TAMAYO

Active

Private limited company (pre-2019)founded 201412 yrs activede Stassartstraat 35, 1050 Elsene, BelgiumKBO/BCE: BE 0563.454.093

Summary

For TAMAYO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €1.4m and a net result of €291,352. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 34194 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

TAMAYOActive

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€2.0mtotal assets 2023

Equity: €1.4m
Profit: €291,352

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 0.8%

2023 figures too old to score

Structure

Accounts 430 d overdue0 of 4 deeds read

Signals- Figures for FY 2023 (filed 21-08-2024)- 2 financial years not filed after the legal deadline; latest accounts 9 days late; 2 of the last 3 late- Two or more financial years not filed+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 2.89, cash €363,789Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2021

Strong

Solvency 96+15

equity 70.6% of total assets

Liquidity 72+12

short-term debt 7.3% · cash 17.9%

Profitability 87+8

return on assets 14.3%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,509 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -1.9% vs 11-2024 01-2025: 0.1%▼ -1.0% vs 12-2024 02-2025: 0.1%▲ +1.0% vs 01-2025 03-2025: 0.1%▲ +17.5% vs 02-2025 04-2025: 0.1%▲ +2.5% vs 03-2025 05-2025: 0.1%▲ +11.3% vs 04-2025 06-2025: 0.2%▲ +15.9% vs 05-2025 07-2025: 0.2%▲ +21.3% vs 06-2025 08-2025: 0.1%▼ -52.6% vs 07-2025lowest value 09-2025: 0.1%▲ +18.5% vs 08-2025 10-2025: 0.2%▲ +42.2% vs 09-2025 11-2025: 0.2%▲ +8.4% vs 10-2025 12-2025: 0.2%▲ +29.2% vs 11-2025 01-2026: 0.4%▲ +82.5% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▲ +0.5% vs 02-2026 04-2026: 0.3%▼ -12.3% vs 03-2026 05-2026: 0.4%▲ +0.3% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.4%▲ +1.7% vs 06-2026 08-2026: 0.6%▲ +71.3% vs 07-2026 09-2026: 0.8%▲ +29.8% vs 08-2026highest value 10-2026: 0.8%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 21-08-2024) raises the probability
2 financial years not filed after the legal deadline; latest accounts 9 days late; 2 of the last 3 late raises the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 2.89, cash €363,789 lowers the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 21-08-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 9 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 2.89, cash €363,789

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 8 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline04-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-08-2024, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

9 d late

2021

60 d late

2020

184 d late

2019

145 d late

2018

202 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 120 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

09-08-24 Annual accounts filedfiscal year 2023 · micro…
31-12-23 Highest result since 2018net €291,352 ▲99.1%
31-12-23 Liquidity quadruplescurrent ratio 2.89

Key points

Risk: Accounts not fileddeadline was 31-07-2025 430 d late View
Positive: Among the best 5% on net resultsector median €24,804 · 34,196 companies €291,352 View
Positive: 5 profitable years in a rowprofit 2023: €291,352 5 years View