7%
2023 · €244k
2022: €174k
2023: €244k
2022 → 2024
Working capital
€-416k▲ 6.4%
2023 · €-444k
2022: €-178k
2023: €-444k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€244k-€438k▲ 79.2%€519k▲ 18.4%
Operating result€192k-€278k▲ 44.7%€447k▲ 60.9%
Net result€174k-€244k▲ 39.7%€380k▲ 55.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.97M
Fixed assets
€2.66M▲ 1.9%
Current assets
€305k▲ 165%
Equity and liabilities €2.97M
Equity
€519k▲ 18.4%
Debt
€2.45M▲ 6.9%
The debt ratio falls from 84.0% to 82.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€690k▲
2023 · €465k
Cash flow
€622k▲
2023 · €431k
Solvency
17.5%▲
2023 · 16.0%
Current ratio
0.42▲
2023 · 0.21
Quick ratio
0.39▲
2023 · 0.16
Debt / equity
4.73▼
2023 · 5.23
ROE
73.2%▲
2023 · 55.6%
ROA
12.8%▲
2023 · 8.9%
Interest coverage
14.46▼
2023 · 15.20
Debt
€2.45M▲
2023 · €2.29M
Debt ≤ 1 year
€721k▲
2023 · €559k
Debt > 1 year
€1.73M▼
2023 · €1.73M
Income taxes
€20k▲
2023 · €4k
Staff costs
€265k▲
2023 · €244k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.73M€2.97M▲
Fixed assets21/28€2.62M€2.66M▲
Intangible fixed assets21€142k€125k▼
Tangible fixed assets22/27€2.47M€2.54M▲
Land and buildings22€1.98M€2.03M▲
Plant, machinery and equipment23€460k€461k▲
Furniture and vehicles24€33k€50k▲
Financial fixed assets28€3k€0▼
Current assets29/58€115k€305k▲
Stocks and contracts in progress3€25k€25k=
Stocks30/36€25k€25k=
Amounts receivable within one year40/41€3k€3k=
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€87k€276k▲
Deferred charges and accrued income490/1€0€773▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.97M▲
Equity10/15€438k€519k▲
Contributions10/11€70k€70k=
Reserves13€368k€449k▲
Distributable reserves133€368k€449k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.29M€2.45M▲
Amounts payable after more than one year17€1.73M€1.73M▼
Financial debts170/4€1.73M€1.73M▼
Other amounts payable178/9-€443
Amounts payable within one year42/48€559k€721k▲
Current portion of amounts payable after more than one year42€158k€207k▲
Trade debts44€73k€155k▲
Suppliers440/4€73k€155k▲
Taxes, remuneration and social security45€31k€61k▲
Taxes450/3€4k€22k▲
Remuneration and social security454/9€27k€39k▲
Other amounts payable47/48€298k€298k=
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20232024
Remuneration, social security and pensions62€244k€265k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187k€243k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€714k€960k▲
Operating profit (loss)9901€278k€447k▲
Financial income75/76B€390€30▼
Recurring financial income75€390€30▼
Financial charges65/66B€31k€48k▲
Recurring financial charges65€31k€48k▲
Profit (loss) for the period before taxes9903€248k€400k▲
Income taxes67/77€4k€20k▲
Profit (loss) for the period9904€244k€380k▲
Profit (loss) for the period to be appropriated9905€244k€380k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€380k▲
Transfer to equity691/2€194k€81k▼
To other reserves6921€194k€81k▼
Profit to be distributed694/7€50k€299k▲
Directors or managers695€50k€292k▲
Employees696-€7k
Social balance
Average headcount (FTE)9087-6.2
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €380k ▲55.7%
Operating result €447k, net result €380k, both a record.
31-12
Financial
Equity above €500kEq €519k ▲18.4%
3 profitable years in a row build equity to €519k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parkstraat 289600 RonseGround area
589 m²
Building footprint
568 m²
Volume, LiDAR
3,571 m³
Parcel 45423E0097/00P002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TandART
since 20212.316.634.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0097/00P002 | Flanders | 589 m² | 1 · 568 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,663 EUR awarded · 2,663 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,663 EUR | 2,663 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Similar companies · same sector, comparable size
Tandartsenpraktijk Cloet
BE 0607.829.516
Waregem · Eq €518k
TANDARTSKABINET LIES DECKERS
BE 0831.702.546
Nieuwpoort · Eq €520k
Cabinet Dentaire O'THANH
BE 0841.848.845
Juprelle · Eq €520k
SPRL Th. Charles
BE 0426.050.427
Sint-Lambrechts-Woluwe · Eq €520k
JAN BERGHMANS-ENDODONTIE
BE 0870.296.866
Halle · Eq €520k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.