Tand 41
ActiveTand 41 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €146k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+3
Solvency66▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 2.19 in 2024; short-term debt: 23.7% and cash: 29.7% of total assets), and 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
14.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
14 d early
2023
56 d early
2022
31 d early
2021
51 d early
2020
37 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▼ 20.6%
2024 · €511k
2018: €63k
2019: €112k
2020: €169k
2021: €219k
2022: €325k
2023: €429k
2024: €511k
2018 → 2025
Total assets
€992k▼ 10.1%
2024 · €1.10M
2018: €752k
2019: €777k
2020: €785k
2021: €850k
2022: €1.00M
2023: €1.01M
2024: €1.10M
2018 → 2025
Net result
€146k▲ 11.2%
2024 · €131k
2018: €15k
2019: €50k
2020: €57k
2021: €78k
2022: €116k
2023: €126k
2024: €131k
2018 → 2025
Working capital
€67k▼ 69.6%
2024 · €220k
2018: €-38k
2019: €-42k
2020: €23k
2021: €22k
2022: €102k
2023: €177k
2024: €220k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€325k▲ 48.6%€429k▲ 31.9%€511k▲ 19.1%€406k▼ 20.6%
Operating result€122k-€179k▲ 46.3%€198k▲ 10.3%€202k▲ 2.0%€223k▲ 10.5%
Net result€78k-€116k▲ 48.7%€126k▲ 8.4%€131k▲ 4.2%€146k▲ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€690k▼ 1.2%
Current assets
€302k▼ 25.4%
Equity and liabilities €992k
Equity
€406k▼ 20.6%
Debt
€586k▼ 0.9%
The debt ratio rises from 53.6% to 59.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€293k▲
2024 · €268k
Cash flow
€216k▲
2024 · €198k
Solvency
40.9%▼
2024 · 46.4%
Current ratio
1.28▼
2024 · 2.19
Quick ratio
1.28▼
2024 · 2.19
Debt / equity
1.44▲
2024 · 1.16
ROE
36.0%▲
2024 · 25.7%
ROA
14.7%▲
2024 · 11.9%
Interest coverage
17.19▲
2024 · 15.99
Debt
€586k▼
2024 · €591k
Debt ≤ 1 year
€235k▲
2024 · €185k
Debt > 1 year
€351k▼
2024 · €407k
Income taxes
€63k▲
2024 · €56k
Staff costs
€50k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€992k▼
Fixed assets21/28€698k€690k▼
Tangible fixed assets22/27€698k€690k▼
Land and buildings22€625k€648k▲
Plant, machinery and equipment23€35k€21k▼
Furniture and vehicles24€39k€21k▼
Current assets29/58€405k€302k▼
Amounts receivable after more than one year29€40k-
Other amounts receivable291€40k-
Cash at bank and in hand54/58€360k€295k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€992k▼
Equity10/15€511k€406k▼
Contributions10/11€2k€2k=
Reserves13€509k€404k▼
Distributable reserves133€509k€404k▼
Amounts payable17/49€591k€586k▼
Amounts payable after more than one year17€407k€351k▼
Financial debts170/4€407k€351k▼
Amounts payable within one year42/48€185k€235k▲
Current portion of amounts payable after more than one year42€96k€90k▼
Trade debts44€25k€19k▼
Suppliers440/4€25k€19k▼
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€56k€105k▲
Income statement
Code20242025
Remuneration, social security and pensions62€33k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€70k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€304k€345k▲
Operating profit (loss)9901€202k€223k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€17k€17k▲
Recurring financial charges65€17k€17k▲
Profit (loss) for the period before taxes9903€188k€209k▲
Income taxes67/77€56k€63k▲
Profit (loss) for the period9904€131k€146k▲
Profit (loss) for the period to be appropriated9905€131k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€146k▲
Transfer from equity791/2€49k€252k▲
Transfer to equity691/2€131k€146k▲
To other reserves6921€131k€146k▲
Profit to be distributed694/7€49k€252k▲
Return on contributions (dividend)694€49k€252k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €146k ▲11.2%
Operating result €223k, net result €146k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €511k ▲19.1%
7 profitable years in a row build equity to €511k.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €219k ▲29.5%
4 profitable years in a row build equity to €219k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.29
Current ratio from 0.60 to 1.29; short-term debt falls from €104k to €77k.
31-12
Financial
Equity above €150kEq €169k ▲51%
3 profitable years in a row build equity to €169k.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Equity above €100kEq €112k ▲79%
2 profitable years in a row build equity to €112k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 413111 RotselaarGround area
1,300 m²
Building footprint
258 m²
Volume, LiDAR
1,652 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tand 41 BV
since 20112.218.681.889
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094C0746/00L006 | Flanders | 982 m² | 1 · 118 m² | 10.6 m · 2 fl. |
| 24123A0284/00R000 | Flanders | 318 m² | 1 · 140 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 3,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2011
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.